Does it take 28 days to open the certificate?

The deposit certificate can only be issued after 28 days, and the visa can be submitted within 3 1 day after the deposit certificate is issued. Considering the audit time after delivery, the deposit certificate can be issued at most one week before delivery.

Many students are afraid of wasting time during the peak visa period because of time constraints, so they often make appointments online when their deposits are less than 28 days. This is also wrong. When booking a visa, you must have a deposit in the bank for 28 days. If the appointment is not full, it will also be refused. If the visa time is short, there is a fast track specially provided for students, which takes 5 to 7 working days and costs 1700 yuan or more. It's a little expensive, but it's better than refusing to pay it later.

When do I need proof of deposit?

To apply for three time periods, you need to provide:

When submitting online application materials: the general application season is11-65438+February.

After being accepted, before applying for I20: usually from March to May of the following year.

Application materials for face-to-face signing: May to July of the following year.

In whose name is the certificate of deposit issued?

Parents or students themselves can call the roll. It is better to keep it in the student's own name, which will be more convenient. In the name of parents, some countries and regions need supplementary financial support letters to show their relationship with applicants.

How many deposit certificates do you need?

Generally recommend 3-5 copies.

Where should I open a deposit certificate?

Recommend four major banks, China Agriculture, Industry and Commerce. Mainly because these banks have good credit records and branches abroad, the first money is convenient to use, and the second is that visa officers and schools will be familiar with it and will not deduct some details, which is safer. Avoid local banks or rural credit cooperatives.

Is it okay to deposit certificates in other foreign currencies such as US dollars?

Of course. There is no clear requirement for the currency of the certificate of deposit, that is, both US dollars and RMB can be used.

Which is better, time point proof or time period proof?

Personal deposit certificates are divided into personal time deposit certificates and personal time deposit certificates.

Time-point proof is to prove that you have had such a sum of money at a certain point, and it has no proof of whether the subsequent money has arrived. The time period certificate proves that the account has money within a certain period of time, so the bank should confirm that the funds in the account need to be frozen.

In the strength of evidence, the time slot certificate is greater than the time slot certificate. When American universities issue I-20, most schools require time slot certificates, and a few schools can accept time slot certificates.

When can the deposit be withdrawn?

You can take it out after the visa is finished, but many banks stipulate that you should return the deposit certificate issued to the bank or take it out after the deposit expires. If the visa officer takes away the deposit certificate, you have to wait until the deposit expires.

1. Types of certificates of deposit include:

(1) the deposit balance at a certain point before the issuance of the L/C (only yesterday and before the issuance of the L/C, not today's balance) or the deposit amount in a certain period;

(2) When the L/C is issued, there is a deposit balance in our bank, which cannot be used before a certain point in the future (no more than one year at the longest). Please apply for opening the corresponding deposit certificate according to your actual needs.

2. If you need to apply for multiple deposit certificates for studying abroad, you can issue multiple deposit certificates for the same deposit with the same contents, but the recipients can be the same or different.

3. For certificates of deposit for a certain time or period, some certificates of deposit can be issued according to customers' needs if the total amount of deposits does not exceed.

4. A handling fee of 65,438 yuan +00-20 yuan will be charged for each individual certificate of deposit or individual deposit in advance, which is different for each bank.

Requirements of various countries for deposit certificates

1, visa for studying in the UK, and the amount of proof of deposit is required.

In principle, the deposit amount cannot be less than the sum of the tuition fees of the school you are studying in the UK in the coming year and the living expenses in the area where the school is located. Simply put, it is the tuition and living expenses for the next year (the living expenses here refer to 9 months, that is, the living expenses during school). To be on the safe side, you can add about 5000 Jin on this basis.

The reference standard of tuition fees is subject to the notice. If you haven't received the notice, you can go to the school in official website to inquire. For the living expenses, you can refer to the living expenses standards issued by the British Immigration Bureau.

2. The deposit requirements for studying in the United States are divided into the following three aspects.

1), freeze date of studying in the United States: When applying for a school: the freeze date of deposit certificate depends on the requirements of different schools, and most of the required freeze dates are before the start of school and after the visa.

When applying for a visa: the freezing date of the deposit certificate is after the visa and before the start of school.

2) Duration of study abroad deposit certificate in the United States:

There is no strict time limit. It is recommended that the storage period be more than 6 months. Parents' names, children's names and immediate family members' names are acceptable, but if they are immediate family members' names, it is necessary to prove the relationship between the applicant and the guarantor.

3) Proof amount of deposit for studying in the United States:

In high school (800-1.2000 RMB), international students studying in American high schools should study for at least 2 years, with a minimum of 250000 RMB per year.

Bachelor degree (500- 1 10,000 RMB), three types of universities and communities in the United States (within 1 10,000 RMB per year); University of Arts and Sciences (250,000-300,000 RMB per year); Comprehensive university (65,438 yuan +0.5-0.3 million yuan).

Postgraduates (350,000-500,000 RMB) have one semester 1-2 years, and the fees vary from 1.5 million RMB to 200,000 RMB in most schools.

legal ground

People's Republic of China (PRC) Civil Code

Article 441 Where a bill of exchange, promissory note, cheque, bond, deposit slip, warehouse receipt or bill of lading is pledged, the pledge shall be established when the title certificate is delivered to the pledgee. If there is no certificate of rights, the pledge will be established when the pledge registration is handled. Where there are other provisions in the law, those provisions shall prevail.

Article 442 Where the redemption date or delivery date of a bill of exchange, promissory note, check, bond, deposit slip, warehouse receipt or bill of lading expires before the principal creditor's rights, the pledgee may redeem or deliver the goods in advance, and make an agreement with the pledger to pay off the debts in advance or to deposit the redeemed goods.

Deposit insurance regulations

Article 19 Under any of the following circumstances, depositors have the right to request the deposit insurance fund management institution to use the deposit insurance fund to repay depositors' insured deposits within the limits stipulated in these Regulations:

(1) The deposit insurance fund management institution acts as the takeover institution of the insurance institution;

(2) The deposit insurance fund management institution shall liquidate the cancelled insurance institution;

(3) The people's court decides to accept the bankruptcy application of the insurance institution;

(4) Other circumstances approved by the State Council.

The deposit insurance fund management institution shall, in accordance with the provisions of these regulations, pay the deposit in full within 7 working days from the date when the circumstances specified in the preceding paragraph occur.