Is Agricultural Bank of China Evergrande Life Insurance Reliable for 5 Years?

Agricultural Bank of China Evergrande Life Insurance Bank's short-term financial management, with a term of three years and a maturity of five years, is more reliable. But remember, the money can only be refunded after the five-year contract expires. If you give up halfway, there won't be so much.

The insurance has not expired. Can I withdraw money?

You can't withdraw money before the insurance expires. If the insurance has not expired, the principal cannot be recovered. If the money is spent quickly, you can get a refund. What is returned is the cash value, which is a great loss. See the cash value table attached to the policy for the specific surrender amount. If you don't want to surrender, you can borrow urgent money with a policy. The loan amount shall not exceed 80% of the cash value of the policy. Endowment assurance, whole life insurance, endowment insurance, annuity insurance and dividend insurance all have cash value. You can apply for a policy loan after one year of insurance. Short-term accident insurance, medical insurance and term life insurance have no loan function because they have no cash value.

There are several things you want to surrender before the insurance expires.

If Utah requests to terminate this contract within 1 and 10 days, the insurance premium actually paid by this insurance shall be surrendered within 10 days from the date of termination of this contract.

2. If you request to terminate this contract after the expiration of Utah, our company will return the cash value of the policy within 10 days from the date of termination of this contract. If you cancel the contract after the break, you may suffer some losses.

3. When the contract is required to be dissolved, an application for dissolution of the contract shall be filled in, and certificates and materials shall be provided: insurance contract and

Valid identification.

4. Call the company's service phone or directly call the company's sales department to ask how much money can be refunded and the cash value of the general contracting record. If you don't know yourself, you can find a professional agent.

China Life Insurance is an insurance company registered with the China Insurance Regulatory Commission and supervised by the China Banking Regulatory Commission, which is trustworthy. According to the information published by CBRC on its official website, there are 65,438+02 insurance groups and 97 life insurance companies in Chinese mainland. In fact, China's insurance supervision mechanism is very strict, which is limited by registered capital, solvency, comprehensive risk assessment, SARMRA assessment and investment channel supervision before its establishment, and has a strict exit mechanism during its operation.