Which one has better employment prospects, investment major or accounting major?

Both investment majors and accounting majors have good employment prospects and both have advantages.

Employment prospects for investment majors:

1. Commercial banks

The four major state-owned banks including Industrial and Commercial Bank of China, China Construction Bank, and Agricultural Bank of China As well as joint-stock commercial banks such as China Merchants Bank, city commercial banks, and domestic branches of foreign banks, graduates majoring in investment are often involved.

With stable income, low pressure, and high welfare levels, bank jobs are often very attractive to people.

Relevant experts suggest: Entry into commercial banks is relatively low, and the employment environment of some commercial banks and joint-stock banks is relatively democratic. It is recommended that if students want to develop in this area, the postgraduate entrance examination is best in the direction of finance. Choosing commercial bank operation and management, international finance, monetary policy, etc. will be more beneficial to your future work!

2. Insurance company

Insurance company or insurance brokerage company.

Relevant experts suggest: Candidates who want to work in insurance can consider the actuarial major, which is very popular and popular. In addition, the benefits of units such as the Social Security Center and the Financial Audit Department are also very good, but they are stable and lack flexibility. Candidates who are unsatisfied with the status quo are best to avoid these employment directions.

3. Financial industry-related committees

It is generally the ideal of most finance majors to enter the regulatory department and become a government official. However, it is more difficult to enter these departments and requires certain skills. Economic theory support and professional economic management level.

Relevant experts suggest that students taking the postgraduate entrance examination can take into account their theoretical knowledge while studying, and at the same time, extensively enter the financial sector for internships, paving the way for them to embark on this path in the future.

4. Policy banks

Compared with commercial banks, the nature of work of policy banks is closer to that of civil servants, so they do not have a lot of flexibility.

Relevant experts suggest: Candidates who want to make a difference in the financial industry and feel their own world are best not to choose policy banks in the early stage.

5. Securities companies

Including fund management companies, Shanghai Stock Exchange, Shenzhen Stock Exchange, Futures Exchange, etc.

6. Investment companies

Such as trust investment companies, financial investment holding companies, investment consulting companies, large corporate finance companies, etc.

7. Fund companies

Such as the Social Security Fund Management Center or the Social Security Bureau.

The above securities, investment, and fund companies are all based on risk management and have certain risk factors. Therefore, their starting point for talent selection is relatively high. Usually the minimum is a master's degree, but a million The annual salary is also a big draw.

Relevant experts suggest: If you want to develop in these fields, you can appropriately improve your academic qualifications, and at the same time strengthen your knowledge and experience accumulation in personal investment management and financial operation capabilities. When choosing a direction, you can consider securities investment, financial markets, and financial engineering majors.

8. Securities Department and Finance Department of listed (or intended to be listed) joint-stock companies

Relevant experts suggest: Such a profession requires relatively high financial management knowledge. Those who are interested in securities and finance Students can appropriately focus their studies on finance.

9. Teachers of finance majors in colleges and universities, researchers in research institutions, publishing and communication institutions, etc.

These majors are on the edge of finance employment and are a comprehensive profession.

Relevant experts suggest that students who do not have a strong knowledge of finance but want to take a step back from finance and embark on a professional path may consider this career option.

Employment prospects of accounting majors:

1. Domestic-funded enterprises

Career status: This sector has the greatest demand for accounting talents, and it is also the largest demand for accounting graduates at present. The greatest employment direction. Many small and medium-sized domestic enterprises, especially private enterprises, only need "accounting clerks" for accounting positions, rather than professionals with financial management and analysis capabilities. Moreover, most such companies have very rudimentary financial supervision and control systems. Therefore, in the early stages of starting a business, their accounting work is generally in the hands of their cronies (relatives). When the company gets bigger and the finances become too complex for close relatives to have full control, "outsiders" will be hired to keep accounts.

2. Foreign companies

Occupational status: The remuneration for the same positions in most foreign-funded companies is much higher than that of domestic companies. More importantly, foreign-funded enterprises have mature financial management systems and methods, and new employees generally receive a period of professional training. One of the reasons for high work efficiency is the meticulous division of labor. The meticulous division of labor allows the person in charge of the position to learn only a certain aspect of knowledge. Although this skill is very professional, it is detrimental to the entire career development process because it is difficult to obtain a comprehensive knowledge. Experience in financial control and analysis. The abundance of follow-up training opportunities is another reason why foreign companies are so attractive. Financial management is also a profession where the more experience and knowledge you have, the more valuable you are. The training opportunities provided by companies are different from listening to teachers’ lectures at school. They are more relevant to actual work and more applicable.

3. Office

Occupational status: All office jobs have one characteristic, that is: tired! The difference is that many small firms have low remuneration, no overtime pay for overtime work, and a lot of chores... Foreign firms such as PricewaterhouseCoopers have much better remuneration, but in some ways, their work tasks are heavier. There are even rumors that "women are used as men and men are used as livestock" there, and overtime is a common occurrence. The famous "Andersen Sunrise" refers to the sunrise that employees can see when they walk out of the office building after often working overtime. But you can indeed learn a lot in a firm. Even in a small firm, due to manpower issues, an audit project must be carried out from beginning to end, including communication with the unit submitting it for review, etc., so that you can fully exercise your abilities. Big law firms can provide hellish training in teamwork, international accounting standards, professionalism, will, etc.

4. Financial consulting

Career status: Students who have been to job fairs in banks and other financial institutions should know that the recruitment demand for personal financial consulting positions is slowly increasing, and, Due to the increase in social investment channels and the reform of the security system, financial consulting services will surely enter the lives of more urban white-collar workers. The growth point of demand for such talents should be in social investment and financial consulting service institutions

5. Civil servants, teachers

Accountants are admitted to civil servants or recruited into universities as teachers, and other majors Like all people engaged in these professions, they have the advantages of stability and low pressure, but also have the disadvantage of difficulty in development.