Beijing social security insurance to pay how much

One of the social security center in the location of the account of urban workers to pay social security

Conditions are urban residents, there is a household, there is no work, in order to old age, sick choice of their own payment of social security, social security for urban residents is not good to deal with, the majority of the population in general through the local social security center to pay the social security of urban workers, payment of the old age insurance, medical insurance and unemployment insurance. Although unemployment insurance is useless, but also have to pay.

The base of payment refers to the average salary of the local workers in the previous year, of which the minimum base of payment for pension insurance is 40% of the average salary of the local workers in the previous year, and the percentage of payment is 20%, and the minimum base of payment for medical insurance is 60% of the average salary of the local workers in the previous year, and the percentage of payment is 5%.

As an example, for pension insurance in Beijing, the average monthly salary of on-the-job workers in Beijing in 2016 was 7,706 yuan, and the minimum contribution amount is 7,706 * 40% * 20% = 616.48 yuan. Other areas can be calculated by bringing in the local average wage.

In Beijing, one's social security contributions are divided into three grades: low-grade, mid-grade and high-grade, with low-grade contributing 1,030.96 yuan per month, mid-grade contributing 1,357.87 yuan per month, and high-grade contributing 1,011.25 yuan per month.

Here's why it's best to pay according to the lowest bracket.

Beginning also said, the average worker to pay social security, the unit than the individual to pay a much higher proportion, such as the Beijing area pension insurance unit to pay 19% of the individual to pay 8%, medical insurance unit to pay 10% of the individual to pay 2%. This part of the unit paid into the social security account, the individual part of the individual account.

If the death of the individual pension insurance account before the money is not claimed, it can be inherited, medical insurance personal account money can be returned directly to their own health insurance passbook, you can withdraw cash at any time, or returned to their own health insurance card, you can swipe the card to spend money; but the money in the integrated account is also the social security pool of money is everyone's **** there is property that can be amortized to their heads! It's hard to say how much, and it's not a case of pay more, get more.

If you are paying for your own social security, although the money is paid by yourself, but only 40% is included in the personal account, and the other 60% is included in the co-ordinated account, is it not a great loss? Therefore, it is better to pay social security according to the lowest grade.

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