Are there any height requirements for bank campus recruitment?

Targets

Bank campus recruitment is open to fresh graduates from major universities.

Recruitment process

The bank recruitment examination process is generally divided into announcement - briefing session - registration - qualification review (online application stage) - written test notice - written test - Interview--entry physical examination--recruitment signing--registration--start work.

Editing the recruitment conditions

The recruitment conditions of major banks vary from region to region, but in summary they are the following basic conditions:

1 .Quality: have good political qualities, excellent ideological and moral character, abide by laws and regulations, be honest and trustworthy, have good personal qualities and professional ethics, identify with the bank's corporate culture and values, and be willing to fulfill the obligations and job responsibilities of bank employees. Have strong teamwork spirit, communication skills, learning ability, awareness of innovation and responsibility, and have good psychological quality, appearance, temperament and physical fitness

2. Professional, generally speaking, acceptable to banks There are still many majors. In terms of majors, the bank's requirements are not very strict. It's just that the exams are more advantageous for students majoring in economics and finance. Therefore, if you think you are good enough, you can submit a resume. Maybe you can get a chance.

3. Educational qualifications are rigid standards and are very strict. If it is stated that you are recruiting for a master's degree, those with a master's degree or below will basically not be considered. In addition, many banks have stated that they will not recruit non-211 engineering schools, or they will not recruit non-certain schools. Generally speaking, the main urban areas basically do not recruit people with undergraduate degrees or below. There are no special requirements for non-main urban areas, but students who want to apply must first If you have a good positioning, you can also save the country through a curve. You can first be admitted to the district or county, and then return to the main city through job transfer. These standards are usually relatively strict when screening resumes. However, there are very few students who, although the school they graduated from do not meet the requirements, but their overall personal qualities are very good, they may also get a chance to take the written test.

4. English CET-4. An absolutely rigid standard, which is also a requirement of almost all employers. Level 6 would be better, but not necessary.

Other criteria, usually the recruiting unit will also add some additional conditions, such as Mandarin, expressive ability, etc. Many conditions are basically difficult to judge through a resume, so as long as you have these on your resume The conditions are basically passable.

Editing the recruitment time

The bank recruitment time is divided into two stages. The first stage is also the main recruitment season, which is from September each year to January of the following year, for the recruitment of contract workers. The main stage; the second stage, that is, the spring supplementary recruitment, mainly recruits positions that have not been filled before the year and dispatched employees, and the time is from March to June every year. From the perspective of Chongqing, the total number of people recruited by the five major banks in recent years has been around 2,600, and the number of people recruited by rural commercial banks has been around 2,100 every year. Of course, there are also a large number of special dispatch employees.

Method and content editing

Written examination, currently the five major banks of Industry, Agriculture, China, Construction, and Communications have implemented a national unified examination, that is, those who have passed the online application will be arranged at a unified time in a designated The test content is divided into three to four parts, namely: administrative ability test, English, professional courses and psychological test. Others, such as China Zheshang Bank, have also begun to implement unified examination. It can be seen that the unified examination is an overall trend of bank written examinations. Interviews are generally organized by branches and are divided into one to two rounds. The main forms adopted are structured interviews, semi-structured interviews and leaderless group interviews. Only after passing the interview can you have the greatest possibility of entering the bank. The final physical examination is basically non-recruitment.

Written examination content:

1. English (TOEIC English)

Question type distribution: 1) 40 multiple-choice questions 2) 12 cloze questions Track 3) Reading Comprehension

Time: 48 ***90 questions, 60 minutes

2. Comprehensive knowledge

Distribution of question types: 1) Bank characteristics 8 questions on knowledge 2) 10 questions on current affairs 3) Industry knowledge (covering finance, computers, etc.)

Time: 30 minutes

3. Administrative professional ability test

Distribution of question types: 1) 21 verbal comprehension questions 2) 4 numerical operation questions 3) 5 thinking strategy questions 4) 14 logical reasoning questions 5) Data analysis (3 charts, 5 questions per group, ***15 questions )

Time: 60 minutes

IV. Behavioral customization and career interest test

Time: 90 single-choice questions for 20 minutes

Five , Science and technology professional knowledge and science and technology candidates take an additional 30 minutes test

Interviews generally use: leaderless group discussion structured interview AC interview role-playing interview software psychological test scenario simulation and other methods.

