What are the benefits of continuing to pay social security after 15?

/kloc-The benefits of continuing to pay social security after 0/5 years are as follows:

1. Improve pension benefits: Under the existing system, the calculation and payment methods of pension benefits are "long payment, long payment and overpayment". This means that continuing to pay fees can increase the pension benefits after retirement. For those who have paid 15 years, but there is still a period of time before the legal retirement age, it is very appropriate to continue to participate in the insurance. Because the longer the payment period, the higher the final pension benefits.

2. Guarantee medical insurance benefits: In many areas, the retirement age of employees' medical insurance is actually longer than that of old-age insurance. Most areas require men to pay for 25 years and women to pay for 20 years. You can only enjoy lifelong medical insurance after retirement. If the payment is less than the corresponding number of years, it may be necessary to continue to pay or make a one-time payment after reaching retirement age, which may cause unnecessary economic burden.

3. Coping with policy changes: If the payment is stopped now, the social security payment policy will change in the future, and the previous payment 15 years may not meet the retirement conditions, thus facing an embarrassing situation. Therefore, continuing to participate in insurance can provide more protection for yourself.

4. Personal account accumulation: social security contributions not only affect the basic pension, but also affect the personal account pension. The longer and more personal payment time, the more funds accumulated in personal accounts, and the higher the amount of pension received after retirement.

The query method of social security card account balance is as follows:

1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;

2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;

3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.

To sum up, continuing to pay social security after reaching 15 is very beneficial to individual pension security and medical insurance benefits. Therefore, it is recommended to continue to pay social security if you have the ability to provide more protection for your future life.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.