List of Housing Loan Policies of Hangzhou Bank

At present, the bank loan policies of various institutions and the ICBC loan policy of buying a house. The first suite of a branch is over 40m2, and the down payment is 30% to 40%, and the interest rate will all rise 10%. The second suite is more than 40㎡, the minimum down payment is 60%, and the interest rate rises by 20%. The age of the second-hand house should be after 199 1 year. Housing loan policy of China Construction Bank: the first suite of a branch is 40 ~ 60m2, and the down payment is 40% ~ 50%; Above 60㎡, the down payment is 30%, and the first set of wealth management products can enjoy the benchmark interest rate. The second suite is more than 30㎡, and the down payment is 60%. If you buy some products, the interest rate will go up 10%. The period of the second-hand house is after 1985 (inclusive). Agricultural Bank of China's mortgage policy: the first suite of a branch is more than 40m2, the down payment is 30% to 40%, and the first interest rate is all raised 10%. The down payment for the second suite is 60%, and the interest rate rises by 20%. If the second-hand house is located before 1990 and the area is less than 60m2, the down payment will be increased accordingly. China Bank Housing Loan Policy (60 1988): 40% down payment for the first suite with an area of 35-60m2; Above 60㎡, the down payment is 30%, and the first set of interest rates all go up 10% (the purchased products go up by 5%). The second suite is more than 35㎡, the down payment is 60%, and the interest rate rises 15% (the purchased products rise 10%). The period of the second-hand house should be 199 1 year later. The housing loan policy of Hangzhou Bank covers more than 50m2 of the first suite, with a down payment of 30% to 40% and an interest rate of 10%. The second suite is more than 50m2, the down payment is 60%, and the interest rate rises 10%. The age of the second-hand house should be after 199 1 year. Bank of Communications housing loan policy: the first suite is more than 50m2, the down payment is 30%, and the benchmark interest rate. Need to buy the corresponding insurance or gold. The second suite is more than 50m2, the down payment is 60%, and the interest rate rises 10%. Need to buy the corresponding insurance or gold. The term of the second-hand house is 199 1 year later. The first suite of the housing loan policy of Postal Savings Bank is over 30 m2, with a down payment of 30% to 40% and an interest rate increase of 10% to 15%. The area of the second suite is not limited, with a down payment of 60% and an interest rate increase of 20%~25%. The period of the second-hand house is after 1985. Citibank's housing loan policy requires that the loan amount for the first home of 50㎡ be more than 600,000 yuan, with a down payment of 30% and an interest rate of 10%. The loan amount for a second home with an area greater than 50㎡ requires more than 600,000, with a down payment of 60% and an interest rate floating 10%. Requirements: Provide tap water or tax bill or social security certificate for nearly 6 months. If the customer's occupation is civil servants, institutions, teachers, doctors, banks or other financial institutions, it is only necessary to provide proof of income. The housing loan policy of the provincial provident fund and the municipal provident fund bank, the minimum down payment of the first suite is 30%, and the benchmark interest rate of the provident fund. The minimum down payment for the second suite is 60%, and the bank housing loan policy is implemented according to the benchmark interest rate of provident fund 1. 1 times, for reference only. If there is any change, please consult the relevant local bank.