Are loan officers and sales staff the same in rural credit cooperatives?

Are loan officers and sales staff the same in rural credit cooperatives? There is still a difference. Loan officers are marketing loans, but also to ensure timely recovery, there are risks.

Are rural credit cooperatives the same as civil servants? Hello, it's different. Rural credit cooperative is a banking system, and its full name is rural credit cooperative. Civil servants are national public officials. However, both of them are units with better welfare benefits and are good candidates for registration.

That's all. I hope it helps you, and I wish you success in the exam. Please keep asking questions if you have any questions.

Is Xuancheng Rural Credit Cooperative 20 12 registered at the same time every year? What you said is a little vague. I suggest you call and ask, because you didn't say your specific address, so I can't tell you specifically. Please search online. There are many more. I hope I can help you.

Is the examination of rural credit cooperatives different in every region? Hello, Chinese public education is at your service.

Every region is different. Check all kinds of examination information in Inner Mongolia and collect it in Inner Mongolia Zhonggong Education Network to improve your online learning skills of real questions, simulated questions and answers. Online consultation, examination policy, application conditions and other information. For more information, please visit Inner Mongolia Zhonggong Education Network.

If in doubt, please consult the public education enterprises in China.

Has the rural credit cooperative been admitted to the teller? 1, no, it depends on what position the rural credit cooperatives recruit and what position you want to apply for.

2. Generally, there are many jobs for rural credit cooperatives, including: teller, account manager, science and technology management post, etc. , but generally recruit more tellers.

Are you all looking for city loan officers to credit community software? I'm a loan officer from Beijing.

Is it profitable to be a loan officer? Generally speaking, yes, but any occupation has its limitations and shortcomings, if you have a lot of bad loans. You'll die a terrible death! If yes, please pay attention to the risks.

20 15 what is the examination content of Taizhou rural credit cooperative? Is it different from the question type of bank recruitment? Hello, Chinese public education is at your service.

The examination content of Taizhou rural credit cooperative is: test and application, Taizhou. off.20141217574.

More rural credit cooperatives exam information details:

20 15 preparation materials for Taizhou rural credit cooperatives-mathematical operation problems

20 15 preparation materials for Taizhou rural credit cooperatives-speech comprehension questions

20 15 Taizhou rural credit cooperatives test data-quantity relationship problem

20 15 Taizhou rural credit cooperatives reference materials-economic common sense multiple-choice questions

20 15 Taizhou rural credit cooperatives reference materials-literature common sense questions

20 15 Taizhou rural credit cooperatives exam preparation materials-legal knowledge practice

: taizhou.off.nongxinshe/yueduziliao/

For more information about preparing for the exam of rural credit cooperatives, please refer to Taizhou Zhonggong Education Network.

If in doubt, please consult the public education enterprises in China.

Is the credit consultant a salesman? Yes, to put it bluntly, it is to run business and attract customers. If the performance is good, you will get a lot of commission.

Are rural credit cooperatives the same as rural commercial banks? Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural commercial banks (rural commercial banks) are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

Second, the reorganization process.

There are two ways to transform rural credit cooperatives into rural commercial banks: 1. Rural credit cooperatives → rural commercial banks; 2. Rural credit cooperatives → rural cooperative banks → rural commercial banks.

As far as this restructuring mode is concerned, in areas with relatively developed economy and high degree of urban-rural integration, the concept of "agriculture, rural areas and farmers" of Shenzhen Rural Commercial Bank has undergone great changes, and the proportion of agriculture is very low, some of which only account for less than 5%. Although the status of farmers as the service targets of credit cooperatives has not changed, most of them no longer engage in agricultural production and labor based on traditional farming, and have less requirements for supporting agriculture services. Credit cooperatives have actually implemented commercial operations. For credit cooperatives in these areas, joint-stock reform can be implemented and rural commercial banks can be established.

In the second way of restructuring, it is worth mentioning the rural cooperative bank. Rural cooperative bank is an institutional form between rural credit cooperatives and rural commercial banks. It is a joint-stock cooperative community local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural cooperative banks are reformed from credit cooperatives. If the indicators meet the standards, credit cooperatives can apply for restructuring into cooperative banks. When the asset quality reaches the standard, it can be transformed into a rural commercial bank, and then it can be listed in the next step, and its business scope and area will be increased.

In addition, the supervision department of cooperative financial institutions of the China Banking Regulatory Commission announced that there will be no new rural cooperative banks in the future, and the existing rural cooperative banks will be restructured into rural commercial banks. In other words, this restructuring is only aimed at the existing rural cooperative banks.

Third, the status quo of restructuring

In the new round of deepening the reform of rural credit cooperatives, most rural credit cooperatives have made clear the gap, reduced non-performing loans, improved the quality of assets, standardized the issuance of old shares and new shares, increased the capital adequacy ratio, actively changed the operating mechanism, strengthened internal management, increased support for "agriculture, rural areas and farmers" and county economy, and highlighted the main role of rural finance. With the approval of the banking regulatory bureau, a unified legal person with the county as the unit was established on the basis of the original two legal persons, ending many rural credit cooperatives in the county. This move has played a positive role in promoting the scale operation of rural credit cooperatives, improving the ability of risk prevention and strengthening management. Moreover, through unremitting efforts, some county cooperatives have successfully paid the special bills of the central bank to replace non-performing loans, effectively solved the historical burden, significantly enhanced their risk prevention capabilities, and achieved initial results in deepening the reform of rural credit cooperatives. At present, the system reform of rural credit cooperatives is progressing steadily. The implementation of shareholding system reform and commercial operation is the mainstream direction of deepening rural credit cooperatives, and it is also the general trend to adapt to the current international economic situation and cope with the complex financial environment.