What's the impact on me and my car by taking the green car as collateral?

1. What's the impact on me and my car by taking a green car as a mortgage?

Car loans are generally black-hearted corporate accounts, and generally do not accept credit information. Take the worry-free car loan as an example. If you charge interest, the green vehicle management office will send it to the company after mortgage, and they will always use your car and take back the damaged car, or sell it or use it for themselves. I'm looking at you.

Second, can green cars be mortgaged to individuals?

This green car may have been mortgaged to an individual. The following is the relevant introduction: 1, which stipulates that the full purchase of a car can be mortgaged to an individual. According to Article 22 of the Regulations on Motor Vehicle Registration, "If a motor vehicle owner mortgages a motor vehicle, he shall apply to the motor vehicle management office at the place of registration for mortgage registration. Fill in the Application Form for Cancellation of Motor Vehicle Mortgage with the motor vehicle registration certificate and the identity certificate of the mortgagee and mortgagor, and affix the official seal of the unit to the relevant window for handling. 2. Note: When applying for motor vehicle mortgage loan, borrowers and investors should apply for vehicle mortgage at the vehicle management department. One of them is to add the name of the investor to the motor vehicle registration certificate, which not only protects the rights and interests of both parties, but also prevents the car from being bought and sold casually.

3. I applied for a mortgage loan in Houhe Auto Loan before, and I want to get it back. ...

1. For car loans handled by financial companies, you can call the customer service phone number of the financial company you belong to or go to the car dealer for consultation.

2. To obtain a motor vehicle registration certificate, you must hold an ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc.

3. After obtaining the registration certificate, you need to go to the local vehicle management office for vehicle mortgage cancellation. The materials you need to bring include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender's organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney, and motor vehicle owner's ID card. Financial institutions that handle car loans will hand over their registration certificates to us.

4. After going to the lobby of the vehicle management office, you can handle it at the corresponding service window.

4. How to mortgage the car loan with the Green Paper?

Conditions for handling automobile mortgage:

1. The loan applicant is a citizen of China with the age of 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). );

5. Being able to provide effective guarantee recognized by the loan bank;

6. Other conditions stipulated by the lending bank.

Handling the automobile mortgage process:

1, the customer provides the materials of the vehicle to be mortgaged;

2. The appraiser of the borrower evaluates the vehicle to be mortgaged;

3. The borrower and the lender negotiate the value of the mortgaged vehicle;

4. The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;

5. The borrower and the lender shall go through the mortgage registration and relevant documents at the vehicle management office;

6. The lender drives the vehicle to the parking lot designated by the borrower, gives all the car keys to the company for safekeeping, and the borrower issues a receipt list and pays the mortgage amount at the same time;

7. After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys.

8. After the loan expires, the mortgage shall be released.