Is it illegal for a training institution to let you borrow money?

1. Is it illegal for a training institution to let you borrow money?

It is illegal for a training institution to ask you to borrow money. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies often use recruitment websites to train job seekers in the form of recruitment. Whoever forcibly buys or sells goods by violence or threat or forces others to provide services or accept services shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If there is an appeal, the parties can go through the following channels: 1. It is helpful to report the case to the local police station, provide relevant certificates and explain the reasons. 2. Respond to the relevant departments, which are all manifestations of poor supervision and dereliction of duty of the administrative department for industry and commerce. According to Article 226 of the Criminal Law of People's Republic of China (PRC), whoever commits one of the following acts by violence or threat, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined: (1) buying and selling commodities by force; (2) Forcing others to provide or accept services; (three) forcing others to participate in or withdraw from the tender and auction; (4) Forcing others to transfer or purchase stocks, bonds or other assets of companies or enterprises; (5) Forcing others to participate in or withdraw from specific business activities.

Second, I went to a training class today and said that tuition can be loaned. Then how did this loan come out? What do you need?

Hello, if you apply for a loan from China Merchants Bank, we have personal consumption loans, which are issued by our bank to natural persons for personal or family legitimate consumption purposes such as car purchase, parking, decoration, education, bulk consumption shopping, tourism and so on. , and generally secured by real estate mortgage. You need to provide your personal information and proof of the specific use of funds, and apply through the counter personal loan department. Specifically, you can explain your city, and we will further help you determine whether there is this type of loan in the local area.

Generally, commercial housing is used as collateral, and the mortgage rate shall not exceed 70% of the present value of real estate appraisal; Where commercial houses are mortgaged, the mortgage rate shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal. For educational purposes, the term shall not exceed 8 years (inclusive).

Application materials generally required for applying for a loan:

1. Identification information

2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.

3. Proof of local residence: fixed telephone bill for any three months in the past year, or public utility bill such as water and electricity bill, or other materials that can prove the address.

4. Guarantee certificate: proof of ownership of collateral. If there is a * * * owner, it is also necessary to provide a statement that the * * * owner agrees to mortgage or requires the * * * owner to sign a mortgage contract. Where other auxiliary guarantee methods are provided, corresponding certification materials are also required.

5. Proof of use: if the loan is used for car purchase/parking space, materials that can prove the authenticity of the purpose of house purchase, such as car purchase/parking space contract, subscription letter of intent, deposit receipt, down payment receipt, etc. , must be submitted; If the loan is used for decoration, materials that can prove the authenticity of the decoration must be submitted, such as the title certificate of the renovated property, renovation contract, advance payment receipt, etc. If the loan is used for educational purposes, it is necessary to submit the admission certificate, such as the admission notice issued by the school or similar certificate.

6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; Social security account flow or personal tax bill, etc.

If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? From=B If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. If there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(B) the use of false

(3) using false documents;

The right to prove that it is a guarantee or repeated guarantee that exceeds the value of the collateral;

(5) Loans in other ways.

Fourth, is it deceptive for the school's recruiting structure to require loans?

Loans from private companies are either swindlers or the interest rate is much higher than that of banks. It's all compound interest, that is, interest is settled every month, and the monthly interest next month becomes the new principal. This is called compound interest.

Online loan risk warning: those loans that require you to pay the advance payment or the first month's interest are all liars. Be careful when you pay. He won't give you money. As long as the money doesn't hit your card, packaging in the early stage, paying the first month's interest, paying the verification fund, activating the fund and remotely operating the deposit to collect your money are all liars! Who told you to pay the money first? 1, more than 0,000% is to cheat you. After you give him the money, his phone number, qq and WeChat can't be contacted anymore. Therefore, those who ask you to transfer money and remit money before the money arrives are liars!