Which is better, Ping An Property Insurance or Taikang Life Insurance?

Hello, I work in Taikang Life Insurance.

Running a business?

If so, what is the main purpose of property insurance? Auto insurance? or ...

Maybe property insurance will be easier. After all, people who buy property insurance need more.

Life insurance can be difficult.

Life insurance sales are very hard work. For a long time, today 100 people entered this industry, and after two or three years, 80 or 90 people retired or were eliminated; Ten years later, I'm afraid only one or two of these 100 people can persist; Or some individuals are still doing life insurance in name, but they are actually muddling along.

[Example 1]:

It's really a group of insured people who have been sitting at home for a long time and still refuse to leave. Everyone should be careful not to let the insurer go home.

I'm talking about not buying it. It's so annoying to keep grinding!

[Example 2]:

The last insurance company just came to my house,

I said to her:

What a coincidence! I just want to go out and borrow some money to buy rice tomorrow.

hahaha. . . . .

[Example 3]:

Miss Zhang happened to meet an insurance salesman when she was discharged from hospital after giving birth to a child. The salesman "enthusiastically" helped Miss Zhang with things and formalities, and finally exchanged phone numbers with Miss Zhang. After returning home, Miss Zhang will receive calls from salesmen from time to time and often ask for a visit. It's annoying enough to call from time to time. Miss Zhang dared to let her come to the door, so she politely refused. As a result, the salesman invited colleagues and leaders on the phone, and the phone became an invisible front desk more and more frequently. Miss Zhang was blown up by insurance promotion.

[Example 4]:

A friend I haven't contacted for a long time suddenly called me to ask me questions, which moved me for a long time. Later, she offered to visit me at home. I didn't have the nerve to refuse, so my mother prepared a sumptuous snack. "Li Yuan recalled," who knew that after she came, she took out an insurance policy and introduced it to me after a few commonplaces. Now I understand her real purpose, and my heart is half cold. "

[Example 5]:

I have already bought all the insurance I should buy at home, but recently an unknown insurer has targeted my mother. My mother is a nice person, and it's hard to refuse him, but he calls me every day to harass me. I'm tired of it, and he tried some ways to refuse him, but it didn't work. They already have a way to deal with it. As far as I know, they don't sell insurance every morning, but they are studying these. It's so depressing I would appreciate it if I could ask the emotional killer for some advice.

Just say my son is from an insurance company, and my mother used this trick that year.

Now some people engage in marketing and even sell faces together. This kind of sales promotion is too inhuman, and I firmly don't want it.

[Example 6]:

What bothers me most is selling insurance. My daughter was just born 20 days ago, and one of my husband's cousins (insurance salesman) came to me and asked me to buy medical insurance and health insurance for her. God, I don't care about money, but to be honest, I still don't believe in insurance.

[Example 7]:

In mr. yi, when the auto insurance is about to expire, I often get calls from insurance salesmen, sometimes nearly 30 a day. He smiled helplessly. If there is a bell that says, "I have bought auto insurance!" " It must be very popular.

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The reporter learned in the interview that many people have similar experiences with Ethan. Whether it is interception, telephone introduction or door-to-door sales promotion, insurance salesmen always seem to play an unpopular role.

"No insurance promotion", no matter in office buildings or residential areas, similar slogans can be seen everywhere. Insurance, which is closely related to everyone's vital interests and even life and property, is regarded as a scourge and is coldly blocked from the door.

Most commodities in society have fixed sales places. Although there are salesmen, on the one hand, a large number of customers take the initiative to buy in the mall. On the other hand, these salesmen mainly face the managers of production or business departments, not ordinary consumers.

The characteristics of insurance marketing are precisely manifested in these two aspects: on the one hand, most insurance policies of insurance companies are completed by insurance salesmen; On the other hand, these insurance salesmen mostly talk to all kinds of ordinary people at the grassroots level. This gives people a feeling that insurance sales promotion is a humble job, a "humble" job, because it will be supercilious, cold and even unfair.

There are four differences between insurance agents: they don't look like part-time jobs or real bosses; It's not like a big company or a leather bag company. The overall reputation is poor, and the quality of insurance salesmen is uneven. In order to get insurance, some low-level personnel apply to customers by pleading, crying, threatening or even losing their personality; Some salesmen's casual manners, manners, clothes and speeches make customers very disgusted. Although such people are only a minority in the whole sales team, their influence is extremely bad, which seriously damages the overall image of insurance salesmen and makes sales promotion more and more discriminated against by people.

It can be seen that the social understanding of insurance promotion work is formed by the insurance work itself and the social image of insurance salesmen, and some prejudices about insurance promotion work in society have also increased the inferiority complex of insurance salesmen to some extent.

In some people's eyes, they are "Mr. Road Broker" and "Miss Road Broker", most of whom have a glib tongue, "can turn black into white", are mercenary, mislead and cheat customers, and even are compared to the notorious "Rat Club" and "One person sells insurance, and the whole family is shameless", and they have no good reputation. "Fire and theft insurance (salesman)" once became a compulsory course for the elderly in neighborhood committees. What's more, some parents once taught their children: "If you don't study hard, you will sell insurance when you grow up!" . 360 lines, each line is a champion. However, the "best seller" of the insurance industry is difficult to get social recognition. Their income is regarded as "ill-gotten wealth" by some people, and even their character is questioned.

