Why can't the bank transfer in Yuantai Village of Lishu arrive in real time?

The reasons why the bank transfer in Yuantai Village of Lishu cannot be received in real time are as follows.

Usually, the real-time transfer will arrive within 2 hours. In the case of inter-bank transfer, it needs to go through the clearing system of the People's Bank of China. In this case, the funds may be delayed, usually within 24 hours. There is also the upgrading of the banking system, which may also delay the transfer of funds.

As for whether the real-time transfer can be withdrawn if it is not received, it mainly depends on whether the funds have been transferred out. If the user chooses the real-time remittance method, even if the money hasn't arrived, the user can't withdraw it, and can only transfer it back to the other party's account after receiving it.