How to pay the endowment insurance in Bayan County?

Bayan County Labor Bureau provides farmers' insurance, which will be implemented on 20th10/year/month16th.

Detailed implementation rules for the pilot work of new rural social endowment insurance in Bayan County Author: Source: Bureau of Human Resources and Social Security Time: 20 13-7- 15

Chapter I General Provisions

Article 1 In order to establish and improve the social security system covering urban and rural residents and improve the rural social endowment insurance system, according to the requirements of the Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and the Implementation Opinions of Heilongjiang Provincial People's Government on Launching the Pilot Project of New Rural Social Endowment Insurance (Hei [2009]102) and other documents, combined with the actual situation of our county.

Article 2 The new rural social endowment insurance adheres to the principle of combining government-led with farmers' voluntary, and establishes an endowment insurance system combining basic pension with individual account according to the requirements of combining individual contributions, collective subsidies and government subsidies.

Article 3 The people's governments at the county and township levels shall list the new rural social endowment insurance as the focus of economic and social development and the annual work plan, be responsible for publicity, mobilization and implementation, and incorporate it into the annual target assessment.

Article 4 The business work of the new agricultural insurance agency includes insurance registration, insurance premium collection, fund allocation, personal account management, salary payment, fund management, insurance relationship transfer and connection, statistical management, internal control audit, publicity and consultation, report acceptance and other links.

County rural social endowment insurance management center (hereinafter referred to as the agricultural insurance center) is responsible for the registration of the new agricultural insurance, insurance premium collection, fund management, statistical management, consultation, inquiry and report, and guides, supervises and assesses the business handling of township labor and employment security offices (hereinafter referred to as township offices).

Township offices are responsible for the preliminary examination of the qualifications, basic information, payment information, treatment eligibility and relationship transfer qualifications of the insured. , input relevant information, and accept consultation, inquiry and report, policy propaganda and publicity.

Village co-organizers are specifically responsible for the collection and reporting of materials needed for new rural insurance registration, payment grade selection, treatment collection, relationship transfer and other business links. They are also responsible for distributing relevant materials to the insured, reminding the insured to pay on time, informing the insured to go through the formalities of receiving treatment, and assisting in the work of policy propaganda and interpretation, qualification certification for receiving treatment, thorough investigation, basic information collection and publicity of rural residents.

Article 5 The relevant departments such as the Organization Department, Propaganda Department, Supervision Bureau, Editorial Office, Engineering Supervision Bureau, Public Security Bureau, Finance Bureau, Development and Reform Bureau, Disabled Persons' Federation, Radio and Television Bureau, Agriculture Bureau, Land and Resources Bureau, Audit Bureau, Civil Affairs Bureau, Family Planning Bureau, etc. shall, according to their respective functions and duties, work together to do a good job in the new rural social endowment insurance.

Chapter II Registration and Administration of the Insured

Article 6 Rural residents with agricultural household registration 16 years of age or older (excluding school students) who have not participated in the basic old-age insurance for urban workers shall bring their household registration book, the original ID card and two recent one-inch color bareheaded photos to the village committee where they are registered, apply for the new rural social old-age insurance, choose the payment grade and fill in the registration form of the new rural social old-age insurance. If I can't fill it out, my relatives or village assistants can fill it out for me, but I have to sign, stamp and leave my fingerprints for confirmation.

Article 7 The village coordinator is responsible for reviewing whether the relevant materials of the insured are complete, signing the registration form and affixing the official seal of the village committee, and submitting the registration form, household registration book, copy of resident ID card and other materials to the township office within 3 working days. Insured farmers themselves can also hold the above materials to the township offices to directly handle the insurance procedures.

Article 8 The township office is responsible for the preliminary examination of the relevant materials of the insured. After it is correct, it will timely enter the insurance registration information into the agricultural insurance information system, affix the official seal on the registration form, and submit the registration form, a copy of the household registration book, a copy of the resident ID card and other materials to the county agricultural insurance center within three working days.

Ninth county agricultural insurance center to review the relevant information of the insured, after correct, confirm the registration information, at the same time establish a personal account, timely file the relevant materials, and establish an electronic file.

