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What financial products are there in JD.COM?
I. Jingdong Small Treasury
Jingdong financial vault is similar to Alipay Yu 'ebao. You can choose to transfer the funds to the wealth management fund or the pocket money in the vault. Among them, the wealth management fund is connected to Jiashi Live Wallet and Penghua Value-added Treasure, and the pocket money is connected to Penghua Tianlibao. Therefore, transferring funds to JD.COM Treasury is actually equivalent to buying a monetary fund.
Among them, the expected income of pocket money is slightly lower than that of financial management, but it can be used for shopping or making various living payments.
Second, the choice of Jingdong Financial Bank
The bank has selected 15 banks to provide 26 kinds of wealth management products, such as regular wealth management, current wealth management, deposits and structured deposits, which are relatively safe. If you are looking for stable expected returns, you can look here.
Third, others.
In addition to small treasury and bank selection, JD Finance also has Xiaobai Selection to introduce all kinds of regular or expected high-yield financial management for financial novices, as well as special funds, insurance, gold and stock financial management sections, where you can choose your own products for investment. But, JD COM's stock platform has now suspended account opening and trading, but you can still know the relevant market on it.
Conclusion: Generally speaking, JD Finance has a wide variety of wealth management products. If you are interested, you can download a Jingdong Financial app to have a look.
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