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Are Wangxin Bank and Online Merchant Bank the same bank?
The new network bank and the online merchant bank are not the same bank, but two different banking institutions. Although they are all internet banks, they are different in banking business, business model and shareholding structure.
Wangxin Bank is an Internet bank initiated by Zheshang Bank, Tencent, Baidu, Dongdong and other companies. 20 18 put into operation. The main business of Wangxin Bank includes personal deposits and personal loans. Its business model is mainly to provide financial services through Internet channels.
Online merchant bank, a wholly-owned bank of Alibaba Group, officially opened on 20 15. The main businesses of online merchant banks include personal deposits, personal loans, corporate loans, payment and settlement, etc. Its business model is mainly to provide financial services to customers through the Internet and mobile terminals.
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