Haven't you heard the saying? Soft ones are afraid of hard ones, hard ones are afraid of death, those who are not dead are afraid of shameless ones, and those who are shameless are afraid of pulling insurance.

In the face of rejection, cold reception and ridicule, it is absolutely commonplace, and it is heartbreaking to be separated from others. I chose some from the book:

[Example 1]:

At that time, Hong Kong's economy had not yet started, the economy was depressed, and all walks of life were silent. Hong Kong people are poor, indifferent and conservative, so it is difficult to promote sales, especially insurance. At that time, although a number of insurance companies had been established in Hong Kong, citizens' awareness of self-protection was weak, and insurance salesmen were mixed, and quite a few of them even had low quality and business level. Therefore, Hong Kong people only classify insurance promotion as a low-level job when they can't find a job. In the eyes of many Hong Kong people, insurance salesmen are one of the most unpopular social classes.

When he first started to engage in insurance, Huang set himself the order of selling to him, from near to far: first, his wife's relatives, second, his own relatives, third, his mother's relatives, and fourth, his classmates.

He invited his relatives to have morning tea first, hoping to preach insurance to them by gathering tea. As soon as relatives knew his real intention, they said to him rudely: you can pay for the tea yourself, let alone the insurance.

Huang was the president of the student union when he was studying, and later the president of the alumni association. He is confident that he can use these relationships to attract a large group of customers among his classmates and alumni. He met 100 classmates and alumni in ten days, and the final result was nothing. Finally, all the students knew that he was engaged in insurance, and as soon as they received his phone call, they left under an excuse. Even the normal communication between classmates almost completely disappeared because of his insurance.

[Example 2]:

My husband couldn't stand the temptation of lobbying and refused to listen to my persuasion a few months ago. He insisted on becoming an insurance agent. Up to now, apart from the bills of several acquaintances and family members, there is no source of business, and people seem very depressed. They can't do it anymore. They have to consider choosing a new job. Before going in, they agreed on what benefits they would get and how much money they would earn. But when I went in, I found that many of them were fake, just to deceive people. I feel so annoyed now, I have wasted a lot of time and energy, and I have been looked at with suspicion by people, so that some friends now think that we have a purpose when they hear that we invite them to a party. Oh, it's a long story! Depressed ... men are afraid of getting into the wrong business. I advise you to think clearly when choosing a job, and choose which industry is most suitable for your development, otherwise you will regret it for a lifetime!

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What happened in Xinhua Life Insurance made me very upset and at a loss.

Reward score: 10- 4 days and 23 hours before the end of voting.

I have worked in Xinhua for almost two years. It can be said that in the past two years, I have gained something, but at the same time I have lost a lot. But some things I have experienced recently have made my mind swing from side to side, which is very distressing.

I think I am a very popular girl, and the classmates around me have a good relationship with each other. Since I entered the insurance industry, I have also heard colleagues around me talk about some embarrassing relationships in insurance, so I acquiesced. I don't want to tell my classmates and friends about my work, and I rarely participate in relationship contact, just to do my job well, which may be nothing.

But just a week ago, a relative introduced me to an object. Through contact, I feel that he is not bad and his work is not bad. In my eyes, he may be an ideal type, but I never told him about my job.

When we were dating the other day, he asked me about my work. I really can't prevaricate any more, just tell him that he didn't show anything at that time.

But a few days later, he stopped contacting me. I always wondered, so I called him, and he said that maybe we were not suitable, and I was at a loss.

I am a very confident person. Being left out makes me feel very uncomfortable. Later, I always wanted to understand why he did it (because both sides thought it was good before, and he was not the kind of cynic). After my repeated questioning, he sent me an email, which made me very upset.

He said that he doesn't discriminate against my work, and even feels good about me, but he can't accept women who do insurance, because in his life circle, beautiful female insurance workers play a disgraceful social role. He suggested that I change my job, but now that my job is on track, I am reluctant.

To tell the truth, I understand what he said was "disgraceful", and I often hear that although I have good conditions, I have never done so-called "disgraceful" behavior, and even I hate those.

Now I am really upset, not entirely because I lost a relationship, but because I have been reflecting on my work. I don't know if I want to do it. I didn't balance my career with my reputation. I hope rational friends can give me some advice. I don't accept the lecturer's theory from my insurance colleagues. I know it better than anyone.

Life insurance is a very hard job, not only full of struggle, rejection, frustration, failure, frustration, anger, helplessness and failure, but also because most of the work is done by one person alone, it is easy to feel lonely and helpless when you are unhappy. How can we be happy? ! Obviously, if insurance is regarded as a profession, it is the hardest work. To earn money to eat, there are many other jobs that can earn more money and don't need to be so hard. However, if we regard insurance as a career and think as a way to embody the philosophy of life, it is a very happy thing to do insurance and we can get pleasure from suffering.

If you want to make ends meet, it is better to choose money. If you want to do business and make friends, you can choose life insurance. But it is highly recommended that you have a good understanding of the life insurance industry. 100, 90 can't do it. Not bragging.

Good luck!