Which banks in Yixing, Jiangsu can handle the discount of commercial bank acceptance bills?

Jiangsu Yixing has no commercial banks to accept and discount for the time being.

Discounting commercial acceptance bills refers to a credit business in which the holder transfers the unexpired commercial acceptance bills to the bank, and the bank pays the balance of the bills to the holder after deducting the discount interest according to the discount rate.

The holder of the bill of exchange shall hand over the unexpired amount to the bank, apply to the bank for discount, and fill in the "discount certificate" in quintuplicate. The bank will deduct the interest from the discount date to the maturity date of the bill according to the par value, and give the bill holder the net par value after deducting the discount interest.

The first copy (on behalf of the application) is submitted to the bank for discount and payment summons;

The second copy (income voucher) shall be submitted to the bank as a voucher for discounting the income of the applicant's account;

The third (income voucher) summons the bank to discount interest income;

The fourth (collection notice) is the collection notice given by the bank to the discount applicant;

The fifth copy (due card) shall be submitted to the accounting department for safekeeping according to the due date, and the due date shall be used as the discount income certificate.

The cashier of the discount unit shall fill in the relevant contents of the above-mentioned "discount voucher" item by item according to the contents of the bill, such as the name, account number, bank, type of discounted bill, invoice date, maturity date, bill number, name, account number, bank and bill amount of bill acceptor.

Among them, the discount applicant-that is, the holder himself;

Type of discounted bill-refers to whether it is a bank acceptance bill or a commercial acceptance bill;

Bill acceptor, bank acceptance is the acceptance bank, that is, the bank where the payer opens an account,

The commercial acceptance bill is the payer himself;

Bill amount (discounted amount)-refers to the face value of the bill itself.

After filling in the discount voucher, affix the reserved bank seal on the "applicant's seal" of the first discount voucher and the back of the second and third copies of the commercial bill, and then send it to the credit department of the bank where the account is opened.

After the account opening bank has verified it correctly, it shall endorse the word "consent" in the column of "bank approval" of the discount voucher, affix the seal of the relevant personnel and send it to the bank accounting department.