The difference between Shanghai residential insurance and social security

The differences between Shanghai residential insurance and social security are as follows:

1. Social security includes urban insurance, urban insurance, rural insurance and comprehensive insurance for foreigners, while residential insurance only includes social security for urban workers.

2. Social security is mainly aimed at employees and retirees, and residential insurance is mainly aimed at urban non-employees such as elderly residents with urban household registration, low-income households, severely disabled people, students and children.

3. The minimum payment period is set for social security. When the payment period is reached, no payment will be made, and you can enjoy basic medical insurance benefits after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

Social security card processing flow:

1, the applicant can apply for a social security card at the cooperative bank with a valid personal identity document and a two-inch color photo on a white background;

2. The applicant shall notify the branch staff of the cooperative bank, and give the rest to the staff. After printing the business card, it needs to be activated under the guidance of the bank staff;

3. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

Conditions for paying social security:

1. has a legal labor relationship: that is, signing a labor contract with the employer or having other forms of labor relationship with the employer;

2./kloc-China citizens over the age of 0/6: According to state regulations,/kloc-minors under the age of 0/6 are not allowed to sign labor contracts with employers or participate in social insurance;

3. Employers and employers must be in China: because social insurance is implemented in accordance with the laws of China, only people who work in China can participate in social insurance;

4. Persons who have not reached the statutory retirement age: According to national regulations, women generally reach the statutory retirement age between 50 and 55 years old, while men generally reach the statutory retirement age between 55 and 60 years old, and they do not need to pay social insurance after retirement.

To sum up, social security policies in different regions may be different. Consult the local social security department or the company's human resources department before leaving the company to understand the specific social security payment policies and regulations, so as to make the right decision when leaving the company.

Legal basis:

Article 60 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.