Job Recruitment Website - Social security inquiry - Will the money in the personal account be transferred after the social security transfer?
Will the money in the personal account be transferred after the social security transfer?
After the transfer of the transferred social security account is completed, the transferred social security account will be closed. In Shenzhen, if you transfer pension and medical care, the Social Security Bureau will default that you have cancelled your account. If you want to buy social security in Shenzhen again, you have to open a new account.
First, how to query the social security personal account
It's convenient to check social security online, so you don't have to go to the local social security bureau to check. It is also troublesome to go there. Now, people just need to move their computers quickly. This method not only saves telephone charges, but also saves time. Search for "social security inquiry personal account" on Baidu homepage.
Enter the national social security inquiry personal account platform for inquiry.
Find the navigation bar at the top of the new interface and click "Social Security Inquiry".
Or directly click on your own province on the page, or you can enter the social security query navigation page of this province for query.
At this time, a new interface will pop up, displaying the most eye-catching prompt icons: endowment insurance, medical insurance, provident fund query and other information, you can query according to your own needs.
Second, how to calculate the balance of social security personal account?
Pension = (last year's average monthly salary of employees in the province+my average monthly payment salary) ÷2× payment period × 1%.
= Average monthly salary of employees in the whole province in the last year (1+ average payment index) ÷2× payment period × 1%.
Individual endowment insurance is paid according to 20% of the payment base, of which 12% of the payment base is included in the overall account and 8% of the payment base is included in the personal account.
After retirement, the calculation of pension amount is also divided into two parts. Part of it is calculated from the overall account, which is the basic pension; The other part is calculated from the personal account, which is the personal account pension.
The basic old-age insurance premium is shared by enterprises and individual employees: enterprises pay a certain proportion of the total average monthly salary of employees in the previous year (19% in Beijing, which may be different in other cities), and individual employees pay a certain proportion of the average monthly salary of employees in the previous year (generally 8%).
Urban individual industrial and commercial households, flexible employees and laid-off workers from state-owned enterprises who participate in the basic old-age insurance in their personal capacity shall pay the basic old-age insurance premium at a rate of 20% based on the average social wage in the province where they are located, and all of them shall be borne by themselves.
legal ground
Article 19 of the Social Insurance Law of People's Republic of China (PRC) * * * If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
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