What is the organizational structure of insurance risk management?

What are the levels of insurance risk management organization structure? The risk management system includes a series of activities such as risk identification, risk estimation, risk control and risk monitoring.

Every step of risk management

For modern enterprises, risk management is to identify, predict, measure and choose effective means, reduce costs as much as possible, and deal with risks in a planned way, so as to obtain economic guarantee for safe production of enterprises. This requires enterprises to identify possible risks in the process of production and operation, predict the negative impact of various risks on resources and production and operation, and make production sustainable. It can be seen that risk identification, risk prediction and risk treatment are the main steps of enterprise risk management.

Risk identification

Risk identification is the first step of risk management. Only on the basis of comprehensive understanding of various risks can we predict the possible harm caused by risks and choose effective means to deal with them. There are many methods of risk identification, and the common ones are: 2. 1. 1◆ production process analysis. Production process analysis is a comprehensive analysis of the whole production and operation process of an enterprise, analyzing the risks that may be encountered in each link one by one, and finding out various potential risk factors. Production process analysis method can be divided into risk enumeration method and flow chart method. 1. The risk enumeration method refers to that the risk management department lists all risks in each production link according to the production process of the enterprise. 2. Flowchart method means that the enterprise risk management department systematizes, serializes and makes flowcharts of all links in the whole enterprise production process in order to find out the risks faced by the enterprise. 2. 1.2◆ financial statement analysis The financial statement analysis method is to identify and discover the risks faced by the existing property and responsibilities of the enterprise by analyzing the relevant information such as the balance sheet, income statement and business report of the enterprise. 2. 1.3 insurance survey method there are two ways to identify risks by using insurance survey method: through the insurance list, enterprises can choose the insurance that suits their own needs according to the insurance company's insurance list or special insurance publications. This method only identifies insurable risks, but can do nothing about uninsurable risks. Entrust an insurer or an insurance consulting service agency to investigate and design the risk management of this enterprise, and find out the risks existing in various properties and liabilities.

risk profile

In fact, risk prediction is to estimate and measure risks. Risk managers use scientific methods to systematically analyze and study their statistical data, risk information and the nature of risks, so as to determine the frequency and intensity of various risks and provide a basis for choosing appropriate risk treatment methods. Risk prediction generally includes the following two aspects: 2.2. 1 probability of predicting risk: through data accumulation and observation, the regularity of loss is found. For a simple example, if there is a fire in ten of the ten thousand houses within a period of time, the probability of the risk is11000. Therefore, it is mainly to prevent high probability risks. 2.2.2 Predicting the intensity of risks: assuming that risks occur, it will lead to direct losses and indirect losses of enterprises. It is necessary to focus on preventing risks that are easy to cause direct losses and have a large scale and degree of losses.

Risk management

Common methods to deal with risks are: 2.3. 1 risk avoidance: passive risk avoidance. For example, houses can be sold to avoid fires, and land transportation can be used to avoid aviation accidents. Because of the following problems, it is generally not used. It may bring additional risks. For example, air transport to land transport, although avoiding aviation accidents, faces the risk of accidents in land transport. Will affect the realization of business objectives. For example, in order to avoid production accidents and stop production, the profit target of enterprises can not be achieved. 2.3.2 Risk prevention: Take measures to eliminate or reduce the factors leading to risks. For example, in order to prevent the warehouse from being flooded, adding flood gates and heightening flood levees can greatly reduce the losses caused by floods. 2.3.3 Self-insurance risk: The enterprise bears its own risk. There are ways: small losses are included in the production and operation costs, and when losses occur, they are made up by corporate income. Establish an unexpected loss fund for high-frequency and high-intensity risks, and use it to compensate when losses occur. The problem is that it squeezes the funds of enterprises and reduces the efficiency of capital use. For larger enterprises, establish professional self-insurance companies. 2.3.4 Risk transfer: before the risk occurs, the risk is transferred by means of sale, transfer and insurance.

