How about making a financial loan?

Financial loan is indeed a very profitable project, and it has become an industrial chain. Financial loans are helpful to the real economy, but excessive debate and silent search for the development of the financial industry do harm to the real economy.

China's financial market has developed for more than 30 years, and financial loans have played a very important role in China's real industry. The real economy of our country can achieve the development of the existing economy, largely because of the support of financial loans to the design industry.

The financial industry should not be over-developed.

The financial industry is certainly helpful to the real economy of our country, but it should not be over-developed, because over-development will lead to more talents flowing to the financial sector. Financial lending companies can make a lot of money by lending in large quantities, so they can recruit more talents.

The financial industry must serve the real economy.

Our country has been positioning the financial industry for a long time. The financial industry in our country must serve the real economy, and the development of the real economy can become the foundation of the country. Many policies in our country are also formulated for the real industry, and the three major monetary policy tools have also been adjusted to promote the real economy.

Wages in the financial industry are relatively high.

As we all know, the wages in the financial industry are relatively high. The salary in the financial industry can reach about 20,000 per month, and it may reach about 40,000 to 50,000 in some big companies. It is precisely because of this high salary that many outstanding talents will be attracted to join financial loan companies.

In fact, many people are basically inclined to the financial industry when choosing majors in universities, because financial banks have more prospects in the calendar industry, in order to earn more wages. The financial industry needs a certain threshold. China's financial industry mainly serves the real economy.

How about a loan?

The work is as follows:

Overall, the performance pressure is relatively high.

Working in a loan company, I am mainly responsible for the marketing of loan business, grasping the potential customers to promote the company's credit products, doing business positioning and customer questions and answers in my daily work, handling the reception of various businesses for customers and solving various problems encountered by customers in the process of handling business.

At work, we must conduct an all-round audit of loan customers and be familiar with the information of borrowers and guarantors. This job requires not only strong communication skills, but also strong judgment. Actually, this job is more like a salesman. The incumbent should have strong endurance and pressure resistance, do more business, take more orders, get more commission and earn more money.

Introduction:

Loan (electronic IOU credit loan) is simply understood as borrowing money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated monetary and monetary funds in the form of loans, which can meet the needs of society to expand reproduction and replenish funds and promote the development of tourism economy. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Is the salary of financial service loan really high?

Hello, dear, I'm glad to answer your question. Is the salary of financial service loan really high?

Only when the boss does a good job can he make regular loans (refuse regular loans) and make money. For a team of 10 multi-skilled workers, it is possible that the boss has an annual salary of one million or more. Many bosses have done it, but it is impossible to say that it is easy to do. Many bosses lose money if they don't do well. Big head is earned by big boss. Ordinary salesmen earn 20,000 ~ 30,000 a month, which is not bad. Employees who do poorly account for more than 90%, and they can't open a bill for a month or two. If it weren't for this substance, they would lose or even get their basic salary.

Therefore, in all walks of life, there are well-done and top-notch. Summary: In the loan business, professional requirements are very high. It is not novices who can make big money. It is difficult to find a first-hand customer. Only if you have rich professional experience, customers will be willing to talk to you, and professionalism takes time and experience to accumulate. People who don't do well, people who change careers abound, many, many.

I hope I can help you. I wish you a happy life and all the best, dear.

Is the loan industry easy to do

I am a loan agent, and my job is actually quite easy. It may be a little difficult when there are no resources in the early stage, but it will be easier after you get started. We don't usually go out to socialize, and there's nothing to socialize with.

What can I say about this industry? These years are ok, but the future is really uncertain, and at the end of the year, some bosses of small and medium-sized enterprises are more or less confused.

202 1 Is it easy to get a financial loan?

This is not easy to do.

According to the feedback from many practitioners, the introduction of the new mortgage policy was prepared by the state to crack down on some real estate speculators. While lowering the LPR interest rate, we urge income punishment through soft violence. These related policies are all aimed at better controlling the loan industry. 202 1, the loan industry is not as good as before.

The real estate market of 202 1 highlights a "turbulence". With the implementation of the new mortgage policy and the reduction of LPR interest rate, many users said that it was much more difficult to apply for a mortgage at 202 1.

Because the new mortgage policy has clearly defined the proportion of mortgage loans of major banks, 202 1, many banks' mortgage loans are even tighter than those called for, especially in first-tier cities. Therefore, 202 1 applying for a mortgage, whether it is the threshold for applying for a loan or the speed of lending, is indeed much more difficult than before.

The amount of bank mortgage is tight, but the number of people applying for mortgage is more and more year by year. Under such great pressure, banks can only raise the threshold for applying for loans to screen better customers, which is an inevitable trend. After 20021April, many banks even announced the suspension of second-hand housing loan business, and more than four banks in Guangzhou have announced it.

From the feedback of users who applied for loans, in addition to the difficulty in applying for loans, mortgage became particularly difficult in 20021year. Take the four behaviors of Guangzhou and Shenzhen as examples. After the previous mortgage loan was approved, users waited for about 65,438+0 months to receive the loan. 202 1 when applying for a mortgage, it takes about 2-3 months to receive the loan.

Property certificate, mortgage bank materials?

1, existing house mortgage. Real estate mortgage contract (signed by both husband and wife on site); Housing ownership certificate; Copy of land use right certificate (original inspection); A real estate appraisal report issued by a qualified appraisal agency; Bank loan contract; Proof of the relationship between husband and wife and a copy of the identity cards of both parties (original inspection), and a certificate issued by the civil affairs department where the household registration is located for singles. 2. Faster mortgage. Pre-sale contract for house purchase; Signing a house purchase loan contract with the bank; Copy of advance payment receipt for house purchase (original inspection); Copy of marriage certificate of husband and wife (original inspection), certificate issued by the civil affairs department where the household registration is located.

Here's how to make a financial loan.