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Is Shanghai Ping An Pratt & Whitney Loan Legal?

This is legal.

According to (Tianyancha) query, Ping An Pratt & Whitney Shanghai is a legally registered financial institution, operating in China, and affiliated to China Ping An Insurance (Group) Co., Ltd., which was established in 1988. The company has rich experience and reputation in the financial industry. As a listed company on the main board of the Hong Kong Stock Exchange and the Shanghai Stock Exchange, the loan business is carried out in compliance with relevant laws and regulations and has obtained the necessary permission.