Three common ways to immigrate to Britain

There are many ways to immigrate to Britain. At present, investment immigration, innovative immigration and British representative visa are the main ways to immigrate to Britain. The following are the common ways to immigrate to Britain compiled by KaoNet. Welcome to read!

Common ways of immigrating to Britain

First, the "British local visa" for the families of high-asset British investment immigrants will be granted permanent residency five years later.

British visas are divided into T 1 to T5. T 1 is a type of visa for the British government to attract high-net-worth individuals to invest in the UK. They can work for a long time and enjoy free public education and medical care. Tire 1, a British investment immigrant visa, is a residence visa. Applicants can choose to invest 2 million pounds and apply for permanent residence after five years. Or permanent residence of 5 million pounds within three years; Or 6.5438+million pounds for two years of permanent residence.

British investment immigration is an immigration project with low threshold, simple application, fast cycle and loose approval. Because of its status as a big country and good elite education environment, it is favored by many big bourgeoisie.

Second, the British innovator visa

Non-EU people who come to Britain for innovation and entrepreneurship have a visa period of 3 years, and can be converted into permanent residence after meeting the immigration conditions.

Compared with investment immigrants, the investment of 50,000 pounds for an innovative visa is obviously much lower than the investment threshold, but the difficulty in applying is that the business plan needs to be guaranteed by a government-authorized guarantee institution, and this guarantee institution will conduct spot checks every 6 months, 12 and 24 months after the applicant obtains the visa.

The visa holder keeps close contact with the guarantee institution, which will follow up and check the qualifications of the parties and have the right to revoke the guarantee, thus making it impossible for the applicant to change to permanent residence. In addition, the success rate of such visa applications is extremely low, and most applicants do not meet the conditions for innovation and entrepreneurship.

Three. British representative visa

Low-risk and low-cost immigration to the UK will be approved within 5 working days at the earliest.

The British representative visa belongs to the entrepreneur immigration program, which belongs to those visas that are headquartered outside the UK and want to develop the British market and send executives with management experience to set up branches or wholly-owned subsidiaries in the UK. The visa held by senior executives when they are sent to Britain to start a business is a representative visa.

The application is valid for 3 years and renewed for 2 years. You can apply for permanent residence after 5 years. The applicant's spouse and children under the age of 18 can also get visas, and they can enjoy free medical care and education during the visa holding period. This visa category has no investment amount, number of employees and interview requirements, and the official average success rate is over 80%, which is a green channel for immigration to the UK.

Compared with the first two, the threshold for applying for a British representative visa is lower and does not require much investment. It can be said that it is a way to immigrate to Britain with zero investment. The English proficiency of the applicant is low, and the age and education of the applicant are not limited. If one person applies, spouses and children under 18 can get visas at the same time, and they can enjoy free education and medical care during the visa period.

Looking at the three ways of British immigration, the difficulty of investment immigration lies in the explanation of the big source of funds.

It is difficult to locate the innovative business plan accurately, and it is even more difficult to find a guarantee institution. The initiative is not in your own hands during the visa period. The difficulty is that the refusal rate is too high and the conditions for permanent residence are complicated.

The difficulty of applying for a visa for a British representative lies in that although the application requirements are simple and the cost is very low, whether the applicant is suitable and whether the preparation materials are feasible requires the judgment and approval of experienced lawyers.

Since many people in China are emigrating to Britain now, I am honored to understand that there are many rules in Britain, but why do so many people in China follow suit? Out of curiosity, I asked my friend, and after his introduction, I was a little tempted!

Article 2 Reasons for British immigration

1, educational atmosphere

Education in Britain has always been a model of high demand and high quality. Good educational environment and open teaching mode attract many domestic students to continue their studies.

2. Quality of life

The air quality in Britain is particularly comfortable, and it can also avoid traffic jams, food deterioration and so on, so many rich people take a fancy to this and emigrate abroad.

3. Free medical care

Britain is one of the few countries that implement free medical care for all, and its national medical service is provided by the world public fund. As long as you can become a British citizen, then you can get free treatment.

4. House price

In Britain, this is very different. Here, ordinary families can afford a house of nearly 400 square meters. Except for the apartment, their property rights are permanent.

Finally, if a friend immigrates to Britain, Bristol must be considered when choosing a place of residence. It has a long history and is an earlier area in Britain. The temperature in the four seasons is moderate, neither cold nor hot. Moreover, the people in this place are very hospitable and the law and order is good. In places where everyone has guns abroad, even the police don't use guns in this place, and the degree of safety can be imagined.

Chapter 3 Introduction to Buying a House by British Immigrants' Loan

1, loan ratio

According to the practice of Bank of China UK Branch, home buyers can get a higher loan ratio, up to 80%. Buyers who invest in buying a house need to pay more down payment and can only get 75% loans.

2. Loan interest rate

The mortgage interest rate in Britain adopts floating interest rate, which varies according to the needs of users to buy a house. Details are as follows:

Self-occupation: add 2.68% to the benchmark interest rate of the Bank of England, and fluctuate with the benchmark interest rate according to this spread during the loan period.

Investment: add 3.38% to the benchmark interest rate of the Bank of England, and fluctuate with the benchmark interest rate according to this spread during the loan period.

Note A: In order to facilitate repayment, investors need to open a settlement account with China Bank Co., Ltd., and your rental income must be collected through this account.

Note B: Different loan interest rates are applicable to the application for investment lease real estate loan submitted in the name of the company. Please consult the UK branch for details.

3. Term of the loan

According to the buyer's financial situation, the longest loan term of Bank of China UK Branch is 25 years.

4. How to remit money

Although the Bank of China has a branch in China, it is not as convenient as you think to remit money from China to the British branch. Just turn around. Domestic buyers are still subject to a limit of not more than $50,000 per person per year when remittance and down payment are made. For ordinary domestic investors, it is a feasible way to find more people to help and remit money to the accounts of investors in the British branch.

5. Loan costs

The specific amount of appraisal fee is determined according to the purchase price of the house and paid when you submit the loan application.

The bank will charge a mortgage fee and pay it when you accept the loan agreement.

6. Repayment method

The mortgage for self-occupation and investment needs shall be repaid in the form of equal principal and interest.