Renhuai real estate, I am a small businessman of Renhuai. I want to buy a commercial house in Renhuai. I wonder if I can apply for a mortgage loan. I need those documents.

First-hand housing mortgage loan application conditions (1) have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status;

(2) Having a good credit record and willingness to repay;

(three) a stable source of income and the ability to repay the principal and interest of the loan in full and on time;

(4) the contract or letter of intent for the sale (pre-sale) of purchased houses and commercial houses;

(5) Being able to pay the down payment of the purchased house;

(6) Opening a personal settlement account in a bank;

(7) Effective guarantee recognized by the lender;

First-hand housing mortgage loan application materials (1) identity documents;

(2) proof of marital status;

(3) proof of repayment ability and income;

(4) documents proving that the down payment for house purchase has been paid;

(5) A legally binding commercial housing sales contract signed with a real estate developer;

(6) If there is * * * borrower or * * * owner, the borrower or * * * owner shall provide relevant identity documents and the commitment to agree to mortgage, and if there is * * * borrower, it shall provide proof of repayment ability;

(seven) other information required by the bank.

If you need a loan, recommend the consulting loan service of Easy Loan China-as long as you submit your application online, Easy Loan China Easy Loan China will review it for you as soon as possible to solve the problem of fund shortage for you-you only need to fill in your loan demand and your information (no need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In the process, you will

In view of your personal situation, this kind of loan is especially recommended here. You can try-

Fast loan application channel, with a quota of 0.5-50,000 yuan:

Easy Loan China is a network platform for online loan application. Cooperate with more than 20 banks/microfinance companies nationwide, including Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank. And accept online loan applications from all over the country.