20 17 what's the policy for the second suite in Shijiazhuang?

20 17 Shijiazhuang second suite policies are:

First, you can buy a suite with a loan, and you can find the property through the housing registration system, and then you can buy a house with a loan-two sets.

Second, I bought a suite with a loan and later sold it. You can't find the property through the house registration system, but you can find the loan record in the bank collection system and then borrow money to buy a house-two sets;

Third, if you buy a suite in full, you can find real estate through the housing registration form system and buy a house with a loan-two sets.

Fourth, I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I took out a loan to buy a house-the first set. Five, the local housing registration system does not have the query conditions, the bank due diligence to verify that the buyer has a house, and then buy a house-two sets.

Six, there are two sets of commercial loan records in the name of the individual, one set has been paid off and the other set has not been paid off. At this time, refinancing will be identified as the third suite.

Seven, the personal name has two sets of commercial loan records, all of which have been paid off and sold, and at the same time can provide two sets of housing sales certificates. In this case, although there is no room in the name of the individual, it will be regarded as a third suite when refinancing.

Eight, the personal name of a suite of commercial loans have been paid off, and another set of provident fund loans have also been paid off. At this time, whether you apply for a provident fund loan or a commercial loan to buy a house, it is counted as three suites.

Nine, a husband and wife to buy a house before marriage to use commercial loans, the other party to buy a house before marriage to use provident fund loans. After marriage, they want to borrow money in the name of husband and wife. According to the New Deal, although they are all pre-marital personal loans, because the central bank's credit information system has records, buying a house with a loan in the name of husband and wife will still be counted as the third suite.

X. One spouse has a house before marriage but no loan record, and the other spouse has a loan record before marriage but no real estate under his name. Buy a house after marriage, apply for a loan, and count as three suites. The deed tax for the second suite is 3% of the total house price.