Maternity insurance in social security can only be enjoyed by female employees, not male employees, is that right?

As we all know, employers will buy social security for people who work in cities, and maternity insurance is also one of the social security. Many people think it has nothing to do with male employees when they see the word "maternity".

Let's take a look at maternity insurance in social security. Only female employees can enjoy it. Is it correct to say that it has nothing to do with male employees?

Maternity insurance in social security can only be enjoyed by female employees, not male employees?

This statement is wrong.

According to the regulations, employees should participate in maternity insurance, and employers should pay maternity insurance premiums in accordance with state regulations, while employees do not pay maternity insurance premiums.

Therefore, regardless of men and women, as long as they are on the job, enterprises will pay maternity insurance premiums.

If a male employee participates in maternity insurance and his wife is unemployed and does not participate in maternity insurance, he can still reimburse expenses from the insurance fund according to regulations.

What risks does social security include?

1, endowment insurance

Endowment insurance is a social insurance system that is enforced by the state according to law, specifically for workers, and forms a pension fund by collecting endowment insurance premiums from enterprises and individuals to solve the problem of living security for workers after retirement.

Its basic treatment is the payment of endowment insurance, which is not only the main item in the social insurance system of various countries, but also the most important guarantee item in the social security system of various countries.

2. Unemployment insurance

Unemployment insurance is a social insurance system enforced by the state according to law, which aims at workers and solves the problem of living security for unemployed people who meet the prescribed conditions by raising unemployment insurance funds.

Its basic treatment is to pay unemployment insurance and unemployment medical assistance. It is an indispensable stability and guarantee mechanism to meet the needs of the development of labor market and alleviate the serious social problems that unemployment may bring.

3. Medical insurance

Medical insurance refers to a social insurance system that is enforced by the state according to law, specifically for workers, and forms a medical insurance fund by collecting medical insurance premiums from enterprises and individuals to solve the medical security problems of workers and their families.

Its basic treatment is to provide medical security and Medicaid.

4. Work injury insurance

Industrial injury insurance is a social insurance system implemented by the state according to law. Enterprises or employers raise industrial injury insurance funds to compensate employees for income losses and medical security benefits caused by industrial accidents. Its essence is a system that employers compensate employees for industrial accidents based on civil law.

Its basic treatment includes income security, work-related injury pension, work-related injury medical security, etc.

5. Maternity insurance

Maternity insurance is a social insurance system enforced by the state according to law, which raises maternity insurance funds for employers and individuals and solves the income and living security problems of pregnant women during childbirth and breastfeeding.

Its basic treatment is to provide maternity medical security, maternity leave and maternity leave wages.

To sum up, this paper introduces some common problems about maternity insurance in social security. Generally speaking, maternity insurance in social security is not only available to female employees, but also to male employees.

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