Article 10 The main contents of insurance change registration include: name, gender, citizen ID number, date of birth, residential address, telephone number, household registration nature, household registration address, payment grade, etc. When one of the above contents is changed, the insured shall bring relevant documents and materials in time, apply to the village committee for registration of change, and fill in the Registration Form for Change of New Rural Social Endowment Insurance. The village coordinator will report the relevant materials and change forms to the township office within 3 working days. Insured farmers themselves can also go directly to the township offices to handle the relevant procedures for change registration.

After the initial examination is correct, the township office will enter the information that needs to be changed into the agricultural insurance information system in time, and report the relevant materials and change forms to the county agricultural insurance center within 3 working days. County agricultural insurance center after the audit is correct, to confirm the change of registration information, and the relevant materials for the record.

Eleventh insured persons to settle abroad, change the nature of household registration, cross-county (city, district) flow or death, the new rural insurance relationship terminated, cancellation of registration.

Insured persons (or designated beneficiaries and legal heirs) apply to the village committee for cancellation of registration with relevant documents and materials, and fill in the Registration Form for Cancellation of New Rural Social Endowment Insurance. The following materials shall be provided for cancellation of registration:

(1) my valid identification;

(2) if you go abroad to settle down, you should provide proof of going abroad to settle down;

(3) change to urban household registration, provide proof of household registration change;

(4) Cross-county (city, district) transfer certificate is required; Notice of winning bid of institutions at or above the county level.

(5) If the insured dies, provide the death certificate issued by the hospital, the cremation certificate issued by the civil affairs department (funeral home) or the household registration cancellation certificate issued by the public security department, and provide the valid identity certificate of the designated beneficiary or legal heir, legal documents and notarized documents that can determine his inheritance right; If a missing person is declared dead, a death certificate issued by the judicial department shall be provided.

The village coordinator shall report the cancellation form and relevant supporting materials to the township office within 3 working days. After the preliminary examination and verification, the township office will enter the cancellation registration information into the agricultural insurance information system and report the above materials to the county agricultural insurance center within 3 working days.

County agricultural insurance center after the audit is correct, settle the balance of personal account funds, and pay the balance of personal account funds after deducting government subsidies to the insured (or designated beneficiary or legal heir). After the payment is successful, confirm the cancellation information, terminate the new rural insurance relationship, and timely file the relevant materials.

Chapter III Fund Composition and Payment Standards

Twelfth new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment. Agricultural registered residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations.

Individual annual payment standards are divided into 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grades. The insured can choose their own annual payment grade according to their own conditions until they reach the age of 60.

When the new agricultural insurance pilot is implemented, those who are under the age of 15 years will be paid annually, and they are also allowed to pay back, and the accumulated payment will not exceed 15 years; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

(2) Collective subsidies. Conditional village collectives can give subsidies to the insured, and the subsidy standard is determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured. In principle, the maximum annual subsidy for each insured person shall not exceed 1 000 yuan, and the cumulative subsidy for each insured person shall not exceed 40,000 yuan.

(3) government subsidies.

1. Central financial subsidies. The basic pension is tentatively set at 55 yuan per person per month. In the future, the state will adjust the minimum standard of the basic pension of the new rural insurance in a timely manner according to the economic development and price changes.

2. Local financial subsidies. When agricultural registered residents pay insurance premiums, the local finance will give the insured a fixed subsidy. The subsidy standard is: annual payment 100 yuan to subsidize 30 yuan; Annual payment 200 yuan subsidies 35 yuan; Annual payment 300 yuan subsidies 40 yuan; Annual payment 400 yuan subsidies 45 yuan; Pay more than 500 yuan (including 500 yuan) to subsidize 50 yuan. 60% of the funds needed for subsidies are subsidized by the provincial finance and 40% by the county finance.

3. Subsidies for vulnerable groups. Severely disabled persons (holding the first and second disability certificates issued by the Disabled Persons' Federation) who choose the lowest payment grade 100 yuan will be paid by the county government to 50 yuan. Enjoy the rural minimum living security, choose the lowest grade of 100 yuan, paid by the county government in 30 yuan. The only-child family planning parents are 46-59 years old and choose the lowest grade 100 yuan. The county government remits the disability or death of the rural only child in 20 yuan, and the county government remits the lowest grade 100 yuan. The funds needed for remittance shall be borne by the county finance.

