Is it easy for small banks to risk control?

1, lack of technical support for data analysis and risk management. Small banks cannot invest a lot of resources to develop and operate their own risk management systems, and it is difficult to recruit talents with relevant technology and experience.

2. The risk dispersion ability is weak. Small banks are usually small in scale and limited in business scope, and can only invest in a few projects, so it is difficult to achieve risk diversification.

3. Limited ability to assess customer credit. It is difficult for small banks to obtain comprehensive information of customers and accurately evaluate their credit risk.

4. Lack of risk awareness. Small banks don't have enough experience to face all kinds of risks and lack risk awareness.