How to manage the organizational structure and maintain flexibility The correct answer: A Analysis: The advantage of matrix organization is that it can flexibly set up management institutions according to the actual situation of engineering tasks, and it has great flexibility and flexibility. The optimal combination of centralization and decentralization is realized, which is conducive to mobilizing the enthusiasm of all kinds of personnel and making the project management work go smoothly. However, the organizational structure of matrix system is constantly changing, and its stability is poor, especially for the frequent job transfer of business personnel. In addition, each member of the matrix is under the dual leadership of the project manager and the functional department manager. If it is not handled properly, it will lead to contradictions and disputes.

How to draw the management organization chart in word: jingyan.baidu./article/a 681b0de34ab6a3b1844697.

What are the components of human resource planning? 2. What is the organizational structure of the enterprise? Human resource planning includes five aspects:

1, strategic planning

According to the goal of the overall development strategy of the enterprise, it is the core of the specific planning of human resources to stipulate the principles, policies and strategies for the development and utilization of human resources in the enterprise, and it is also the key planning that concerns the overall situation.

2. Organizational planning

Organizational planning is the design of the overall framework of the enterprise, which mainly includes the collection, processing and application of organizational information, drawing of organizational chart, organization investigation, diagnosis and evaluation, organization design and adjustment, organization structure setting, etc.

3. System planning

System planning is an important guarantee to realize the overall planning goal of human resources, including the procedures of human resources management system construction and institutionalized management.

4. Personnel planning

Personnel planning is the overall planning of the total number, composition and flow of enterprise personnel, including the analysis of human resources, enterprise staffing, personnel supply and demand forecast and personnel supply and demand balance.

5. Cost planning

Cost planning is the overall planning of enterprise labor costs and human resource management expenses, including the budget, accounting, settlement and control of human resource expenses.

Human resource planning can be divided into strategic long-term planning, strategic medium-term planning and specific operational short-term planning, which are in harmony with other plans of the organization, obeying and serving other plans.

The organizational structure of enterprises mainly includes linear system, functional system, linear functional system and matrix system.

Their respective characteristics are:

1, linear system: simple structure, centralized power, clear subordinate relationship, clear responsibilities and quick decision-making, but there are no functional departments, leaders without assistants, and all the leaders needed are all-round talents, which is not conducive to improving management level.

2. Functional system: functional departments are set up in the management to lead and direct each functional department, but not the executive department, and each functional department conducts business management for subordinate executive departments. This method emphasizes management specialization, improves the quality of work and reduces the burden on leaders. However, this method does not properly handle the relationship between management departments and management levels, and it is easy to form multi-head management, resulting in unclear responsibilities.

3. Linear functional system: It absorbs the advantages of linear system and functional system, and sets up functional departments between management levels. As the staff of the leaders at the same level, the functional departments do not directly command the subordinates, but only do the management work within the business scope, and the instructions of the functional departments can only be issued after the approval of the leaders. According to the principle of linear system, the relationship between management levels is composed of upper and lower levels. The structure maintains the characteristics of unified command and meets the professional division of functions. Centralized leadership and clear responsibilities are conducive to improving management efficiency. However, the horizontal connection between departments is poor, the information transmission route is long, and the functional departments and command departments are easy to cause contradictions.

4. Matrix system: a management organization that combines departments divided by functions with management organizations established by projects (products) in a matrix manner. This organization is set up by the project, the project manager is transferred from the functional department, and the project completion manager returns to the functional department. This structure is flexible and realizes the best combination of centralization and decentralization. However, personnel are frequently transferred, the organizational structure is constantly changing, and the stability is poor. Matrix members are under the dual leadership of project managers and functional department managers, which are prone to contradictions and disputes.

What are the colors of security risks? At present, there is a five-level early warning system, which uses five colors of green, blue, yellow, orange and red to represent five danger levels from low to high.

How many teams are there in the emergency response organizational structure? Different enterprises have different settings for emergency organizations at different times. Don't copy the emergency organization structure of the higher authorities.

