Is it better to buy a car or a house first?

If this family gives you a sum of money, as a young man, you should buy a house or a car first. To tell the truth, this topic is a bit heavy, because this house is not easy to buy now.

First of all, let me talk about some direct examples that my own students suggested to them. 12 13 among the students who graduated, several students asked me this topic at that time, and I also gave them a practical suggestion. There are four students who compare. Of the four children, 1 is more trusting and obedient. I accompanied him to see the house and bought a house. At that time, the housing price in Changsha was not high, less than 5 thousand. He bought this house about three years after graduation. The other three children didn't buy a car, but they all bought cars one after another. A few years later, the children who bought the house now bought the car, got married and gave birth to children, but the three children who didn't buy the house now all devalued their cars and didn't buy a house, let alone the unmarried children.

This is a practical example of the students I have experienced around me. After this example, everyone must know Brother Miao's point of view. From the perspective of young people, because you just came out to work, you won't have a good job or a high income. At this time, if there is start-up capital at home and there is no better and more stable channel, buying a house is a better choice than buying a car.

Because from the current situation, at least it will not depreciate. You can't say that I bought it at the level of 1000 yuan. It will become 9000 yuan next year, and then 8000 yuan next year. It is still in a state of slow appreciation. After you buy a house, it will have a great advantage, forcing you to save, because you have to pay back the mortgage every month and you have to work hard, so once you buy a house, You will know that if you pay the mortgage every month, you won't easily jump ship and stick to every job. It will take you three to five years to get familiar with this job, and you will gradually earn a higher income. If you change jobs every year, you will still be a novice ten years later.

Therefore, buying a house can promote your actual work, but buying a car is different. It is a consumable. After you buy it, in addition to depreciation every year, you have to spend money on maintenance. Moreover, after buying a car, you feel that you have more contacts, more places to run and more freedom. For most young people who have just graduated for a few years, you don't have too many high-quality social resources, and you don't have too much comparison psychology.