Jiangxi Province’s 2019 New Rural Insurance

Measures for the Implementation of the New Rural Social Pension Insurance Pilot in Jiangxi Province

In accordance with the spirit of the "Guiding Opinions of the State Council on Carrying out the Pilot of New Rural Social Pension Insurance" (Guofa [2009] No. 32), These measures are formulated based on the actual conditions of our province.

1. Basic Principles

The work of new rural pension insurance (hereinafter referred to as the new rural pension insurance) must hold high the great banner of socialism with Chinese characteristics, based on Deng Xiaoping Theory and the important thought of "Three Represents" As a guide, we must thoroughly implement the Scientific Outlook on Development, and in accordance with the requirements of the 17th National Congress of the Communist Party of China and the Third Plenary Session of the 17th Central Committee on accelerating the establishment of a social security system covering urban and rural residents, and gradually solve the problem of providing for rural residents in old age. The basic principles of the new rural insurance pilot are "basic protection, broad coverage, flexibility, and sustainability." The first is to proceed from the reality of rural areas, starting from a low level, and financing standards and treatment standards must be compatible with economic development and the affordability of all aspects; second, individuals (families), collectives, and governments reasonably share responsibilities, and rights and obligations correspond; third, The combination of government leadership and rural residents' voluntary participation will guide rural residents to universally participate in the insurance; fourth, the basic principles and main policies of the new rural insurance will be determined by the provincial people's government in accordance with the central guidelines, and the pilot counties (cities, districts) will formulate specific measures for participating in the insurance. Residents implement territorial management.

2. Mission objectives

Explore the establishment of a new rural insurance system that combines individual contributions, collective subsidies, and government subsidies, implement social pooling and personal accounts, and integrate family pensions and land Social security, social assistance and other other social security policies and measures should be matched to ensure the basic living standards of rural residents in the elderly. In 2009, Xinjian County, Yudu County, Yongfeng County, Wanzai County, Le'an County, Yushui District of Xinyu City, Wuyuan County, Xiushui County, Yuehu District of Yingtan City, and Fuzhou with good work foundation were selected across the province. The pilot project will be carried out in 11 counties (districts) including Liang County and Luxi County, and will be gradually expanded and implemented throughout the province. By 2020, full coverage of rural residents of appropriate age will be basically achieved.

3. Insurance coverage

Rural residents who are over 16 years old (excluding school students) and have not participated in the basic pension insurance for urban employees can voluntarily participate in the new rural insurance at their place of residence. Save.

4. Fund Raising

The new rural insurance fund consists of individual contributions, collective subsidies, and government subsidies.

(1) Individual payment. Rural residents participating in the new rural insurance must pay pension insurance premiums in accordance with regulations. The payment standards are currently set at five levels: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. The insured can choose the payment level independently, and the more he pays, the more he will get. Based on the current average living standards of rural residents in our province, in principle, payment starts at 100 yuan. The specific collection methods shall be determined by the county (city, district) people's government.

(2) Collective subsidies. Village collectives that meet the conditions shall provide subsidies to insured persons for their contributions, and the subsidy standards shall be democratically determined by the village committee convening a village meeting. Encourage other economic organizations, social welfare organizations, and individuals to provide subsidies for insured persons' payment.

(3) Government subsidies. The government will fully pay the new rural insurance basic pension to eligible participants, and the central government will fully subsidize our province according to the basic pension standard determined by the central government.

Provincial and county (city, district) governments shall pay a fixed subsidy of 30 yuan per insured person per year. The subsidy fund shall be 24 yuan borne by the provincial finance and 6 yuan by the county (city, district) finance. Provincial-level financial subsidy funds are distributed to the relevant county (city, district) financial departments at one time based on the number of insurance participants and payment amounts in each county (city, district) and the amount of county-level financial subsidy funds in place, and then the county (city, district) financial departments Allocate the subsidy funds to the county (city, district) new rural insurance fund special account in one lump sum.

For severely disabled people in rural areas, the provincial and county (city, district) governments will pay all the minimum standard pension insurance premiums of 100 yuan, and the provincial government will bear 80% of the funds. District) financial burden of 20%.

