What does the social security fund include?

Social security funds generally include the following categories:

1, pension insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc. ; The above five kinds of insurance are the "five insurances" that we usually contact more, and they are part of the social security fund;

2. Relief, poverty alleviation and disaster relief;

3. Disabled Employment Security Fund;

4. Developing social welfare funds;

5, housing security funds, such as housing provident fund.

Social security fund is the collective name of social security fund, social pooling fund, individual account fund (fund in individual account in the basic old-age insurance system), enterprise annuity (enterprise supplementary security fund) and national social security fund. The social security fund, which is centrally managed by the central finance, is managed by the National Social Security Fund Council, and consists of funds allocated from the reduction of state-owned shares and equity assets, funds allocated by the central finance, funds raised by other means approved by the State Council and their investment income.

The basic principle of social security fund investment operation is to realize the appreciation of fund assets on the premise of ensuring the security and liquidity of fund assets.

The state stipulates that social security funds can enter the stock market, of course, not all, and there are proportional restrictions. The main purpose is to maintain and increase the value of social security funds and ensure the interests of the people.

The Ministry of Finance and the Ministry of Labor and Social Security shall formulate relevant policies on the management and operation of social security funds and supervise the investment, operation and custody of social security funds.

China Securities Regulatory Commission (hereinafter referred to as China Securities Regulatory Commission) and the People's Bank of China shall, according to their respective functions and powers, supervise the business activities of investment managers and custodians of social security funds.

Specific operation of social security fund: the investment scope of social security fund directly operated by the National Social Security Fund Council is limited to bank deposits and the purchase of government bonds in the primary market. Other investments that need to be managed and operated by the social security fund investment manager and entrusted to the social security fund custodian.

The investment scope of social security funds includes bank deposits, treasury bonds, securities investment funds, stocks, corporate bonds and financial bonds with credit rating above investment grade, in which the investment ratio of bank deposits and treasury bonds is not less than 50%, corporate bonds and financial bonds is not higher than 10%, and the investment ratio of securities investment funds and stocks is not higher than 40%.

The investment of social security fund assets managed by a single investment manager in securities issued by an enterprise or a single securities investment fund shall not exceed 5% of the securities issued by the enterprise or the share of the fund; According to the cost, it shall not exceed 10% of the total assets of the social security fund it manages. The assets entrusted to a single social security fund investment manager shall not exceed 20% of the total assets entrusted by the annual social security fund.