Is Chengdu Zhongxiang Financial Loan Company Reliable?

1. Is Chengdu Zhongxiang Financial Loan Company reliable?

It's not reliable at all. Bragging forces people to do it. If anyone doesn't believe me, you can try Xihuamen Elephant Gold Clothing yourself. I've been there once anyway. At that time, the business manager promised to get it done in 7 working days. As a result, it took more than 30 working days. There are also inexplicable expenses in the middle.

Second, what about this company?

Elephant direct loan is the first bank direct loan platform in China. The loan products of elephant direct loan include: credit, house mortgage loan, car loan, social security loan, provident fund loan, policy expansion loan, etc. The characteristics of 1. Credit loan 1. With the improvement of people's awareness of personal reputation, banks are more and more willing to handle credit loans for customers, because the better the quality of personal reputation, the less the risk of bank loans. Therefore, following Standard Chartered Bank and Citibank, many commercial banks have also launched their own credit loan products. The accumulated data shows that no matter how other conditions of different banks change. Personal credit is also the main factor affecting the loan interest rate, that is, banks are more willing to lend to customers with good personal reputation at a lower interest rate. 2. Loan limit In addition, the borrower is most concerned about the applicable limit of loan interest rate. At present, credit loans generally have a maximum amount of 500,000 yuan and a minimum amount of about 8,000 yuan. Generally speaking, credit loan products with low total interest have relatively low maximum loan amount. In addition, good personal credit will also allow banks to relax a certain amount of loans. 3. Loan Term As far as loan term is concerned, personal credit loans are basically short-term loans. Loan applicants can apply for repayment periods ranging from 6 months to 60 months to meet the consumption and repayment needs of different groups. The length of the loan period will affect the borrower's monthly repayment amount. The longer the time, the less the monthly payment and the less the pressure. The loan applicant can choose the repayment period according to his own actual situation. Two. Advantages of credit loan 1. Low threshold Compared with mortgage loans, the threshold of credit loans is relatively low. Generally speaking, a lender can obtain a loan only if he has a stable job and income, can repay the loan on time and has a good credit record. 2. Fast mortgage loans need to go through procedures such as evaluation and mortgage, so the loan speed is slow, while unsecured loans are simple. As long as the borrower meets the loan conditions and can provide complete loan procedures, he can get the loan as soon as possible. 3. Low risk Although issuing unsecured loans requires lending institutions to bear higher risks, borrowers bear less loan risks. Don't worry about not being able to repay, the collateral will be disposed of by the lending institution. Three. Disadvantages of credit loan 1. The amount is low because there is no collateral as a guarantee, and the lending institution needs to bear greater risks. In order to reduce the risk, the borrower's loan amount is not high, generally about ten times the monthly income. 2. High interest rates not only control the loan amount, but also increase the loan cost by means of credit risk control by lending institutions. Therefore, before the borrower applies for a loan, it is best to determine the loan amount and term according to his repayment ability, so as to avoid the excessive repayment pressure affecting his normal life.

Third, Zhongrong Finance, is it true to sell machine loans? I have applied for a batch of loans. ...

They should have been cheated. They are all liars.

4. What is the nature of Tianfu Direct Loan Center?

Service. Zhong Xiang Jin Fu, the pioneer of direct bank lending, successfully opened the first physical store in China at Xihuamen Street 17 in Tianfu Center. Tianfu Direct Loan Center, a loan service organization, is a 1 store established by Zhongxiang Jin Fu in China. As an important part of the layout of Tianfu Center, Tianfu Center is committed to providing efficient, transparent and humanized loan customers for Chengdu.