How much do banks charge for card opening and online banking? What's the annual fee, the minimum deposit and so on? Be specific ... thank you ~!

Charges for various bank cards: 1 Industrial and Commercial Bank of China: the charge for card swiping is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee in 300 yuan. 3 yuan/quarter, inter-bank withdrawals in the same city 2 yuan/pen.

2. Agricultural Bank of China: the credit card processing fee is 5 yuan, the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction (4 yuan, Guangdong).

3. China Construction Bank: The annual fee for handling the card is 5 yuan, 10 yuan/year, which is lower than the management fee for small accounts in 500 yuan, and 3 yuan/quarter. Such accounts do not pay interest. 4 yuan +65438+ 0% of the withdrawal amount for inter-bank withdrawals in the same city (that is to say, the handling fee is higher than that for withdrawals from other banks in different places. At home, they obviously forced customers not to withdraw money from other banks, so other bank customers came to their ATMs.

4. China Bank: Credit card processing fee is 5 yuan, annual fee 10 yuan/year, and small account management fee is not charged, and banks in the same city withdraw money from 4 yuan.

5. Bank of Communications: the card swiping fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction.

Postal savings: it is free to apply for a card, and banks in the same city withdraw 2 yuan/pen. Most provinces and cities do not charge annual fees and small account management fees.

China Minsheng Bank: Card handling is free, no annual fee, no small account management fee (except Shenzhen), and the first three withdrawals in the same city and across banks are free, followed by 2 yuan/transaction.

8 China Everbright Bank: Card handling is free, with no annual fee and no small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/pen.

CITIC Bank: It is free to apply for the card, and there is no annual fee and small account management fee. The first two withdrawals from banks in the same city are free every month, and then 2 yuan/pen.

10 Huaxia Bank: it is free to apply for the card, without annual fee and small account management fee, and the first withdrawal in the same city 1 every day (note 1: every day is not monthly) is free, and then 2 yuan/transaction.

1 1 Shanghai Pudong Development Bank: it is free to apply for a card, and there is no annual fee. Withdrawals from banks in the same city in 2 yuan, account management fee 12 yuan/year. If the balance in the account is always above 1000 yuan, or if POS swipes the card within one year (it doesn't matter how much, they are just encouraging the use of the card), it will be exempted.

12 Industrial Bank: card handling is free, with no annual fee and small account management fee, and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction.

13 China merchants bank: it is free to apply for a card, and there is no annual fee. 2 yuan/transaction of inter-bank withdrawal in the same city. Account management fee: 1-5 yuan/month If the assets of the same customer in the bank are insufficient 10000 yuan (at the discretion of each branch, Beijing 1 yuan, 5 yuan in Qingdao, 5 yuan in Tianjin and 3 yuan in Shenzhen, the rest will not be mine. You deposited 10000 yuan in China Merchants Bank and set up 10 bank cards. Each card has no money, so this 10 card will not receive any money, but you have three cards, and the deposits in the cards are 3000 yuan, 2000 yuan and 2000 yuan respectively, which is less than/kloc-0.

14 SDB: it is free to apply for a card, and there is no annual fee, which is lower than the small account management fee charged by 300 yuan (1 yuan/month). However, you only need to spend 1 time on the POS card, so you can get rid of it for one year, so basically it will not be accepted, and interbank withdrawals in the same city are completely free (except Shenzhen, Chengdu and Chongqing, 2 yuan/pen).

15 Guangdong development bank: card handling is free, with no annual fee and no small account management fee. Whether in the same city or in different places, it is free to withdraw cash three times a month, and then 3 yuan/pen.

16 China Bohai bank: in principle, the annual fee for handling cards in 20 yuan is 20 yuan/year, and the management fee for accounts below 5,000 yuan is 5 yuan/month. But in fact, the card is free, there is no annual fee, there is no small account management fee, and interbank withdrawals in the same city are completely free. This is a newly established bank with a national license (there are 18 banks nationwide), and it is only in Tianjin at present.

17 hengfeng bank: it is free to apply for the card, and there is no annual fee and small account management fee. 2 yuan/national cash withdrawal. At present, the bank only has branches in Yantai, Qingdao, Jinan, Hangzhou and Nanjing.

18 zheshang bank: card 10 yuan, annual fee 10 yuan/year, no small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/pen. At present, the Bank only has branches in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi and Tianjin.

19 Nanjing bank: all fees are free, and there is no arbitrary charge for withdrawing money from any ATM in China.

The above is the details of 18 national licensed banks.