I once met a situation. The superior unit has more than 10 teams under the emergency command center. Results A peripheral organization copied the superior emergency organization structure through 10, which was completely inoperable.

For a few non-high-risk enterprises whose production is concentrated in one base, the base area is not large, so it is suggested to set up multiple disposal teams under one emergency command center. Generally speaking, I suggest setting up an emergency rescue team (or emergency rescue team) to be responsible for disaster control and personnel rescue at the front line, setting up an on-site disposal team to be responsible for on-site vigilance, material delivery and guidance of external rescue forces, setting up a post-support team to provide emergency materials, and setting up a post-processing team to be responsible for on-site recovery, medical treatment or compensation. One * * * four groups will do, and then all the responsibilities such as propaganda and news reporting will be handed over to the emergency command center.

For units with institutions, set up on-site headquarters under the emergency command center. The emergency command center is in the unit command, and the on-site command goes to the scene to direct the on-site emergency rescue. Put the above four groups under the on-site command.

For the group company, it is necessary to set up several groups under the emergency command center of the headquarters to take charge of the corresponding affairs. What liaison group, equipment group, technical group, vehicle group, enterprise-land coordination group, material support group, publicity and reporting group and so on.

In addition, the size of the accident, the scope of influence and the resources that may be mobilized should also be considered. For example, in an oil refinery, oil and gas leakage caused an explosion and a large-scale fire accident occurred. Many resources need to be mobilized for accident rescue. It is estimated that there are not only groups under the emergency command center, but also many groups under the on-site command: for example, the above-mentioned emergency rescue group may be divided into fire fighting group, personnel search and rescue group, medical rescue group, on-site inspection group and so on.

In short, according to the size of the disaster and the characteristics of enterprise production and operation, emergency organizations are established. Only by formulating an emergency plan that conforms to the characteristics of the enterprise itself can it really play its role.

How to compile the management organization structure of furniture enterprises? The management organization structure of any industry is divided by intelligence according to the actual situation of the enterprise. In the early stage, when the enterprise was small, it was mainly divided by "people", that is, the main person in charge at present, who was in charge of everything was divided together, and then it was subdivided and improved in the process of enterprise development.

For example, if you open a branch factory outside, you only need site selection, decoration and recruitment at first, and you can do it by yourself. After the renovation is completed, the workload of recruitment and training will increase, so it is necessary to set up an administrative department. After the renovation is completed, there will be more equipment entering the site, personnel salaries and daily expenses, and then a financial cashier department will be set up to start the factory, and then a special workshop director post will be set up, so as to maximize cost-effectiveness. Only one or three people are needed in the early stage, but also the factory director, administration, finance and so on.

What is the object of insurance risk management? Firstly, the object of insurance risk management is the insured.

Secondly, it includes all kinds of insurance events, whether there are insurance-related things in the subject matter of insurance, and so on.

Third, I wish you a smooth job, a developed career, a healthy life and a happy family.

In the eight-element framework of coso risk management, risk assessment is subdivided into three categories.

Baseline assessment

If an organization's business operation is not very complicated, and its dependence on information processing and network is not high, or most of its information systems adopt general and standardized models, then the baseline risk assessment * * * ent) can directly and simply reach the basic security level and meet all the requirements of the organization and its business environment.

Using baseline risk assessment, the organization conducts security baseline inspection of information systems according to its actual situation (industry, business environment and nature, etc.). ) (compare the existing safety measures with the safety measures specified in the safety baseline to find out the gap), obtain the basic safety requirements, and reduce and control risks by selecting and implementing standard safety measures. The so-called safety baseline is a set of safety control measures or practices stipulated in many standards and specifications. These measures and practices are applicable to all systems in a specific environment, which can meet the basic security requirements and make the system reach a certain level of security protection. Organizations can select a security baseline based on the following resources:

International standards and national standards, such as BS 7799- 1 and ISO13335-4;

Industry standards or recommendations, such as the German Federal Security Service IT baseline protection manual;

Practices of other organizations with similar business objectives and scale.

