I haven't received the loan yet. Is it necessary to pay it back?

First, online loans were cheated. Is it necessary to pay back the loan before it arrives?

There is no need to repay, this is a false loan, which does not constitute a fact and can be prosecuted.

The plaintiff shall submit the following materials when suing the court:

1, plaintiff qualification materials. Such as the original and photocopy of the resident ID card, residence booklet, passport, home visit certificate for Hong Kong and Macao compatriots, marriage certificate and other evidence; If the enterprise is the plaintiff, it shall submit a copy of the business license, business registration certificate and other materials.

2. Evidence to prove the plaintiff's claim. Such as contracts, agreements, debt instruments (IOUs, IOUs, etc. ), send and receive vouchers, letters, etc.

People who are cheated by online loans also need to bear the corresponding repayment responsibilities. How to repay depends on the actual situation, not everyone can repay. If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments. Those who have the ability to refuse to execute are suspected of refusing to execute the judgment or ruling.

1. If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay by installments.

2. If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement.

3. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

4. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.

5. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

Legal basis:

According to the provisions of Article 266 of the Criminal Law, "the amount is relatively large", "the amount is huge" and "the amount is particularly huge".

Those who reach the above amount and have the following circumstances shall be given a heavier punishment as appropriate:

(1) Sending short messages, making phone calls or publishing false information through the Internet, radio and television, newspapers and magazines, etc., defrauding an unspecified majority;

(2) defrauding disaster relief, emergency rescue, flood control, special care, poverty alleviation, immigration, relief and medical funds and materials;

(three) fraud in the name of disaster relief fund-raising;

(four) defrauding the disabled, the elderly or the disabled;

(5) Causing the victim to commit suicide, mental disorder or other serious consequences.

Failing to prosecute or be exempted from criminal punishment in accordance with Article 37 of the Criminal Law and Criminal Procedure Law;

Having a statutory lenient punishment;

(2) Before the verdict is pronounced in the first instance, all the stolen money and compensation money have been returned;

(three) did not participate in the distribution of stolen goods or less stolen goods and not the principal;

(4) the victim understands;

(5) Other circumstances are minor and harmless.

Fraud of the property of a close relative, which is forgiven by the close relative, can generally not be treated as a crime.

If it is really necessary to pursue criminal responsibility by defrauding the property of close relatives, the specific treatment should also be lenient as appropriate.