Why does Shayang Rural Commercial Bank in Jingmen, Hubei need a copy of the real estate license to open an account?

In order to avoid risks, banks need you to show their strength from the side, so they need a copy of your real estate license as evidence, but by the end of the year, many banks have no quota. If it is a personal loan, it should be handled as soon as possible, otherwise the loan will wait until next year, but I heard that many personal loans have to be mortgaged in kind.

Reason: It is mainly related to the banking industry's strengthening the supervision of bank cards, the recent card-breaking action and the prevention of fraud and illegality.

Therefore, the bank strengthened the audit of bank card account opening, but did not explicitly require the provision of the corresponding real estate license.

2. It is obviously non-compliant to require real estate license or residence certificate. According to relevant regulations, citizens can open corresponding accounts and bank cards in relevant banks with their ID cards and at least 18 years old.