You can buy a house with a monthly salary of 3500 a year! Is this possible?

Today, Bian Xiao read an article in a circle of friends, "Women earn 3,500 yuan a month, and buy more than 2 million houses thrifty a year! After reading it, I knelt down ... "In view of this topic, Bian Xiao himself went in without hesitation. Bian Xiao thought it was a super positive manuscript for young people, but in the end, I really finished reading it. ...

This is how she bought the house, and she really knelt down after reading it!

The article tells how the protagonist struggled this year, with a monthly salary of 3500, and she can save about 3000 a month. No shopping, no new clothes, no movies, no eating out ... only over 500 a month. Bian Xiao once thought this was the focus of the article, but the last paragraph was the focus!

"In the end, she calculated that she had saved nearly 50,000 yuan. There are more than one million left. What can we do? Think about it, then she got up the courage, picked up the phone, pressed it and dialed her father's phone. Her father immediately got angry and called her 1.96 million without saying anything. Finally, I bought a house worth 2 million in Shijiazhuang. Her father also said angrily: Daughter, you have to be an editor if you want to take over my company!

How's it going? Can you accept the ending of this story?

With a monthly salary of 2800, when can I afford a house in Shijiazhuang?

Although the above story is a joke, it reflects a very realistic problem.

Last week, the recruitment of talents in Hebei started. At this job fair, the average salary offered by participating enterprises to fresh graduates is 2800 yuan. When Bian Xiao saw this figure, he silently said to himself, I'd better cherish my present job! Bian Xiao has been working for five or six years, 2800 yuan, which was not a high salary when I just graduated from college, let alone now.

I still remember that in the year when Bian Xiaogang came to work in Shijiazhuang, the house price of a residential area in Shijiazhuang High-tech Zone was 3,800 yuan, and the down payment was 38,000 yuan. I was still thinking about the house so far away from the city center. Who came this far to buy it? Five years later, the house price in the same community has risen to 1.3 million yuan per square meter. At this time, 38,000 yuan is only enough to buy 3 square meters.

College students' wages have not risen much, but house prices have soared! Take the current housing price in Shijiazhuang as an example. If you plan to buy a small two-bedroom apartment of about 80 square meters, we will calculate it according to10.3 million square meters (the house price in the city center is far more than10.3 million). This house needs more than10 million yuan. If you use provident fund loans, you need to pay more than 400 thousand down payment.

Think about the salary of 2800 yuan. Even if the salary rises to 5,000 in three years, it will take 10 years to save more than 400,000, and the house price will definitely not be like this after 10 years.

So for many young people, buying a house is to support the elderly.

The helpless choice of urban young people who are "eager to buy a house"

After calculating the above account, do you think it is a bit far for young people to buy their own houses? Most young people are facing marriage and children, and buying a house is just needed. Buying a house is really helpless.

According to a statistic, 87.9% of the "house slaves" are under the age of 35. From the recent college students to the parents of "house slaves" under 35, they should all be in their fifties and sixties. Not only have they worked hard for most of their lives, but most of them have begun to have some physical problems of one kind or another, and the expenditure on medical care has gradually increased. However, because they have to pay the down payment for their beloved children, they have begun to live a tight and insecure life. It's unbearable to be so old!

Young people who don't want to buy a house really have to work hard to save enough down payment.

If you buy a house with the support of your parents, you must be grateful and not take it for granted.

If you really can't afford to buy children's shoes in the house, don't lose heart. You didn't say no to renting a house ~ ~

(The above answers were published on 20 17-02- 18. Please refer to the actual situation for the current purchase policy. )

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