Job Recruitment Website - Social security inquiry - Can I get a refund if I don't pay social security for 3 years

Can I get a refund if I don't pay social security for 3 years

Legal analysis: No, if you really want to return it, you can only return the old-age insurance. The amount stored in the personal account is returned to me, and the part paid by the unit is included in the national pooling fund. Even if it meets the conditions for surrender, it can only return the part of the old-age insurance that has been paid according to the policy, and the part paid by the unit in other old-age insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance can't be taken back. Social insurance is compulsory and enforced by legislation. All members who fall within the scope prescribed by law must participate in social insurance unconditionally.

Unless the following special circumstances:

1, died before reaching the statutory retirement age, and the account has been cancelled in the public security organ;

2, go through the formalities of going abroad to settle down, and the account has been cancelled in the public security organs of our country;

3. The insured has reached retirement age and has not paid the fee for 15 years;

4, repeated insurance and termination of labor relations can be surrendered.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.