Among online banks, ICBC, China Merchants Bank, Minsheng Bank and Shanghai Pudong Development Bank have the most comprehensive functions. Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, Huaxia, Xingye, Shenzhen Development Bank and China Everbright can also fully meet the demand. Guangfa's function is weaker, and so are the three small banks. The postal service has not yet established a full-fledged online bank.

In addition, the cards of local banks, city commercial banks, urban credit cooperatives (definitely not in big cities), rural commercial banks (suburbs of big cities) and rural credit cooperatives (suburbs of small and medium-sized cities) are also good, and the fees are generally low. You can try them.

Large local city commercial banks:

Bank of Beijing

Shanghai bank

Bank of tianjin

Shenzhen Ping An Bank

Bank of Shang Hui

Langfang Bank ... UnionPay card local inter-bank handling fee and inter-bank ATM withdrawal transaction fee

Comparison of bank deposit and withdrawal fees in different places-

China Industrial and Commercial Bank Peony Card

ATM remote withdrawal: 1% of each withdrawal amount of ATM remote inter-bank withdrawal, with the lowest 1 yuan and the highest 50 yuan; The handling fee for ATM withdrawals in different places is 2 yuan+1% of the withdrawal amount, and the lowest part of 1% is 1 yuan, and the highest part is 50 yuan;

Handling fee for off-site deposit: 0.5% of the deposit amount, with a minimum of 1 yuan and a maximum of 50 yuan.

Handling fee for remote withdrawal: 0.5% of the withdrawal amount is charged, with a minimum of 1 yuan and a maximum of 50 yuan.

Agricultural Bank of China Jinsui Debit Card

ATM remote withdrawal: 1% of each withdrawal amount of ATM remote inter-bank withdrawal, with the minimum of 1 yuan; ATM remote withdrawal fee is 0% of 2 yuan +65438+ withdrawal amount;

Handling fee for off-site deposit: 0.5% of the transaction amount at off-site counters in the province, with the lowest 1 yuan and the highest in 50 yuan; Inter-provincial counter: 0.5% of the transaction amount, with a minimum of 1 yuan and a maximum of 100 yuan.

Off-site withdrawal fee: off-site counters in the province: 1% of the transaction amount, with the lowest 1 yuan and the highest in 50 yuan; Inter-provincial counter: 1% of the transaction amount, with the lowest 1 yuan and the highest 100 yuan.

& lt/SPAN>。 China Construction Bank Longka Savings Card

ATM remote withdrawal: 1% of each withdrawal amount of ATM remote inter-bank withdrawal, with the lowest 2 yuan; ATM remote withdrawal fee is 2 yuan+1% of the withdrawal amount, and the lowest part of 1% is 2 yuan;

Handling fee for deposits in different places: 0.5% of the deposit amount, ranging from 2 yuan to 50 yuan.

Remote withdrawal fee: 0.5% of the withdrawal amount, with the lowest 2 yuan and no upper limit.

China Merchants Bank Card

ATM remote withdrawal: 0.5% of each withdrawal amount for ATM remote inter-bank withdrawal; ATM remote withdrawal fee is 0.5% of 2 yuan+withdrawal amount;

Off-site deposit handling fee: 0.5% of the deposit amount is charged.

Remote withdrawal fee: 0.5% of the withdrawal amount is charged.

Bank of Communications Pacific Debit Card

ATM remote withdrawal: 0.8% of each withdrawal amount for ATM remote inter-bank withdrawal; ATM remote withdrawal fee is 0.8% of 2 yuan+withdrawal amount;

Handling fee for off-site deposit: 0.5 ‰ of the deposit amount, with the lowest 10 yuan and the highest 50 yuan.

Remote withdrawal fee: 1% of the withdrawal amount, ranging from 10 yuan to 100 yuan.

Huaxia Card Huaxia Bank

ATM withdrawal in different places: ATM withdrawal in different places charges a handling fee of 1 yuan; 2 yuan handling fee is charged for each ATM withdrawal in different places;

Off-site deposit fee: 0. 1% of the deposit amount, with a maximum of 10 yuan.

Remote withdrawal fee: 0.5% of the withdrawal amount is charged.

Shanghai Pudong Development Bank Oriental Debit Card

ATM remote withdrawal: 0 yuan

Off-site deposit fee: 0 yuan

Off-site withdrawal fee: 0 yuan

China everbright bank sunshine card

ATM remote withdrawal: 0.5% handling fee is charged for remote withdrawal, ranging from 5 yuan to 50 yuan.

