What are the life preparations for emigrating to the United States?

# American Immigration # Introduction Immigration is a happy and complicated thing. Living in your ideal country is very happy, but it takes a lot of time and energy to start from scratch. If you just immigrated to the United States, what things must be done immediately? Let me introduce you in detail. I. Opening a bank account and handling a card.

Many people bring traveler's checks and cash when they come to America. As soon as they get off the plane, they need to open an account in the bank, deposit the money and get a bank card for daily consumption. Bank accounts in America are divided into checking accounts and savings accounts. The so-called checking account is to withdraw money from the account without using the savings account. At present, many banks have minimum deposit requirements for opening accounts. If the monthly deposit does not meet the minimum deposit requirements, a certain account management fee will be charged. It is recommended to know clearly when opening an account to avoid being deducted. Need to remind friends that the current interest rate of time deposits in the United States is very low, so there is no need to deposit time deposits. Bank cards are divided into debit cards that cannot be overdrawn and credit cards that can be overdrawn. I suggest that everyone must get a credit card and accumulate credit records. Because in American credit unions, renting a house, looking for a job, getting a loan and buying insurance all depend on credit records.

Second, turn on the phone.

In order to get in touch with family members as soon as possible after arriving in the United States, it is generally necessary to purchase American telephone service. At present, all major telephone companies in the United States have launched special models, so some mobile phones brought from China cannot apply for American telephone sim cards, and special models between different telephone companies are not universal. If you buy a mobile phone and a recharge card in the supermarket, you must pay attention to the matching of the mobile phone and the sim card. The advantage of top-up card is that it is simple and quick to open, and the rent is paid every month, which is similar to the nature of the number card of China Mobile or China Unicom. You can also join familyplan or individualplan. The advantages of these two plans are lower rates and payment afterwards, but you must sign a fixed-term contract with the telephone company and provide it with details such as social security number and driver's license number. When you call home, you usually choose to buy an international long-distance phone card. You can buy it in the supermarket or online with a credit card, and the rate is more favorable. If you want to save more money, it is suggested that you use network tools to make international calls, which can save local calls.

Third, take a driver's license test.

If you already have a valid driver's license issued by China, you can drive in California without a California driver's license. Your China driver's license must be original, not a copy. In addition to the driver's license, you need to bring your passport to check, and you need to buy vehicle insurance when driving. The law does not explicitly require that the driver's license must be translated or notarized in English, but it is recommended that you keep the English translation. You can only legally drive in California for 30 days with a China driver's license. After 30 days, you need to apply for a California driver's license from the California Vehicle Administration. With a China driver's license, you only need to take a road test; You don't have a driver's license in China, and you don't have a driver's license in other states of the United States. You need to go to a driving school, apply for a permit, and find a driver to practice with you for a while before you can take the road test. After you pass the relevant exams, you will be issued a temporary driver's license valid for 90 days until you receive a new driver's license with photos by email. If you don't get your driver's license after 60 days, call 1-800-777-0 133, and the staff of the vehicle management office can help you check the status.

Fourth, buy a car.

The United States is known as a "country on wheels", with a vast territory and a sparsely populated area and underdeveloped public transportation. It's really hard to move without a car. You should consider buying a car first when you arrive in America. I have the conditions to buy a new car. Of course, the quality is relatively guaranteed. If the economy is temporarily tense, you can choose a used car with high cost performance. American cars are generally bought and sold through car dealers. As the saying goes, buying is not as good as selling, so you should keep an eye on the dealer so as not to suffer. Let's talk about buying a new car and buying a used car first. The price composition of a new car, that is, the delivery price, consists of the following parts: * car price (invoice price), freight, tax, registration on the license plate, and labor costs. When we buy a car, we must ask the dealer to list all the expenses and ask in detail. Pay attention to the following items when buying second-hand cars: milage, have there been any accidents, have there been any records of flooding, and have the engines been modified or flooded; With any of these items, it may become a pile of scrap iron in a short time. There are no new replacement parts recently. If it's newtire, newbrake, newbattery or something, you can rest assured. If it is an important part, such as the transmission, you should pay attention. Remember to buy insurance first, and then drive home. Although the chance of an accident is very small, don't take any chances.

Verb (abbreviation for verb) to buy medical insurance

The high medical expenses in the United States attract worldwide attention, and the average person's monthly salary may only be enough to pay for one day's hospitalization. China's friend has just arrived in the United States and is a stranger. If he goes to the hospital sick, the medical expenses can really scare you. So when you come to America, you must buy medical insurance as soon as possible, just in case. People who apply for medical insurance will get a medical insurance card, and the hospital will settle accounts with relevant insurance companies according to this card and number. There are all kinds of medical insurance in America. Let's talk about how to choose the right insurance plan.

Before buying insurance, you should know the following matters: premium, reputation of insurance company, maximum compensation, deductible, benefit period, exemption clause, etc. I suggest you not be afraid of trouble. Although the insurance contract is very long, you should read it before signing it. If you don't know, you must ask the insurance company, otherwise you may spend money in vain. When the insured seeks treatment due to illness or injury, he must inform the insurance company as soon as possible and claim insurance money. The payment application form is usually divided into two parts, one part is filled out by the insured himself, and the other part is filled out by the doctor or treatment institution. The applicant fills in the part that needs to be filled in by himself first, then sends it to the clinic or hospital to fill in other parts, and then mails it to the insurance company. In order to get insurance compensation quickly and smoothly, the insured should ask the doctor or hospital for a detailed account list, which lists the doctor's name, diagnosis, medical expenses and other information, so as to serve as the basis for claim settlement.

Six, apply for social security number

Social security number is a nine-digit number on the social security card, which is called "social security number" in English, or SSN for short. There are three kinds of social security cards: the first one has only the name and number on it. This card is only issued to American citizens and permanent residents (green card holders). Holders of this social security card are not restricted from working in the United States; In addition to the name and number printed on the second card, there is also the words "working effectively on lywithdhsauthorization". These words mean "only work permits issued by the Department of Homeland Security are allowed to work". This card is issued to foreigners who hold a work permit of the US Department of Homeland Security and can work temporarily in the United States. The third card is printed with your name and number and the words "NOTVALIDFOREMPLOYMENT". This card is issued to foreigners who have legal status in the United States but cannot work legally in the United States. American social security number is the basis of personal credit record. Through this number, investigators can see everyone's income, tax payment, bank account opening, stock trading, loan, car purchase, job change, home address change, crime and so on. The record content of social security number will directly affect the success or failure of personal application for credit card, mobile phone number and application work.

To apply for a social security number, you need to go to the social security number bureau near your place of residence in person, and you must bring the following original documents: personal passport or birth certificate, I-20 entry form, I-94 entry form set on your passport when you enter the customs, and work permit certificate, and fill out the social security number application form (FORMS-5). After completing the application procedures, the social security number card will generally be mailed to you in about ten days. After receiving the social security number card, check the name and sign the card after confirmation. If there is any mistake or change, you need to bring your old card and relevant documents to the social security office to fill out a form and reapply.