5. Establish a personal account

The county-level rural insurance agency will establish a lifelong personal pension insurance account for each new rural insurance participant. Individual contributions, collective subsidies and other financial organizations, social welfare organizations and individuals' contributions to insured persons' contributions, as well as local government's payment subsidies to insured persons, are all credited to individual accounts. Interest on the personal account deposit amount is calculated annually with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China.

6. Pension benefits

Pension benefits consist of basic pension and personal account pension, and are paid for life.

The basic pension standard is 55 yuan per person per month. The county (city, district) government can increase the basic pension standard according to the actual situation. For rural residents who have paid contributions for a long time, the basic pension can be appropriately increased. The increase and additional funds will be spent by the county (city, district) government.

The monthly calculation and payment standard for personal account pensions is the total amount of savings in the personal account divided by 139 (the same as the current urban employee basic pension insurance personal account pension calculation coefficient). If the insured person dies, the fund balance in the personal account can be inherited according to law.

7. Conditions for receiving pension benefits

Elderly people with registered residence in rural areas who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees can receive pensions on a monthly basis.

When the new rural insurance system is implemented, those who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees do not need to pay and can receive basic pensions on a monthly basis, but their children who meet the insurance conditions should Insurance payment; if the age of receipt is less than 15 years, premiums should be paid on an annual basis, and retroactive payments are also allowed. The cumulative payment shall not exceed 15 years; if the age of receipt is more than 15 years, premiums shall be paid on an annual basis, and the cumulative payment shall be no less than 15 years. In order to encourage young and middle-aged farmers to actively participate in insurance and make long-term contributions, if the payment period exceeds 15 years, on the basis of the prescribed basic pension, the basic pension will be increased by 1 yuan per month for every one year exceeded.

8. Benefit adjustment

According to the relevant national policies and the actual situation of our province, the minimum standard of the new rural basic pension in our province will be adjusted in a timely manner.

9. System connection

(1) In areas where rural social pension insurance (hereinafter referred to as rural pension insurance) with individual contributions as the mainstay and full personal accounts has been carried out, it must be properly handled On the basis of the creditor's rights issue of the old rural pension fund, we will make a good connection with the new rural pension system. In the new rural insurance pilot areas, all insured persons who have participated in the old rural insurance, are over 60 years old and have received the old rural pension, can directly enjoy the basic pension of the new rural insurance, and continue to enjoy the old rural insurance benefits; for those who have participated Participants of the old rural insurance and those who are under 60 years old and have not received a pension should merge the personal account funds of the old rural insurance into the personal account of the new rural insurance, continue to pay according to the payment standards of the new rural insurance, and enjoy the benefits according to the payment period of the new rural insurance. Payment subsidies will be provided and corresponding benefits will be enjoyed when specified conditions are met.

(2) Properly implement the new rural insurance and basic pension insurance for urban employees, the new rural insurance system and social security for landless farmers, rural family planning support, late-stage support for reservoir immigrants, rural five-guarantee support, Regarding the supporting and coordinating work of policies and systems such as social preferential treatment and rural minimum living security, the originally stipulated policies will continue to be implemented. After the Ministry of Human Resources and Social Security and the Ministry of Finance issue new regulations, they will be implemented in accordance with the new regulations.

10. Fund Management

Establish and improve the financial accounting system of the new rural insurance fund. According to relevant national regulations, the new rural insurance fund is included in the special financial account of the social security fund, and management of revenue and expenditure is implemented on two lines, with separate accounting and accounting to achieve value preservation and appreciation. During the pilot phase, the new rural insurance fund implemented a budget and final accounting system with the county level as the coordinating unit. The human resources and social security department at the county level shall work with the financial department at the same level to prepare the annual revenue and expenditure budget of the new rural insurance fund, submit it to the county-level people's government for approval before implementation, and submit the annual final account statement to the superior authority for review. As the pilot is expanded and rolled out, the management level will be gradually improved.

