What should I do if the social security does not meet?

The consequences of not paying social security are as follows:

Consequences of workers' wage arrears:

1, unable to enjoy pension insurance and medical insurance.

Conditional to receive pension insurance. /kloc-you need to pay the pension after 0/5 years, and you can receive it monthly after retirement. Medical insurance needs to be paid for 20 years to enjoy it for life. Cumulative calculation of payment period of endowment insurance and medical insurance. The longer the payment time, the more money and benefits you will enjoy.

It is impossible to buy a house in some cities.

Many cities directly link the conditions of buying a house with social security. Take Beijing as an example. If you want to buy a house in Beijing, you need to pay social security for at least five years, and you can't stop paying in the middle. Once interrupted, the five-year period will be recalculated. If you don't buy an account, let alone calculate the number of years, you can't even get into the threshold of buying a house.

Consequences of non-payment by enterprises:

administrative responsibility

1. According to Article 84 of the Social Insurance Law, if the employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit. If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.

2. According to the provisions of Article 62 of the Regulations on Work-related Injury Insurance, if the employer fails to participate in work-related injury insurance in accordance with the provisions of this Ordinance, the social insurance administrative department shall order it to participate within a time limit, pay back the work-related injury insurance premium that should be paid, and pay a late fee of five ten thousandths per day from the date of default; Failing to pay within the time limit, a fine of 1 times shall be imposed.

3. According to the provisions of Article 23 of the Provisional Regulations on the Collection and Payment of Social Insurance Fees, if the payer fails to register, change or cancel the registration of social insurance in accordance with the provisions, or fails to declare the amount of social insurance fees payable in accordance with the provisions, the administrative department of labor security shall order it to make corrections within a time limit; If the circumstances are serious, the directly responsible person in charge and other directly responsible personnel may be fined more than 5000 yuan 1000 yuan; If the circumstances are particularly serious, the directly responsible person in charge and other directly responsible personnel may be fined not less than 5000 yuan but not more than 65438 yuan but not more than 0,000 yuan.

Social insurance is compulsory insurance implemented by the state for the life and medical security of employees. The so-called mandatory means that the rights and obligations of both parties are directly stipulated by laws and regulations, and both parties are not allowed to negotiate freely.

Benefits of paying social insurance:

Social insurance for urban workers (hereinafter referred to as "urban insurance") includes old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, mainly for on-the-job workers.

1. Pension: After paying the old-age insurance 15 years, you can get a pension at retirement age and realize a sense of security.

2. Medical treatment: Under the normal insured state, you can be reimbursed for going to the hospital for medical treatment, and the reimbursement ratio of different hospitals is different. For example, in Beijing, the reimbursement rate is between 70% and 90%. In a natural year, 20,000 outpatient visits and 300,000 hospitalizations can be reported to realize medical treatment.

3. Childbirth: Those who have paid the fee for one year before childbirth can reimburse the expenses for prenatal examination and childbirth, apply for maternity allowance and realize education.

4. Unemployment: Unemployment can receive a monthly living allowance of more than 1 1,000.

5. Work-related injuries: Employees can get different compensation according to work-related injuries.

To sum up, workers who do not pay social security may not enjoy old-age insurance and medical insurance, and in some cities, they may not be able to buy a house, because many cities directly link the conditions for buying a house with social security. If the enterprise fails to pay social security, it may have to bear administrative responsibility and civil compensation responsibility, such as a pension to compensate employees' losses. Moreover, the Regulations on Insurance of Work Injury, Medical Care, Maternity and Unemployment clearly stipulates that if an employee encounters a situation that requires insurance claims, and the enterprise fails to pay the corresponding insurance, the liability for compensation shall be borne by the enterprise.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 84

If the employer fails to apply for social insurance registration, the social insurance administrative department shall order it to make corrections within a time limit. If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.