Can someone help me calculate the car loan?

In 2023, the monthly interest rates of auto loans of major banks are different, depending on the loan types and banks. For example, the annual interest rate of personal car loans of banks ranges from about 4.25% to 10%. Specifically, the minimum annual interest rate of auto loans of Industrial Bank is 4.25%, Bank of Communications is about 4.5%- 10%, Changsha Bank, China Everbright Bank and China Guangfa Bank are 4.9% and 4.35% respectively. The annualized interest rate of credit card car installment is usually higher. For example, the annualized interest rates of China Construction Bank, China Merchants Bank, China Bank, Agricultural Bank and Postal Savings Bank are 0%- 18.25%, 0%- 10%, 0%- 12.98% and 0%- 14 respectively. In addition, the annualized interest rate of bank credit consumer loans for car purchase also has different ranges. For example, the minimum annualized interest rate of ICBC's e-loan is 3.7%, the preferential annual interest rate of Shanghai Pudong Development Bank's Pushan loan is 3.2%, and the minimum annualized interest rate of Minsheng Bank's Minyi loan is 3.68%.

These data show that the monthly interest rate of car loans will change according to different banks and loan types. Generally speaking, the bank's personal car loan interest rate is low, and the credit card installment and credit consumption loan interest rate are relatively high. It should be noted that these data are for reference only, and the real interest rate may be different due to bank policies and market changes.