Off-site deposit handling fee: 0.5% of the transaction amount, ranging from 2 yuan to 20 yuan.

Handling fee for withdrawal in different places: 0.5% of the transaction amount, with the lowest 5 yuan and the highest 50 yuan.

Minsheng Debit Card China Minsheng Bank

ATM remote withdrawal: 5 yuan/transaction.

Off-site deposit fee: 0 yuan

Handling fee for remote withdrawal: 0.3% of the transaction amount, with the lowest 5 yuan.

CITIC Debit Card CITIC Industrial Bank

ATM withdrawal from different places: 0.5% handling fee for cross-bank collection from different places.

Off-site deposit handling fee: 0.5% of the transaction amount, with a maximum of 10 yuan.

Remote withdrawal fee: 0.5% of the transaction amount, with a maximum of 200 yuan.

Industrial card industry bank

ATM withdrawal in different places: the first three withdrawals from ATMs in the same city are free of charge, and the fourth one starts from 2 yuan; ATM withdrawals in different places are free of charge; ATM machines in different places do not charge fees for withdrawals in Xiamen, Shenzhen and Nanjing, and the first three transactions in other cities do not charge fees. From the fourth transaction, 2 yuan will be charged for each transaction;

Off-site deposit handling fee: 0. 1% of the deposit amount, with a minimum of 1 yuan and a maximum of 20 yuan.

Remote withdrawal fee: 0.3% of the withdrawal amount, with the maximum 500 yuan.

Cai Litongka Guangdong Development Bank

ATM remote withdrawal: remote inter-bank collection 1% handling fee.

Handling fee for off-site deposit: 0.5 ‰ of the deposit amount, with the highest 20 yuan.

Remote withdrawal fee: 1% of the withdrawal amount, with a maximum of 10 yuan.

Different banks charge money across banks, so does the same bank charge across regions in different places?

ICBC-there is no handling fee for withdrawals from counters and ATMs in the same city, and the handling fee for withdrawals from counters and ATMs in different places is charged at 1% of the amount, with a minimum of 1 yuan and a maximum of 50 yuan; 2 yuan/transaction for inter-bank ATM withdrawals in the same city, and 2 yuan/transaction for inter-bank ATM withdrawals in different places on the basis of amount 1%, minimum 1 yuan and maximum 50 yuan.

CCB-Inter-bank ATM cash withdrawal (regardless of different places in the same city): 2 yuan/transaction+cash withdrawal amount * 1% (1% minimum 2 yuan) is not capped; Peer withdrawal from different places: the transaction amount *0.5% (minimum 2 yuan) is not capped;

It costs 30 cents to inquire once.

& lt/SPAN>。 Bank of China: Cardholders withdraw money from ATMs of other banks in the same city, 4 yuan/transaction; ATM withdrawals from other banks in different places in the province, 9 yuan/pen; Withdraw money from ATMs of other banks outside the province, 12 yuan/pen; Overseas ATM withdrawals, 15 yuan/transaction. It is reported that the original charging standard of BOC is: inter-bank 2 yuan/pen in the same city and inter-bank 7 yuan/pen in the province.

China Merchants Bank: Banks in the same city and province accept 2 yuan/transaction, while banks outside the province accept 0.5% plus 2 yuan/transaction.

Bank of Communications: inter-bank 2 yuan/transaction in the same city, 0.8% plus 2 yuan/transaction in different places (inside/outside the province), with the lowest 10 yuan/transaction and the highest 100 yuan/transaction.

People's livelihood: Inter-bank travel in the same city is free, and inter-bank travel in different places (inside/outside the province) is 5 yuan/pen.

Huaxia: Cross-bank travel in the same city is free, and cross-bank travel in different places (inside/outside the province) in 2 yuan/pen.

CITIC: Inter-bank in the same city and inter-bank in the province are free for the first two transactions each month, and the third transaction starts from 2 yuan, with 0.5% for inter-bank outside the province, and the maximum is 200 yuan.

Shanghai Pudong Development Bank: Inter-bank in the same city, inter-bank in the province and inter-bank outside the province are free of charge, such as Hongkong 15 yuan/transaction.

Shenzhen Development Bank: for inter-bank in the same city and inter-bank in different places (within or outside the province), each transaction is 1%, and the minimum transaction is 10 yuan.

Xingye: Inter-bank travel in the same city is free, the first three transactions in different places (inside/outside the province) are free, and the fourth transaction is charged according to 2 yuan/transaction.