Those who have more than two payment conditions at the same time can only enjoy one payment policy. Those who choose to pay 200 yuan and above are not entitled to the withholding policy of the government.

Chapter iv collection of insurance premiums

Thirteenth county agricultural insurance center before the end of each month to provide the relevant information of the new insured and the need to change the bank passbook to the financial institutions designated by the province, and the financial institutions will issue the new rural social endowment insurance bank passbook for the new insured and the need to change the relevant information (name, citizenship number, etc.). ).

Those who have registered for the new rural insurance and changed their passbooks should take their ID cards to the financial institutions designated by the province in the second month of registration or change of registration.

The new rural endowment insurance premium is paid annually. The reporting and payment year of insurance premium is from 65438+1 October 1 to 65438+February 30th every year, and the payment time is from 65438+1 October1every year. The insured shall deposit the endowment insurance premium of the current year into the bank passbook before the payment deadline.

Fourteenth county agricultural insurance center regularly generates deduction details and transmits the deduction details to financial institutions.

According to the deduction details provided by the county agricultural insurance center, the financial institution fully deducts the endowment insurance premium from the insured passbook (the insufficient part will not be deducted). Financial institutions will feedback the deduction result information, fund receipt voucher and so on to the county agricultural insurance center within 3 working days after deduction.

The county agricultural insurance center shall timely import the deduction result information fed back by financial institutions into the new agricultural insurance information system, and check whether the deduction details are consistent with the actual amount according to the deduction result information and the fund receipt voucher. After verification, the county agricultural insurance center will deduct the amount into the personal account. Print the summary of individual contributions of the new rural social endowment insurance, and interest will be calculated from the next month.

County agricultural insurance center should promptly prompt the township office to feedback the list of people who have not paid the endowment insurance premium to the village co-organizer, who is responsible for reminding the insured to pay. If the old-age insurance premium has not been paid by the payment deadline, the information system will automatically clear the information that should be paid, and then continue to record the personal account after the payment is renewed.

Article 15 The village collectives, other social and economic organizations and individuals that give subsidies or subsidies to the insured for paying the old-age insurance premiums shall submit a detailed list of the collective subsidies for the new rural social old-age insurance to the township offices within the prescribed time limit, and deposit the subsidies or subsidies into the income households of the new rural social old-age insurance in the county rural old-age insurance center.

Township offices will enter the collective subsidy form into the information system, and report the collective subsidy form to the county agricultural insurance center within the prescribed time limit.

Financial institutions shall, within 3 working days after receiving the payment, feed back the fund receipt voucher to the county agricultural insurance center.

After receiving the payment voucher, the county agricultural insurance center will timely input the payment information into the information system, confirm the detailed information of the collective subsidy, record the amount of the collective subsidy into the personal account, print the summary table of the collective subsidy of the new rural social endowment insurance, and calculate the interest from the next month.

Article 16 When the new rural old-age insurance is implemented, the insured over 45 years old should pay the old-age insurance premium to the village committee in time, fill out the Application Form for the Payment of New Rural Social Old-age Insurance, and the village coordinator should report it to the township office within 3 working days. After the examination and approval, notify the payer to deposit the premium to be paid into the bank passbook.

Township firms should review the overdue qualifications of the insured. After the review is correct, the overdue information will be entered into the agricultural insurance information system, and relevant materials will be reported to the county agricultural insurance center within three working days.

Chapter V Personal Account Management

Seventeenth county agricultural insurance center is responsible for the establishment of new rural insurance personal accounts for the insured. Personal accounts are used to record individual contributions, collective subsidies, government subsidies, other subsidies and interest.

Article 18 After the personal payment of the insured person arrives in the account, the county agricultural insurance center will record the personal payment and financial subsidy of the insured person into the personal account at the same time, and interest will be calculated from the next month of payment. And regularly report personal accounts to the insured.