How to prepare for the exam editor

Preparation for the bank written test

The bank campus recruitment written test presents a unified examination organized by the head office and a national examination. The written test is divided into three parts: English, administrative ability test and banking professional knowledge. The focus of English is on daily accumulation, while practical tests and professional knowledge are the keys to scoring.

The written examinations of the five major state-owned commercial banks cover all three parts, and all require comprehensive preparation. Some joint-stock banks only take the administrative ability test or banking professional knowledge.

Different from civil servants, the administrative ability test department of the bank written examination has higher requirements. Because the amount of questions is too large, the same questions need to be completed in a shorter time, which requires the practical part of the test to be completed. Do a comprehensive and systematic review. Subjects involved in banking professional knowledge include: microeconomics, macroeconomics, finance, currency and banking, international banking, international economics, financial management, accounting, contract law, company law, commercial banking law, bill law, Banking expertise, international trade, international settlement, computers, etc. In addition, there are some subjects that will be covered in a smaller scope, such as corporate management, finance, etc. In total, there are more than 20 courses involved in the scope. It is very extensive and involves many test points, placing higher requirements on candidates' preparation.

Preparation for bank interviews

Interviews at Chinese banks are generally divided into two rounds, one and two. The first side is mainly self-introduction and structured interview, and the second side is mainly non-leadership group interview. Since it is a face-to-face psychological challenge, interviews require systematic training. On the one hand, you can refer to the experience of people who have come before, and you can read the interview experience of previous students on the fresh graduates BBS; on the other hand, buy some interview books to understand the key points; and the most important thing is to conduct practical exercises.

Editor of Banking Career Introduction

Banking Career

Banking career has become a gold-collar career. Its main features are: high income, stable job, and status. high. The annual income is generally not less than 60,000 yuan, and they enjoy a high social status. It is a gold-collar profession in everyone's eyes. But there are also characteristics of busy work and high pressure. For fresh graduates, choosing a good career is a good start. Many people choose banking as their first choice of career, because it is a career that pays and rewards, and can continuously promote People who learn and make progress can get in touch with the mainstream and high-end people in society, and can also quickly bring an increase in wealth to themselves. Its professional requirements also mean that it is high-end. The main majors recruited are: finance, economics, management, and accounting. Some banks do not distinguish majors, so many science and engineering majors are also recruited.

Bank products are various derivatives of money. The main source of money is deposits, including personal deposits and corporate deposits. The main destination of money is credit or financial products. Bank profits come from the difference between deposits and loans and intermediary business charges. Banks are supervised by the China Banking Regulatory Commission and local banking regulatory bureaus. The People's Bank of China manages interest rates, exchange rates, etc.

Banking positions are mainly divided into several levels: business and administration. The occupations in the business department can be divided into: private and public. Duipei is mainly engaged in personal business, including financial management, collection agency, deposits and withdrawals, personal credit and other basic businesses. Princess Dui is engaged in business of enterprises and institutions, including credit, financial management and some intermediary businesses.

When you enter a bank, no matter how high your academic qualifications are, the first step is often to be a teller at the grassroots level. After passing the internship period and becoming a regular employee, you have the opportunity to make the first step. This is the first step in bank work. In one diversion, some personnel will enter the public department, some will enter the private department, and some will enter the risk, audit, accounting, personnel, administration and other functional departments. The promotion route after entering the respective departments is the hierarchical leadership of the respective departments, and it can be switched between private and public. If you can enter the public department and serve large customers, it will undoubtedly be a promising prospect for bank employees. pedal. For employees who work at the branch level, the top promotion is often branch president, and the best can be the deputy president of the branch. The president is often posted by the head office.

In the competition for employees, there is also a very dynamic group of people, namely dispatched employees. They do not have a bank establishment, but are employed by a third party. Their benefits are quite different from those of regular employees. , but there is no difference in their salary, and because they rely on performance, they can often get more income, and if their performance is good, they have the opportunity to become full-time employees every year, which is great for these employees. excitation.

Commercial Banking System

1. What is China’s banking system?

China’s system consists of the central bank, regulatory agencies, self-regulatory organizations and banking financial institutions.