Of course, if environmental and business objectives are typical, organizations can also establish their own baselines.

Baseline assessment has the advantages of less resources, short cycle and simple operation. For many organizations with similar environment and similar security requirements, baseline assessment is obviously the most economical and effective risk assessment method. Of course, the baseline assessment also has its inevitable shortcomings, such as the difficulty in setting the baseline level. If it is too high, it may lead to waste of resources and excessive restrictions. If it is too low, it may be difficult to achieve complete safety. In addition, it is difficult to manage security-related changes.

The goal of baseline assessment is to establish a minimum set of countermeasures to meet the basic objectives of information security, which can be implemented throughout the organization. If there are special needs, a more detailed evaluation should be made for a specific system.

Detailed assessment

Detailed risk assessment requires detailed identification and assessment of assets, assessment of threats and vulnerability levels that may cause risks, and identification and selection of security measures according to the results of risk assessment. This evaluation method embodies the idea of risk management, that is, to identify the risk of assets and reduce the risk to an acceptable level, so as to prove that the safety control measures taken by managers are appropriate.

The advantages of detailed assessment are:

1. An organization can have an accurate understanding of information security risks through detailed risk assessment and accurately define the current security level and security requirements of the organization;

2. The results of detailed assessment can be used to manage security changes. Of course, detailed risk assessment can be a very resource-consuming process, including time, energy and technology. Therefore, organizations should carefully set the scope of information systems to be evaluated and define the boundaries of business environment, operations and information assets.

Combinatorial evaluation

Baseline risk assessment consumes less resources, has short cycle and simple operation, but it is not accurate enough, so it is suitable for general environmental assessment. Detailed risk assessment is accurate and meticulous, but it consumes a lot of resources, so it is suitable for assessment in a small area with strict boundaries. Based on sub-practice, most organizations adopt a combination evaluation method combining the two.

In order to decide which risk assessment method to choose, an organization first conducts a preliminary advanced risk assessment of all systems, focusing on the business value and possible risks of information systems, and determines information assets (or systems) with high risks or vital to its business operations. These assets or systems should be included in the scope of detailed risk assessment, while other systems can directly choose security measures through baseline risk assessment.

This assessment method combines the advantages of baseline assessment and detailed risk assessment, which not only saves the resources consumed by the assessment, but also ensures the comprehensiveness and systematicness of the assessment results. Moreover, the resources and funds of the organization can be used in the most effective place, and high-risk information systems can be paid attention to in advance. Of course, portfolio assessment also has disadvantages: if the previous advanced risk assessment is not accurate enough, some systems that need detailed assessment may be ignored, which will eventually lead to inaccurate results.

What is the level of economic management in China? The economic functions of China * * * mainly include four aspects:

① Economic adjustment

* * * We should perform the function of economic adjustment in accordance with the laws of market economy and implement macro-control over economic operation.

② Market supervision

* * * We should intensify efforts to rectify and standardize the market economic order. The problems of fake and shoddy goods, chaotic cultural market and poor engineering quality are more prominent. All these show that the market supervision of * * * is not strong enough, and the function of * * * market supervision is not in place.

③ Social management

* * * Further strengthen social management functions. In modern society, with the development of democratic politics and the improvement of citizens' quality, the social management function of * * * should be organically combined with giving full play to citizens' self-management and community autonomy. Good social management is not only the basic requirement of building a harmonious society, but also an important means to promote economic growth and all-round social development.

(4) Public services

* * * Provide more public services. Providing public goods, such as basic education, public health, public culture, social security, science and technology, sports and leisure, infrastructure, environmental protection, and releasing public information. It is not only an important measure to create a good external environment for the market, but also an important measure to let people enjoy the fruits of development and realize the all-round development of people. * * * More resources should be invested in public services to make social development more balanced.