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Is it safe for Luoyang provident fund merchants to let their spouses do it for them?

This situation can be handled by an agent, which is safer.

According to today's headline data, when the business turns public, that is, the customer's own commercial house purchase loan turns into a personal provident fund mortgage, and Luoyang Provident Fund applies for a commercial loan to turn into a provident fund loan, the applicant and the property owner need both husband and wife to sign a loan contract in person. A notarized power of attorney shall be issued if others, such as spouses and parents, are entrusted to sign the loan contract.

It is safe for Luoyang provident fund merchants to transfer to the public, because qualified employees need to pay off their commercial loans with their own funds and go through relevant procedures after submitting the application for "business transfer to the public", and then the center will issue loans; This method supports the "business-to-public" loans of all banks in Luoyang administrative area.