0.5% of the amount of China Industrial and Commercial Bank in the e era of Peony Link Card; The lowest is 1 yuan, and the highest is 50 yuan. The handling fee for deposits in Hong Kong is 0.5% of the deposit amount, which is charged at 1% of the deposit amount, with a minimum of 1 yuan and a maximum of 50 yuan. The ATM withdrawal fee in Hongkong is charged according to the withdrawal amount 1%+ 10 yuan, the lowest is 1 1 yuan, and the highest is 60 yuan.

Peony Smart Card China Industrial and Commercial Bank-charged at 1%, with a minimum of 1 yuan.

Jinsui Debit Card Counter of Agricultural Bank of China Provincial Branch: 0.5% of the transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan; Inter-provincial counter: 0.5% of the transaction amount, with a minimum of 1 yuan and a maximum of 100 yuan. Counter in different places in the province: 1% of the transaction amount, with the lowest 1 yuan and the highest in 50 yuan; Inter-provincial counter: 1% of the transaction amount, with the lowest 1 yuan and the highest 100 yuan.

0.5% of the amount of Great Wall Electronic Debit Card of China Bank; The lowest 5 yuan, the highest 50 yuan. Display amount 1%, lowest 10 yuan, highest 50 yuan.

Dragon Card Savings Card (including Zodiac Card) China Construction Bank charges a handling fee of 0.5% of the deposit amount, ranging from 2 yuan to 50 yuan. A handling fee of 0.5% of the withdrawal amount is charged, with the lowest 2 yuan and no upper limit.

China Merchants Bank charges a handling fee of 0.5% of the deposit amount, with a minimum of 5 yuan. A handling fee of 0.5% of the withdrawal amount is charged, with a minimum of 5 yuan.

Five ten thousandths of the deposit amount of Pacific Debit Card in Bank of Communications, with the lowest 10 yuan and the highest 1% withdrawal amount within 50 yuan, the lowest 10 yuan and the highest 100 yuan.

Huaxia Card Huaxia Bank charges 0. 1% of the deposit amount, with a minimum of 1 yuan and a maximum of 10 yuan. According to 0.5% of the cash withdrawal amount, the minimum handling fee is 1 yuan, with no ceiling.

Dongfang Debit Card Shanghai Pudong Development Bank 0 yuan 0 yuan

Sunshine Card Everbright Bank charges a handling fee of 0.5% of the transaction amount, the lowest in 2 yuan and the highest in 20 yuan, and the lowest in 5 yuan and the highest in 50 yuan.

Minsheng Debit Card is 0.3% of the withdrawal amount of China Minsheng Bank in 0 yuan, with a minimum of 1 yuan, and the upper limit is not capped.

CITIC Industrial Bank charges a handling fee of 0.5% of the transaction amount for CITIC Debit Card, with the highest 10 yuan, the lowest 1 yuan and the highest 200 yuan.

Industrial Bank will charge 1‰ of the deposit amount, with the maximum not exceeding 20 yuan. If it is less than 1 yuan, it will charge 1 yuan (not charged by branches in Fujian Province for the time being). It is charged at 3‰ of the withdrawal amount, with the maximum not exceeding 500 yuan. If it is less than 1 yuan, it will be charged at 1 yuan (it will not be charged between branches in Fujian Province for the time being).

The SDB debit card is 0.5% of the deposit and withdrawal amount of SDB ordinary customers, with the lowest 5 yuan and the highest 50 yuan; VIP customers are exempted from 0.5% of the deposit and withdrawal amount of ordinary customers, with the lowest 5 yuan and the highest 50 yuan; VIP customers are tax-free.

China Guangfa Bank charges a handling fee of 0.5‰ of the deposit amount for the newly-issued financial card, with the maximum not exceeding 20 yuan (or US$ 5 or HK$ 20) and the minimum not less than 1 yuan (or US$ 0 or HK$ 0/kloc). A single withdrawal does not exceed 200,000 yuan (or HK$ 200,000 or US$ 65,438+0,000), which is charged according to the withdrawal amount of 65,438+0 ‰, with the maximum not exceeding 20 yuan (or US$ 5 or HK$ 20) and the minimum not less than 65,438+0 yuan (or US$ 65,438+0 or 65,438+). More than 200,000 yuan (or 200,000 Hong Kong dollars, 65,438+0,000 US dollars) shall be handled separately. RMB debit cards are used to withdraw money in Hong Kong and Macao, each of which is 65438 yuan +05.