What jobs in the financial industry are more promising?

According to relevant statistics, among all industries, the financial industry is the industry with the highest income, so do you know which jobs in the financial industry are more promising? Let me give you an answer. I hope I can help you. Welcome to read!

1. What positions in the financial industry are more promising?

1, financial analyst

Financial analysts are subdivided into securities analysts, stock analysts and foreign exchange analysts. They mainly analyze enterprises, projects and investments by means of profit rate, liquidity, stability, solvency and peer comparison, and provide trading suggestions.

Financial analysts are the "golden collar" in the investment field. Almost all financial investment institutions need a large number of financial analysts, and the brokerage research institute is an institution with the theme of financial analysts. Star analysts earn tens of millions a year, sometimes on the new wealth list.

Judging from the whole domestic financial talent market, the annual salary quotation of top financial talents has been more than one million yuan, while the average intermediate talents are between 300,000 yuan and 500,000 yuan.

2. Fund managers

According to the provisions of the Qualification of Securities Practitioners, fund managers not only need to have a relatively professional academic background and profound research skills, but also need to have a high moral quality, and must also have more than 3 years of experience. They play a vital role in the funds they manage. At present, most domestic funds implement the fund manager responsibility system under the leadership of the investment decision-making Committee. Different funds may have the personality characteristics of fund managers, but the investment authority of fund managers is also limited.

The income of fund managers is basic salary, bonus, bonus and commission, and the income is linked to market valuation. If the market value of assets managed by a fund manager falls, bonuses, bonuses and commissions will all be affected, and his income will plummet. Many customers can't stand the fund's low income or even declining income, so almost all fund managers with poor performance have been eliminated, leaving behind excellent ones. Interestingly, the average income data I got was just above the monthly salary of 65438+ 10,000.

3. Actuaries

Actuaries are business occupations that deal with risks and uncertain financial risks. In order to minimize the financial loss caused by unknown events, actuaries need to evaluate the probability of events and possible consequences, such as death and bankruptcy. Most actuaries work in property insurance companies or life insurance companies, and their work scope includes designing new insurance products, calculating related premiums, calculating reserves, and formulating investment policies. A few actuaries work in consulting companies or medical insurance companies.

Just entering the actuarial industry, the monthly salary is about 6.5438+0 million, which seems unattractive, but with the accumulation of work experience and the increase of working years, the salary will increase in geometric order.

If you can get an actuary qualification certificate, it will be a certificate with high gold content in the insurance industry. Unfortunately, not many people in the country are qualified as actuaries. The chief actuaries of insurance companies are mostly external, and their annual salary ranges from several million yuan to tens of millions of yuan. Although general practitioners will not get such a high salary, it is not uncommon for actuaries to earn an annual salary of 654.38+0 million.

4. businessmen

Traders mainly serve large investors (investment institutions). They are often traders, who have a good grasp of the disk and can grasp the timing of opening and closing positions according to the requirements of customers. In addition, they should be able to find every subtle change on the disk, thus reducing the occurrence of risks. Because it is easy to manipulate hundreds of millions of yuan of funds, there has always been a misunderstanding: successful traders are all from high flyers, famous universities and highly educated, and traders have to rack their brains to make a profit. In fact, trading is by no means academic research. Unlike most people's imagination, the daily life of traders is neither tense nor mysterious, but more needs to be cautious, and then the rest is boring, because they have to stare at charts all day when operating. Of course, the pressure is also great, because the entrusting party requires not only to maximize the profit of each project, but also to maximize the profit of each stage.

5. Valuation Officer

Asset appraisers play an important role in helping enterprises reduce transaction costs and improve economic benefits. The existing employees are far from meeting the huge demand of enterprises, and it is difficult to pass the qualification examination, which makes it more difficult to recruit asset appraisers.

Second, more valuable certificates in the financial industry

Professional qualification certificate of banking practitioners

In order to strengthen the construction of China's banking practitioners and improve their quality, Ministry of Human Resources and Social Security and the China Banking Regulatory Commission jointly issued a notice on February 20 13, bringing the former qualification examination for banking practitioners in China into the unified planning of the national vocational qualification certificate system and establishing a professional qualification system for banking practitioners.

