The content of bank campus recruitment examination

1. What are the joint-stock commercial banks in China?

Up to now, there are 12 joint-stock commercial banks approved by CBRC, including China CITIC Bank, China Everbright Bank, Huaxia Bank, Guangfa Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, hengfeng bank, Zheshang Bank, Bohai Bank and Ping An Bank.

These banks will also have campus recruitment in various regions, but not as many as commercial banks, which are more flexible and their income is often higher than that of the five major banks.

2. What departments do commercial banks have?

Generally speaking, the departments of commercial banks are divided into:

(1) Management Department, President's Office, Administrative Department, Human Resources Department, Financial Accounting Department, Legal Department, etc.

(2) Business departments, including corporate finance department, personal finance department, financial institution department and fund finance department.

(3) Support departments and information technology departments.

3. Types of positions recruited by banks

(1) Counter business category

Refers to employees sitting at the counter to handle business. Generally divided into company counters (low counters) and private counters (high counters).

1) counter counter: it is specialized in handling company business, mainly including opening counties and receiving checks, promissory notes and credit certificates. And don't touch cash, usually in large amounts.

2) Private counters: common savings counters in banks.

(2) Customer marketing category

Explore potential customers of companies and individuals, maintain customer relationships, and market various financial products and services to meet customer needs. Divided into private account managers and corporate account managers.

1) personal account manager: retail account manager, whose main job is to promote wealth management products and make personal loans.

2) Corporate account manager: mainly engaged in corporate credit business.

(III) Product maintenance category

Analyze customer and market demand, design product and service plans, and formulate and carry out marketing activities.

(4) Risk control categories

Prevent and control credit risk, market risk and operational risk, monitor market risk indicators, control operational risk, and often deal with banking regulatory bureaus, people's banks and other departments.

(5) Information technology

Develop and apply test software, install and maintain hardware systems, and provide background support for bank offices.

4. Bank career planning

Generally speaking, banking is a decent job with high income and relative stability. General institutions are relatively large, and the welfare benefits are also good. As long as they have enough strength, there is a lot of room for improvement.

For people with social resources, it is good to take the marketing and market route. For people who lack social resources, it is very good to enter the human resources, financial planning and risk departments. These departments have great power, but they need relatively few network resources.

Generally speaking, there are three development routes: management, technology and market. Management means taking the administrative route. If you have high comprehensive management ability and leadership potential, you can choose to take the administrative route. Professionally, you don't have to be very professional, but you have to be knowledgeable. Technology refers to risk management, product development, business review, etc. Strong professional requirements, suitable for people with strong professional ability. Market is the position of account manager, suitable for people who have pioneering spirit and like to communicate with others. A certain resource background will be of great help to this job.

5. What is the difference between "labor contract system" and "labor dispatch system" in bank recruitment?

The post nature of bank recruitment determines the level and stability of the post. For candidates, we must first understand the nature of the positions we are applying for.

Generally speaking, the nature of bank recruitment can be divided into two categories: labor contract system and labor dispatch system. Anyone who directly enters into a labor relationship with a bank is a labor contract employee, which is what we call a formal worker. Labor dispatch system is a tripartite labor relationship in which employees sign contracts with labor dispatch companies and labor dispatch companies sign contracts with banks. There will be some differences in welfare, salary, social security, etc., and they are not stable and can leave at any time.

However, during their employment, there is not much difference in wages and benefits between them, but the calculation basis of wages is different, and the funds obtained according to the workload are the same.

6. The recruitment process of the bank.

1), online application (September-10)

The main online application websites are official website, ChinaHR.com, Zhaopin.com, Worry-Free Future, and fresh graduates applying for jobs in Search.com.

Participation conditions: 1, fresh graduates with bachelor degree or above; 2. Major: economics, finance, accounting, industry and commerce, law, English, computer and some science and engineering majors; 3. Most banks are not limited to majors.

2), written test (after the online application, generally in 10- 1 1)

The written test is divided into professional subjects and administrative ability test.

Professional subjects: microeconomics, macroeconomics, monetary banking, finance, international finance, accounting, financial management, international trade, international settlement, law, banking expertise, computers, etc.

Administrative ability test: speech comprehension, logical judgment, mathematical reasoning, basic common sense and data analysis.

3) Interview (after passing the general written test 12- 1 month)

Mainly structured interviews and leaderless group interviews, some banks have oral English interviews. There are usually two rounds of interviews.

Major banks generally start campus recruitment in September-65438+February and June of the following year, and generally provide it before the year.