What enlightenment does Ali e-commerce loan have on today's microfinance?

This new model greatly improves the degree of information asymmetry, meets the needs of some small and micro enterprises, and also brings good news to small and medium-sized online merchants on the platform. Ali Small Loan is a form of Internet finance and belongs to Internet banking business. It refers to the finance that Alibaba Group provides pure credit services for merchants with the amount below 500,000 yuan through the transaction data of its own small loans and its own business platform for many years. The first Internet e-commerce enterprise in China provides small services for small and medium-sized network operators on the e-commerce platform.