20 17 what is the down payment ratio for buying a house in Zhangjiakou?

What is the down payment ratio of 20 17 Zhangjiakou house purchase? Zhangjiakou released the latest purchase restriction policy on 20 17. Next, let's take a look at how the down payment ratio is stipulated in the purchase restriction policy.

Zhangjiakou City issued a purchase restriction policy on May 26th, 2007, 2065438, which not only stipulated the number of houses to be purchased in Zhangjiakou City, but also stipulated the minimum down payment for loans to purchase houses.

The low down payment ratio is 30% for registered families in this city who purchase houses for the first time in the central city and apply for commercial personal housing loans. For households registered in this city who already own a house but have not purchased residential loans and loans, the down payment ratio is 40% when applying for commercial personal housing loans to purchase houses in the central city.

For households registered in this city who already own a house and the corresponding housing loan is not settled, if they apply for commercial personal housing loans in the central city, the down payment ratio will be 50% lower. For families who are not registered in this city and apply for commercial personal housing loans for the first time in the central city, the down payment ratio is 40% lower.

In addition, the individual housing provident fund loan policies in central cities, Chongli District and Huailai County should also be appropriately adjusted. The proportion of low down payment loans is 30% for families of employees who have no record of housing, housing provident fund or commercial bank loans in this city.

For workers' families with housing or housing provident fund and commercial bank loan records, the minimum payment ratio for purchasing ordinary housing with housing provident fund loans is 60%.

The housing provident fund management center shall not issue housing provident fund personal housing loans to those who purchase the third and above houses. At the same time, the housing provident fund loan business of foreign residents' families and the housing provident fund loan remittance business of commercial banks are suspended.

Warm reminder is that the down payment ratio of loan to buy a house generally refers to the proportion of declared house price of the property in this department, and the declared house price is usually lower than the sales price. When buying a house, you need to reconfirm the down payment price to the salesperson.