Do you know the impact of social security from "five insurances" to "six insurances" on our lives?

Social security is mainly to ensure that people can maintain their basic livelihood after losing their ability to work. According to statistics, by the end of 2065438+2009, the population aged 60 and over had reached 254 million, and there were more than 40 million disabled people. With the extension of life expectancy, China has gradually entered an aging society, and the problem of providing for the aged is becoming increasingly serious. At present, most retired people live on pension insurance and medical insurance, but it is not enough for many elderly people who can't take care of themselves.

In September last year, the National Medical Insurance Bureau and the Ministry of Finance issued the Guiding Opinions on Expanding the Pilot of Long-term Care Insurance System, clearly pointing out that the scope of the pilot of long-term care insurance should be expanded. So what is "long-term care insurance"? Long-term care insurance, also known as the "sixth insurance" of social security, mainly provides basic nursing help for severely disabled people caused by old age, illness or disability, and focuses on solving the nursing expenses of those who can't take care of themselves.

In fact, relevant policies were issued as early as 20 16, and then 14 was added, including Shijingshan District of Beijing, Tianjin, Jincheng City of Shanxi Province, Panjin City of Liaoning Province, Fuzhou City of Fujian Province, Kaifeng City of Henan Province, Xiangtan City of Hunan Province, Nanning City of Guangxi Province, Kunming City of Yunnan Province, Hanzhong City of Shaanxi Province, Urumqi City of Xinjiang, Hohhot City of Inner Mongolia Autonomous Region and Gansu Province.

People with Alzheimer's disease, severe Parkinson's disease and other diseases can't live without people, and even need special care. But now most young people are busy at work, and mortgage and car loan increase their living burden. In the face of family members being sick in bed, they can't take care of themselves, and most of them are powerless, especially the only child. As the saying goes, "there is no dutiful son before you grow up". If you take care of him for a long time, it will not only have a great impact on your work, but also affect your feelings in the long run.

The implementation of the "sixth insurance" of social security can better guarantee the long-term care of the disabled, and most of the nursing expenses can be paid from the long-term care fund account, so it is very cost-effective to invite professional nurses to take care of them, which not only relieves the pressure of young people's lives, but also ensures the harmony of parent-child relationship, alleviates family conflicts and reduces the economic burden of families. And for the disabled, professional nurses may be able to better solve many inconveniences in their lives and meet their daily needs, which is a very good thing.

In addition, the expansion of the pilot scope of long-term care insurance will greatly increase the demand for nursing staff in cities, which will gradually open up the job market and greatly increase the employment opportunities of such nursing staff. It's killing two birds with one stone.