What if the social security cardholder dies?

Legal analysis: 1, one is that the insured dies before reaching the pension age and before retirement, and social security does not make corresponding compensation. Only the individual contribution and interest in the personal account of the endowment insurance will be returned to the heir at one time, and the endowment insurance relationship will be terminated at the same time; Medical expenses before death can be reimbursed according to regulations. Bring the death certificate and social security card issued by the local police station and apply for a social security refund at the social security bureau of the insured place. 2, the other is just a few months, or died before receiving a pension; There are also cases where the insured has moved abroad to stop participating in the insurance. After retirement and death, the balance of personal contributions and interest (less the part that has been received in the past) in the personal account of old-age insurance will be returned to the heir at one time, and the old-age insurance relationship will be terminated, so you can apply for funeral expenses and pensions. Whether you pay all the expenses yourself or not (individuals also pay part of the company and part of the social security of the unit as a whole), only the payment part in the personal account will be refunded.

Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. If an individual dies, the balance of the individual account can be inherited. Unemployed people who die during the period of receiving unemployment insurance benefits shall be given a one-time funeral subsidy and pension for their survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund. If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.