Why are most foreigners unwilling to buy a house?

About half of Americans own their own houses. Americans are not unwilling to buy a house, but are unwilling to buy multiple suites. There are many reasons. First, Americans are relatively mobile and rarely live and work in one place all their lives, so there is no need to buy a house. Second, the United States has a property tax, and the cost of holding a house is high; Third, Americans are not as rich as they think. Today, most of them are drunk, and only 4 1% of the people in the country have deposits of more than 500 dollars, so they can't afford the down payment. Fourth, the concept problem, few westerners want to buy a house for their descendants, and then let their children live by collecting rent when they don't go to work. In addition, there is inheritance tax in the United States, so it is of little significance for the rich to buy more houses. The last one is very important. Except for a few areas such as new york and Silicon Valley, the housing supply in most parts of the United States is unlimited, and the housing price rises slowly, lacking the demonstration effect of buying a house to make money.

1. Young people think differently. It is out of date to measure a person's "success" by real estate and cars. More and more young Americans have no plans to buy a house.

Studies have pointed out that young people of the millennial generation (those born after 198 1 year will reach adulthood in the Millennium) are mostly between the ages of 30 and 35. Compared with before, the purchase index is getting lower and lower. In fact, not only cars, but also the indexes of buying cars and all valuables have dropped.

Why is this happening?

Some sociologists pointed out that this phenomenon appeared because the younger generation suffered from the financial crisis, and they were afraid of the heavy loan burden.

Credit cards are often a nightmare for modern people, and bad credit has also become a concern for young people. But this is not the most important reason. Nowadays, young people and their parents have different ideas.

They have a set of their own values:

Successful people don't buy houses with property, but rent or invest;

If you want to "succeed", you must enrich your experience, travel more, do some extreme sports and start your own business.

Also, young people don't need stability so much-they prefer to have more disposable space in life and maintain economic independence and autonomy in life.

/ 18d 8 BC 3 EB 13533 fab 585 CBE 7a 3a 3d 3 FD 1f 40345 BC 3？ X-BCE-process = image/resize，m _ lfit，w _ 450，h _ 600，limit _ 1/quality，q _ 852。 Although renting a house is expensive, the cost of buying a house is higher.

In the United States, people don't have the habit of saving money to buy a house, so it is not easy for the working class to come up with100000 at once.

Moreover, in the United States, there is little room for house appreciation and the rate of return on home purchase is very low. According to statistics, from 1890 to 2004, the average annual return rate of housing assets was only about 0.4%. After paying the down payment, you will never see the money again; So if you buy a house worth $400,000, it is equivalent to saying goodbye to the hard-earned 654.38+ 10,000.

In the United States, the transaction cost of buying a house also includes lawyer consultation fee, property right insurance fee and moving fee, which add up to about 2% to 3% of the house price.

Property tax is also a big expense. Although mortgage interest can be deducted from some taxes, it is actually only 9 Niu Yi cents in your tax refund. All kinds of taxes related to real estate are enough for children to receive a good education.

3. Like a free lifestyle

Americans are cheerful and distinctive, and like to experience different living environments, but because of the high cost of buying a house, they don't like being fixed in one place by the house. Americans' jobs change a lot, and they will move many times in their lives. This is the opposite of China people. Due to cultural differences, China people prefer to have a fixed residence, and the house is the foundation of "home".

In addition, due to the high mobility of employees, enterprises hope to limit their career choices to some extent through housing. Enterprises encourage employees to have houses near the company to facilitate work and contact. Therefore, the closer you live to the company, the greater the chances of getting a job opportunity, and renting a house is more in line with the mobile working environment.

/d 1 a 20 cf 43 1 adcbef 8 aff 27 CFA 7 af 2 edda 2 cc 9 f 34？ X-BCE-process = image/resize, m _ lfit, w _ 450, h _ 600, limit _ 1/quality, q _ 85 Let's talk about Australia next!

People who have stayed in Australia for a long time will find that most of the post-80 s and post-90 s in Australia have no consciousness of saving money at all.

Because they have no pressure!

The local people don't have many survival problems that must be solved with money. This seems to be a social atmosphere of the local people. If you use one word to describe it, I think it is-relaxed.

Of course, the government's guarantee and various benefits have also solved their worries. Even if one day you have no money at all, the government will take care of you.

/b 90 e 7 bec 54 e 736d 125d 9 D5 c 190504 fc2d 4626934？ X-BCE-process = image/resize, m _ lfit, w _ 450, h _ 600, limit _ 1/quality, q _ 85 For this generation of Australians, money is very important, but they are more willing to use it to do what they like.

Foreigners and white-collar workers around you. To tell the truth, if we follow the pace of saving money in China, we should play less. Everyone can seriously save money for a few years to get a house loan, but no one really wants to do it. The point of interest is not on this topic. Today, no one of his peers who bought a house knows him. Some are married, some have children, and some have lived with their boyfriends and girlfriends for N years (in fact), but they all rent houses. Spend all the extra money on all kinds of things you like, and many of them are spent traveling around the world. (Of course, it is not limited to local people. Any second-generation immigrants, ABC, ABI and ABJ, are similar. )

Abby, a sweet girl, Tata is a student. Live in a shared house and drive the cheapest modern GETZ (you are worth 8,000 Australian dollars). 18 years old, his parents asked him to move out, and his parents only gave him 200 Australian dollars a month. As for buying a house, my sister said that she had heard that China people were very good at real estate speculation in Sydney, but she didn't care. She never thought about buying a house. Because what she wants to do most now is to save money to buy a Mazda 3.

Many young Australians will choose not to buy a house even if they are rich, because many people will affect their original quality of life if they buy a house.

Because they want to look up at the stars and think about poetry and the distance.

As a native of China, will you buy a house, or choose poetry and distance?

House vs Poetry and Distance (single choice)

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house

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Poetry and dreams

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