11. Fund Supervision

The human resources and social security departments at all levels must effectively perform the supervisory responsibilities of the New Rural Insurance Fund, formulate and improve various business management rules and regulations for the New Rural Insurance, and standardize Business procedures, establish and improve the internal control system and fund audit system, monitor and conduct regular inspections on fund raising, transfer, allocation and distribution, and regularly disclose the new rural insurance fund raising and payment information to achieve openness and transparency and strengthen social supervision. The finance, auditing and supervisory departments shall supervise according to their respective responsibilities, strictly prohibit expropriation and misappropriation, and ensure the safety of funds. The new rural insurance handling agencies and village committees in the pilot areas will publicize the payment and benefits eligibility of insured persons in the village within the administrative village every year, and accept public supervision.

12. Handling management services

Counties (cities, districts) that carry out new rural insurance pilots must carefully record the insurance payment and benefits received by rural residents, and establish a system for participating in insurance. Archives should be properly preserved for a long time; it is necessary to speed up the establishment of a unified new rural insurance information management system across the province, incorporate it into the construction of the social security information management system ("Financial Insurance Project"), and realize full sharing of information resources with other citizen information management systems. The human resources and social security department regularly submits the approved pension payment plan (number of people and amount) to the financial department at the same level, and vigorously promotes social security cards to facilitate insured persons to use the card to pay fees, receive benefits, and inquire about their insurance information. Pilot areas should integrate existing rural social service resources, use modern management methods and government purchasing services, and strengthen the capacity building of the new rural insurance management. The city and county (district) levels must be equipped with institutional staff that are suitable for work tasks; the township (town) social security work platform must appropriately increase staffing, ensure work funds, and implement a coordinator for each administrative village Funding to ensure that there are people and money to do things at the grassroots level. The funds for the new rural insurance work shall be included in the fiscal budget of the same level and shall not be spent from the new rural insurance fund.

13. Strengthen organizational leadership

Governments at all levels must fully understand the significance of launching the new rural insurance pilot work and include it in local economic and social development plans and annual target management assessments system and effectively strengthen organizational leadership.

The provincial government established the "Jiangxi Province New Rural Social Pension Insurance Pilot Work Leading Group" to study and formulate relevant supporting policies and supervise and inspect the implementation of the policies, summarize and exchange pilot experience, and coordinate and solve problems that arise during the pilot work. . The office of the leading group is located in the Provincial Department of Human Resources and Social Security.

The human resources and social security departments at all levels must effectively fulfill the responsibilities of the administrative departments for the new rural insurance work, and work with relevant departments to do overall planning, policy formulation, unified management, and comprehensive coordination of the new rural insurance. Each city, county (district) must also establish a pilot work leading group to be specifically responsible for the pilot work in its region.

14. Formulate an implementation plan

Each pilot county (city, district) should formulate practical implementation plans on the basis of a thorough survey of the population structure and expected calculation of supporting funds. The plan will be implemented after approval by the Provincial New Rural Insurance Pilot Leading Group.

15. Do a good job in publicity and publicity

The establishment of the new rural insurance system is a major decision to thoroughly implement the Scientific Outlook on Development and accelerate the construction of a social security system covering urban and rural residents. It is also an important step to expand domestic A major measure for consumer demand is an important basic project to gradually narrow the gap between urban and rural areas, change the dual structure of urban and rural areas, and promote equalization of basic public services. It is also an important step to realize the old-age care of rural residents, promote family harmony, and increase farmers’ income. major policies to benefit the people. All regions and relevant departments must adhere to the correct guidance of public opinion, use easy-to-understand publicity methods, and strengthen the publicity of the significance, basic principles and various policies of the pilot work, so that this policy that benefits the people will be deeply rooted in the hearts of the people, and guide farmers of appropriate age to actively participate. Save.

All localities should pay attention to studying new situations and new problems that arise during the pilot process, actively explore and summarize methods and experiences to solve new problems, properly handle the relationship between reform, development and stability, and do good things well. Important situations must be reported to the provincial new rural insurance pilot work leading group in a timely manner.

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