Article 19 At present, the deposit amount in individual accounts is calculated with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China. Every year from 65438+1 October1to 65438+February 3 1 is a settlement year.

Article 20 In the event of the death of the insured, the legal heir or designated beneficiary shall go through the formalities for terminating the old-age insurance at the county agricultural insurance center within 1 month after the death of the insured. If there are no legal heirs and designated beneficiaries, the balance of personal accounts will be used to continue to pay the pensions of other insured persons.

Twenty-first in the payment period of death, personal account funds in addition to government subsidies, a one-time payment to its legal heir or designated beneficiary.

Article 22 If a person dies while receiving a pension, the balance of funds in his personal account shall be deducted from the balance of government subsidies, and the rest shall be paid to his legal heir or designated beneficiary in one lump sum.

Twenty-third insured persons who have settled abroad and obtained foreign nationality shall terminate the pension insurance relationship, and all the accumulated principal and interest in their personal accounts shall be returned to the insured persons except for government subsidies. The balance of government subsidies is used to continue to pay the pensions of other insured persons.

Chapter VI Welfare Payment

Twenty-fourth conditions for receiving the new rural social endowment insurance.

(a) after the implementation of the new rural social endowment insurance, the personnel participating in the new rural social endowment insurance are over 60 years old;

(two) when the new agricultural insurance pilot is implemented, the cumulative payment period of people under the age of 45 is not less than 15 years;

(three) did not enjoy the basic old-age insurance for urban workers;

(4) When the new rural insurance system is implemented, the elderly who have reached the age of 60, have not enjoyed the basic old-age insurance benefits for urban workers and have agricultural household registration can receive the basic pension on a monthly basis, but their children who meet the insurance conditions should pay insurance premiums.

The determination of the age of the insured shall be based on the date of birth when the resident identity card and household registration records are consistent; In case of any inconsistency, the earliest household registration record shall prevail.

Twenty-fifth procedures for receiving new rural social endowment insurance benefits.

(a) the township office every month through the new agricultural insurance information management system, query generated next month to meet the conditions of receiving pension benefits of the insured "new rural social endowment insurance to receive notice", notify the village co insured for pension procedures. The insured person holds the residence booklet and the original and photocopy of the ID card to the village committee where the household registration is located, and the village coordinator reports it to the township office for preliminary examination.

(2) After the audit, the township office shall be responsible for submitting the insured's household registration book, copy of ID card and other materials to the county agricultural insurance center before the insured reaches 10 of the month of receiving age.

(three) the county agricultural insurance center to verify the insured to apply for pension materials, and in accordance with the following provisions:

1. For those who meet the requirements of receiving pension insurance benefits on a monthly basis, in the second month after reaching the age of receiving benefits, an account for payment of pension insurance benefits will be opened in the designated bank, and the pension insurance benefits that should be received will be allocated in place before the 25th of each month.

2. If the one-time payment is insufficient 15 when reaching the collection age, go through the formalities for receiving the old-age insurance benefits in the next month after paying the insurance premium in full, open an account for paying the old-age insurance benefits in the designated bank, and allocate the old-age insurance benefits that should be received before the 25th of each month.

Twenty-sixth new rural social endowment insurance benefits.

(A) the calculation of pension

The insured person meets the conditions for receiving the new rural social endowment insurance on a monthly basis, and the monthly pension standard is:

The monthly pension standard is equal to the basic pension plus the personal account monthly pension. Among them, the basic pension is tentatively set at 55 yuan per person per month. The monthly pension amount of personal account is the total personal account of the insured at the age of 60 divided by 139.

(2) Payment of pension

1. County Agricultural Insurance Center entrusts the bank to pay the pension to the personal pension passbook before 25th of the following month according to the principle of proximity and safety. County agricultural insurance center regularly organizes the qualification certification of pension recipients, and pension recipients should participate in the qualification certification on time; Those who fail to pass the qualification certification will stop paying pensions.