Qualification certificate of futures practitioners

The qualification examination for futures practitioners is an entry examination for futures practitioners (it is an "entry" examination, which has nothing to do with the tall salary) and is a national qualification examination. The examination is supervised and guided by China Securities Regulatory Commission and sponsored by China Futures Association.

Qualification certificate of securities practitioners

Referred to as "securities qualification", the type is the same as the qualification certificate of futures practitioners. It is an "introductory" exam, which has nothing to do with the high salary. It is the first level to engage in the securities profession. The securities qualification certificate is also called the access certificate of the securities industry. This certificate is a national qualification examination and a qualification certificate for national financial institutions.

The qualification examination for securities practitioners is an entrance examination for engaging in the securities industry, and it is also a necessary condition for professionals engaged in securities business in securities companies, fund management companies, fund custody institutions, fund sales institutions, securities investment consulting institutions, securities credit evaluation institutions and other institutions engaged in securities business recognized by China Securities Regulatory Commission to obtain qualification certificates.

Fund qualification certificate

According to the provisions of the Fund Law, fund practitioners should have the qualifications for fund practice. From 20 15, China Asset Management Association is responsible for organizing and implementing the examination, which focuses on practical application and mainly assesses the necessary basic knowledge and professional skills of fund employees.

Financial risk manager FRM

This certificate is mainly applicable to practitioners engaged in risk management in financial institutions. With the development of financial market, risk management is paid more and more attention by domestic financial institutions, so people with FRM will face many opportunities for home ownership development in the future. FRM is divided into two grades, which costs about 10000 yuan. There is an exam every May and 1 1 month. It will be easier for people who are good at math to rely on this certificate.

Chartered Financial Analyst

As the "gold standard" of the investment industry, CFA holders are hot, and their examination contents focus on the most advanced international financial theory and technology, including investment analysis, portfolio management, financial statement analysis, corporate finance, economics, investment performance evaluation and professional ethics.

CFA qualification certificates are awarded to professionals in various investment fields, including fund managers, securities analysts, chief financial officers, investment consultants, investment bankers and traders. According to incomplete statistics, China will need150,000 professionals in the financial field every year in the next decade. At present, the employment prospects in China are very broad. The salary is between 500,000 and 6.5438+00,000.

Certified Public Accountant

This certificate represents the highest qualification certificate of domestic accounting industry. This certificate is very difficult to test, even exceeding CFA. Of course, his advantage is the Chinese exam. The holders of the four major accounting firms, securities and funds will have obvious comparative advantages. Low cost. A total of six subjects, you can take the exam separately and pass one.

A certified public accountant is a practitioner who has obtained a certified public accountant certificate according to law and is entrusted to engage in auditing, accounting consulting and accounting services.

Third, the employment direction of the financial profession

Judging from the employment situation in recent years, there are usually several trends in finance graduation:

1. Commercial banks, including the four major banks and joint-stock companies, domestic branches of city commercial banks and foreign banks.

2. Securities companies, including fund management companies; Shanghai Stock Exchange, Shenzhen Stock Exchange and Futures Exchange.

3 trust and investment companies, financial investment holding companies, investment consulting companies and large enterprise finance companies.

4. Financial holding group, four asset management companies, financial leasing and guarantee companies.

5. Insurance companies and insurance brokerage companies.

6. The Central Committee (People's Bank of China), the China Banking Regulatory Commission, the China Securities Regulatory Commission and the China Insurance Regulatory Commission are financial regulatory agencies.

7. Policy banks such as China Development Bank and China Agricultural Development Bank.

8. The social security fund management center or social security bureau is generally the insurance direction.

9, the national civil service series of government administrative agencies such as finance, auditing, customs and other departments. ; Teachers majoring in finance in colleges and universities; Research institutions, researchers.

10. securities department, finance department, securities affairs representative, secretariat of the board of directors, etc. Listed (to be listed) joint-stock companies.

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