Job Recruitment Website - Zhaopincom - Looking for a Pacific insurance salesman in Shantou, Guangdong Province ... I want to buy insurance.

Looking for a Pacific insurance salesman in Shantou, Guangdong Province ... I want to buy insurance.

First of all, the order of buying insurance is: first, you must protect products, including 1. Consumer products (accident insurance, term life insurance, etc.); 2, the accumulation type (whole life insurance, two insurance, etc.). Then there are medical insurance (general medical care, serious illness medical insurance, etc.), old-age insurance, children's education funds, investment in dividend-paying products and so on.

At the same time, the order of family purchase is: 1. Economic pillar; 2, your lover; 3. Family members without economic income, such as children and the elderly.

Secondly, it is better to purchase insurance on the basis of social security, supplemented by appropriate commercial insurance.

Thirdly, insurance follows the principle of "giving priority to high losses", that is, if a risk accident happens infrequently but causes serious losses, it will be given priority.

Generally, the insurance expenses are about 1-2% of the annual income, and it is better not to exceed 2%, that is, 1% of the funds are used to protect 1% of the assets.

here, I know that in this industry, there are three sentences that say "the brand is in life", "safe talents" and "Xinhua products"

Finally, we should pay attention to the insurance principle:

(1) Buy medical health first, and health can ensure that customers have everything.

(2) Buying insurance pays less attention to words than contracts. Life insurance is generally a medium-and long-term contract. If you buy it, you will become a lifelong happiness, otherwise it will have a great impact.

(3) Insurance products need to have the function of preserving and increasing value. With the increasing living standard, inflation must be curbed.

(4) To buy insurance, you must first protect the head of the family. If the main wealth creators in the family are not protected, then what is the premium? Living expenses? Family expenses are not guaranteed.

(5) Buy insurance before children. Adults are the best protection for children. It is meaningless to say that adults have no protection and children have no amount of insurance. After all, adults are paying for children.