2, pensioners in wanted, detention, prison, reeducation through labor, stop pension. If the case is revoked, or the case is not prosecuted or acquitted, the pension that was wanted or stopped during the detention period will be reissued and participate in the adjustment of the basic pension. During the period of being sentenced to public surveillance, suspended imprisonment, temporary execution outside prison or parole, the pension will continue to be paid, but it will not participate in the adjustment of the basic pension.

Twenty-seventh after the implementation of the new agricultural insurance, the insured person who has reached the age of 60 applies for pension insurance benefits, and the county agricultural insurance center issues pensions to the insured person who has reached the age of 60 according to relevant policies; If the payment is delayed due to personal reasons, the delayed pension will not be reissued.

Twenty-eighth county agricultural insurance center should be based on the old-age insurance benefits to receive, surrender, transfer and so on. , 25 days before each month, formulate the plan for the use of rural social endowment insurance fund next month, and report it to the county finance department. The county finance department shall, in accordance with the use plan formulated by the agricultural insurance center, allocate funds in place before the 5th of next month to ensure that the social endowment insurance benefits of the new agricultural insurance are paid in full and on time.

Chapter VII Management and Supervision of Endowment Insurance Fund

Twenty-ninth rural social endowment insurance fund strictly implements the current national fund financial accounting system and the management system of two lines of revenue and expenditure, and the insurance premium shall be paid in the form of currency.

Thirtieth to strengthen the management of social insurance fund bank accounts. County agricultural insurance center to open rural old-age insurance fund income households, expenditure households, financial accounts, for the fund income and expenditure storage. Rural old-age insurance premiums shall be stored in special accounts and earmarked, and no department, unit or individual may occupy, misappropriate, transfer or occupy them.

Article 31 If the insurance premium cannot be withheld and remitted by the bank, the insured person can pay directly to the Bayan rural endowment insurance payment income account opened by the county agricultural insurance center in the designated bank, and the township office will enter the payment record according to the payment voucher issued by the bank to the insured person.

Chapter VIII Transfer and Continuation of Endowment Insurance Relationship

Article 32 Transfer of insurance relationship. If the insured person moves across regions, he can transfer his insurance relationship and personal account funds to the new insured place. Enjoy the corresponding treatment according to the relevant standards of the newly insured place. If the pilot project of new rural insurance has not been carried out in the transfer place, the insurance relationship can be temporarily stored in the insured place, and then transferred when conditions are met.

Article 33 Connection with the old agricultural insurance system. When the new rural insurance pilot is started, the insured who has participated in the old rural insurance and has reached the age of 60 and started to receive the pension will continue to receive the original personal account pension and enjoy the basic pension of the new rural insurance. Insured persons who have participated in the old rural insurance and are under 60 years old should continue to pay according to the new rural insurance payment standard and begin to enjoy government subsidies. Transfer the funds from the old farmer's insurance personal account to the new farmer's insurance personal account (note: if the funds in the old farmer's insurance account are clear, they can be transferred, but if the funds in the old farmer's insurance account are not clear, they will not be transferred temporarily, and the accounts in the new farmer's insurance account must be kept clear). When they reach the age of 60, they will enjoy corresponding treatment.

Article 34 Connection with other insurance systems. The connection between the new rural insurance and other old-age insurance systems, such as the basic old-age insurance for urban workers, and the matching connection with policies such as social security for rural residents whose land has been expropriated, late-stage support policies for reservoir resettlement, rural family planning reward and assistance policies, rural five-guarantee support, social preferential treatment and rural minimum living security system, shall be implemented in accordance with relevant state regulations.

Those who have participated in the rural family planning old-age insurance will enjoy the corresponding treatment when they participate in the new rural insurance, which will not affect their continued enjoyment of the original insurance benefits.

Chapter IX Supplementary Provisions

Thirty-fifth county agricultural insurance center in accordance with the Ministry of Human Resources and Social Security, the National Archives Bureau to develop the "social insurance business archives management regulations (Trial)" and "Heilongjiang Province endowment insurance archives management approach" to manage the new agricultural insurance archives.

Thirty-sixth in the implementation of these rules, if there are new provisions of the state and the province, the new provisions shall prevail.

Article 37 These Rules shall be implemented as of 20 10 year 1 1 month 16.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.