1) Monetary authority - People's Bank of China

2) Regulatory authority - China Banking Regulatory Commission

3) Self-regulatory organization - Bank of China Industry Association

4) Banking financial institutions - including three major policy banks, five major state-owned commercial banks, 13 joint-stock commercial banks, rural credit cooperatives, various urban commercial banks, Postal Savings Bank, etc.< /p>

Introduction to the five major banks

1. Names of the five major banks:

Industrial and Commercial Bank of China (ICBC), Agricultural Bank of China (Agricultural Bank of China), China (Bank of China), China Construction Bank (China Construction Bank), Communications (Bank of Communications)

2. Comparison between the five major banks and joint-stock banks

The threshold for the five major banks: Due to the large enrollment volume, the entry threshold is relatively low, and the income Relatively low, but with high social status, there are more opportunities to change jobs in joint-stock banks, small loan companies, and local banks after doing well.

Joint-stock banks: small enrollment, high entry threshold, and high income. But the job competition is stressful and tiring. But it has a strong impetus for improving personal abilities.

The income status of the three and five major banks

The current income status of the five major banks is that new employees can earn up to RMB 60,000 per year, and those who become regular employees and reach the middle level can earn up to RMB 500,000-600,000 per year. . In Chongqing, those with higher incomes are Agricultural Bank of China, China Construction Bank and Bank of Communications. After entering the five major industries, they enjoy a higher social status. In addition to contacting large customers such as enterprises, they will also come into contact with customers such as government officials.

4. Current Recruitment Situation

Banking has become an increasingly popular profession, and the entry barriers are getting higher and higher. On a national level, the banking industry recruits about 100,000 people every year, and there are no less than a million people who submit their resumes wanting to join. In Chongqing, three to four thousand people are recruited every year, of which rural commercial banks recruit 1,300 people, the five major banks each recruit 200-300 people, and other commercial banks recruit between a few dozen and a hundred people.

However, due to the expansion of enrollment in colleges and universities, especially the expansion of graduate enrollment, the threshold for entering banks is getting higher and higher. Generally speaking, if you want to stay in the main urban area of ??Chongqing, you need to have a master's degree, or students from 211 or 985 colleges and universities. , other personnel basically have no chance to stay in the main city. But this passage is not blocked. Many people first enter district and county banks and then are transferred to the main city through personal improvement. This is very possible.

5. Introduction to recruitment process and recruitment forms

Online application: First of all, pay attention to major job search websites such as fresh graduates, China Talent Network, Zhaopin Recruitment, etc., and pay attention to the recruitment information above. Bank recruitment information is generally posted on the home page of such websites. After seeing the published information, you can find the online application address through it, fill in your information in sequence, and submit.

How to apply online?

The ways banks receive resumes include online applications, letters and emails, on-site reception at seminars, etc. The proportions of various methods are as follows:

Online application (68%): Online application websites include Bank official websites, major job search websites, etc.

Letter mailing (20%)

Presentation meeting, on-site reception (8%)

Others (4%)

Written test: The five major banks have implemented unified examinations. The questions are divided into three parts, namely administrative ability test, English and professional courses. The amount of questions is relatively large, requiring students to make more systematic review and more serious preparation. Especially professional courses involve more than ten courses. For students with weak foundation or non-majors, they need to put in a lot of effort to study or review.

Interview: Some banks have one interview for life, while some big banks have two or even three interviews. The interview formats include structured interviews, non-leadership group interviews, semi-structured interviews, and debates. Some derivative forms such as competitions are designed to test students' expression ability, communication ability and emergency response ability, etc., which is the most important and critical link in the entire examination. For several major types of interviews, you can do better through systematic preparation, and students who are not prepared at all will have a much lower chance of winning, because most people will always be emotionally nervous when facing interviews with a large number of examiners. It is easy for the brain to go blank and perform poorly, so systematic training is required.

Most bank recruitment resumes require the following information:

(1) Basic personal information: including name, gender, age, place of origin, etc.

( 2) Educational experience: Some require high school or above

(3) Social activity experience: such as clubs, student unions, etc.

(4) Work internship experience

(5 ) Awards received: including scholarships, various honors, etc.

(6) Skill certificates: including foreign languages, computers, etc.

(7) Academic performance ranking: some major courses are generally listed

(8) Publish papers/participate in research projects/research results, etc.

(9) Family situation: including family relationships, whether there are relatives working in banks, etc. Some banks need to meet the requirements of relatives. Avoid conditions.

(10) Open questions

Exam content editing

1. What are the joint-stock commercial banks in China?

Up to now, there are 12 joint-stock commercial banks approved by the China Banking Regulatory Commission, including: China CITIC Bank, China Everbright Bank, Hua Xia Bank, Guangdong Development Bank, China Merchants Bank, Shanghai Pudong Development Bank, and Industrial Bank , China Minsheng Bank, Hengfeng Bank, Zheshang Bank, Bohai Bank, and Ping An Bank.

