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Conditions for China people to buy a house in Australia

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The booming real estate market in Australia, coupled with the fact that Australia has long been recognized as the most livable country in the world, naturally attracted many China people to invest or immigrate to Australia. The following small series will introduce the conditions for China people to buy a house in Australia.

1. Conditions for China people to buy a house in Australia.

1, with legal status;

2. Have a stable economic income, have the ability to repay the principal and interest of the loan, and have no bad credit record;

3. There is a legal and effective purchase contract;

4. If the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract, the age of the house is within 10 years, and the down payment of not less than 30% of the total house price of the purchased house has been prepared or paid;

5. If a house mortgage loan has been purchased and handled, the original house mortgage loan has been repaid more than 1 year, the loan balance is less than 60% of the mortgaged house value, and the mortgaged house has obtained the house ownership certificate, and the house age is within 10 year;

6. Being able to provide effective guarantee recognized by the loan bank;

7. Other conditions stipulated by the lending bank.

Second, considerations for buying a house in Australia

1. To buy a house overseas, you must first remit the purchase money to an overseas account. For buyers in China, the purchase price is not a problem, but China has the control of 50,000 dollars per person per year. When buying a house overseas, the seller requires the buyer to provide proof of the purchase price or bank loan, and the proof materials are in English.

2. How to bid after seeing overseas houses? Overseas is usually a place where information is very transparent. After seeing a property, most brokers will assist the guests to evaluate the price of the house and estimate the present value of the house in the recent market transactions. If the seller asks a high price, the broker will help the buyer bargain. If the asking price is lower than the market price, the broker will help the buyer grab it.

It is not difficult to rent an overseas house. Usually, the overseas economy is prosperous, the foreign population is large, and it is also a tourist city, which requires a large number of rentals. Many buyers are worried that their houses will not be rented out. Actually, I worry too much. I can't rent out without a house.

Summary: These are the conditions for China people to buy a house in Australia introduced by Bian Xiao. I hope I can help you. Presumably, everyone knows something after reading it! If you want to know more relevant information, please pay more attention to Qijia. It will provide you with more complete, detailed and up-to-date information.

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