What kind of loan is Xiaomi Xiaojin?

1. What kind of loan is Xiaomi Xiaojin?

Xiaomi Xiaojinquan is called "Chongqing Xiaomi Consumer Finance Co., Ltd. Finance Co., Ltd. is a national non-bank financial institution that provides consumer loans jointly funded by China Banking Insurance Supervision Technology Co., Ltd. and Chongqing Rural Commercial Bank Co., Ltd.

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1.MIUI is an Android mobile phone operating system deeply customized by Xiaomi Company. MIUI has made more than 100 improvements to the native Android system, which was officially released on June 20 10/day, with users covering 23 countries and being very popular.

2.MIUI is committed to achieving the ultimate phone and SMS application experience in smart phones. The original MIUI interface system perfectly matches the usage habits of domestic users and is the first Internet-based team in China. According to the feedback from MIUI community enthusiasts, it is being improved and updated every week. MIUI has the largest mobile theme library in the world, which can be flexibly customized locally.

3. Xiaomi mobile phone is a high-quality smart phone of Xiaomi Company. Lei Jun is the chairman and CEO of Xiaomi. The mobile phone ID design is all completed by Xiaomi team, and the mobile phone production is made by MIUI operating system independently developed by Foxconn and Xiaomi. Xiaomi Hand/KLOC-was officially released in October, and the price was 1999 yuan, mainly for mobile phone enthusiasts.

4. The shape of Xiaomi mobile phone is a straight full touch screen, the CPU adopts Qualcomm 1.5GHz dual-core processor, the screen is a Sharp 4-inch LCD screen with a resolution of 480x854, and a capacitive touch group specially produced for TPK in Taiwan Province is adopted. At present, the shell color is black, which supports the replacement of various color shells.

In 2005, he joined Google America as a senior software engineer. He is Google Calendar and Google Maps 3D Street View. From 2006 to -20e, I worked as Google vertical search product manager, music search product manager and Google China senior product manager in China, and led the music service launched by Google China team to combine the characteristics of China and create a business model in China. Hongfeng's projects in Google China include Google Chinese Input Method and Google Vision.

Second, is there any software that can lend like Xiaomi Finance?

1. Xiaomi Finance, 3000 yuan for the first time, only need ID card mobile phone verification, suitable for everyone; 2. WeChat micro-loan, ~ 4000 is the same as above; 3. the trust financing app~500 is as above. This is the channel for my successful loan. Special reminder, if you don't have a job and it's not smooth, I suggest that you borrow by installments (the cost of multiple installments will be a few yuan higher, but it will be tighter if you loan the funds at one time, unless you have a better way to return the funds). Unless you have a house, don't trust some software with fast loans and low fees. The loan apps in Xiaomi app Store are all brushed out. Some software also helps you open other banking services. Don't regret after downloading and filling in the information. In particular, everything in Xiaomi App Store is a lie. Look at the good reviews and bad reviews yourself. The likes are basically the same account and the comments are basically the same. It almost killed me. Xiaomi App Store is getting out of date. I measured all the above by myself.

Third, there is no shortage of money at last! Take stock of 10 small loan app!

Everyone may face the dilemma of lack of money. It is difficult to borrow money. It is not easy to talk to relatives and friends. The bank loan is too slow, so the mobile loan APP is a good choice. There are some simple and easy-to-use apps on the market now. Let's take a look today.

Zhaolian Good Term Loan Zhaolian Consumer Finance is a formal and reliable platform approved by China Banking Regulatory Commission, and its good term loan has been welcomed by the majority of borrowers. Most people spend thousands of dollars the first time. As long as they repay on time, they can gradually increase the quota. JD.COM Gold Bar JD.COM Gold Bar is a pure credit loan product under Jingdong Finance, which allows you to withdraw cash directly. In fact, JD.COM Gold Bar is an upgraded version of JD.COM White Bar, which gives everyone more money to spend. If the interest is calculated by the day, the daily interest rate is between 0.04% and 0.095%. Generally speaking, the better the personal credit, the lower the loan interest rate. 360 IOUs 360 IOUs is a very popular loan APP. The fast lending speed and low application threshold are some comments from users. There is no need to submit complicated personal materials and financial certificates, and it only takes 1 minute from review to loan, which supports lending. The daily loan interest rate is as low as 0.027%, which is equivalent to the annual interest rate 10.95%. Xiaomi Loan Xiaomi Loan is a microfinance product under Xiaomi Finance. It also provides installment services with a maximum loan of 200,000 yuan. Because it is not for all users, it takes a little luck to open it. The expected annualized daily interest rate is 0.05%, with daily interest and equal repayment of principal and interest every month. For example, if you borrow 10000 yuan from Xiaomi Finance, the monthly interest is 100000.05% 30 = 150 yuan.

4. What are the loan openings similar to Xiaomi Finance?

1, Alipay Ant Borrow

Ma Yun's company has a large number of users, and Alipay can provide pure credit loans through ant borrowing. The service life is within 12 months, and the daily interest rate is generally around 0.03%. Lending and repayment are supported.

2. WeChat micro-loan

Wechat can provide loans of no more than 300,000 through micro-loans. The service life can reach 20 months, and the daily interest rate is generally around 0.04%, which can be repaid in advance.

3. Xiaomi Finance

Xiaomi Finance is a financial service platform launched by Xiaomi, which has many functions and can also borrow money. The big platform is also reliable, with daily interest 15000 yuan, service life 12 months, and it is also convenient to repay the loan.

4360 IOUs

360 loan is the loan APP of Qihoo 360, which relies on big trees to enjoy the cool nature. This hole can provide you with a loan of no more than 200,000 yuan, and the service life is within 12 months.

5. Jingdong Finance

Jingdong Finance is a super-fierce mobile loan APP, which can help the majority of online shoppers to shop and withdraw cash. Short-term borrowing friends can choose to withdraw cash from Jingdong Finance, but the withdrawal amount is not high and will be returned next month. Friends who plan to pay back in installments can choose JD.COM gold bars, but personally, the interest is a bit high. My 10000, 9.5 a day, 30 days a year on a monthly basis, the interest is 3420, and the annualized interest rate is as high as 34.2%, which is very close. For example, the highest interest on ant flowers is only 15000 yuan.

6. Concessional loans

In the ranking of the top ten loan apps in 20 18, pleasant loans ranked seventh. This hole can provide you with a loan of no more than 200,000 yuan and the service life can be as long as 48 months.

If you don't particularly need funds, it is better to touch the loan platform less. If you have poor self-control, you will easily get stuck. In the end, you will not be able to repay in time, which will affect your credit information, because many online loans are also caught in routine loans, the last event.

Do what you can, do what you can.