These banks also have campus recruitment in various regions, but there are not as many recruitments as commercial banks. These banks are more flexible than the five major banks and tend to have higher incomes.

2. What are the departments of commercial banks?

Generally speaking, the departments of commercial banks are divided into:

(1) Management department, president’s office, administrative affairs department, human resources department, financial accounting department, legal department, etc. .

(2) Business departments, corporate finance department, personal finance department, financial institutions department, and capital finance department.

(3) Support department, Information Technology Department.

3. Types of positions recruited by banks

(1) Counter business type

Refers to employees who sit at the counter to handle business. Generally divided into public counters (low cabinets) and private counters (high cabinets).

1) Corporate counter: Specializes in company business. The main work content is to open the county and receive checks, cashier's checks, credit vouchers, etc. No contact with cash, generally large amounts.

2) Private counter: a common savings counter in banks.

(2) Customer Marketing

Discover potential customers of companies and individuals, maintain customer relationships, market various financial products and services, and meet customer needs. Divided into private account managers and corporate account managers.

1) Private Account Manager: That is, the retail account manager. The main job content is to promote financial products and make personal loans.

2) Corporate Account Manager: Mainly engaged in corporate credit business.

(3) Product maintenance category

Analyze customer and market needs, design product and service plans, formulate and carry out marketing activities.

(4) Risk control category

Prevent and control credit risks, market risks and operational risks, monitor market risk indicators, manage and control operational risks, and often cooperate with the China Banking Regulatory Bureau, the People's Bank of China, etc. Departmental dealings.

(5) Information technology category

Develop and apply test software, install and maintain hardware systems, and provide back-end support for bank offices.

4. Career planning in banks

Generally speaking, banking work is a relatively decent career with high income, relatively stable, generally large institutions and good benefits. Salary, as long as you have enough strength, there is a lot of room for improvement.

For people with social resources, it is very good to take the marketing route. For those who lack social resources, it is very good to enter the human resources, planning, finance and risk departments. These departments have great power but require relatively few human resources.

Generally speaking, there are three development routes: management, technology and market. Management means taking the administrative route. If you have high comprehensive management capabilities and leadership potential, you can choose to take the administrative route. Professionally speaking, you don’t have to be very specialized, but you need to have a good knowledge. Technology refers to risk management, product development, business review, etc. It has strong professional requirements and is suitable for people with strong professional abilities. The market is the account manager position, which is suitable for people who have a pioneering spirit and like to communicate with others. Having a certain resource background will be of great help to this job.

5. What is the difference between the "labor contract system" and the "labor dispatch system" in bank recruitment?

The nature of the position recruited by the bank determines the level and stability of the position. Applicants should first understand the nature of the position they are applying for.

Generally speaking, the nature of bank recruitment positions can be divided into two categories: labor contract system and labor dispatch system. Anyone who has a direct labor relationship with a bank is an employee under a labor contract, which is what everyone calls a formal employee. The labor dispatch system is a three-party labor relationship in which employees sign a contract with a labor dispatch company, and the labor dispatch company signs a contract with a bank. There will be some differences between the two in terms of benefits, wages and social security. They are less stable and can leave at any time.

However, during the period of employment, the difference in salary and benefits between the two is not very big. It is just that the calculation basis of salary is different. The funds received based on the workload are the same.

6. Bank recruitment process.

1), online application (September-October)

The main online application websites are the official websites of major banks, China Talent Network, Zhaopin Recruitment, 51job, and the Fresh Graduate Job Search Network wait.

Participation conditions: 1. Fresh graduates with a bachelor's degree or above; 2. Main majors: economics, finance, accounting, business, law, English, computer and some science and engineering majors; 3. Most banks do not limit majors .

2), written test (after passing the online application, usually in October-November)

The written test is divided into professional subjects and administrative ability test

Professional subjects: Micro Economics, macroeconomics, currency and banking, finance, international finance, accounting, financial management, international trade, international settlement, law, banking expertise, computers, etc.

Administrative ability test: verbal Comprehension, logical judgment, mathematical reasoning, basic knowledge, data analysis

3), interview (after passing the written test, usually December to January)

Mainly structured interviews and leaderless interviews Group interview, some banks have oral interview in English. There are generally two rounds of interviews.

Major banks usually start campus recruitment from September to December each year and January of the following year, and they usually issue offers before the end of the year.