Studying in Canada requires a child to buy these insurances. Never let children do these things.

Parents and friends who send their children to study in Canada must buy insurance for their children and tell them not to do these things. Here is the list for you.

What insurance do children need to buy to study in Canada?

1. Medical insurance

Foreign students do not enjoy local medical insurance abroad, and the medical expenses abroad are very high. Moreover, once they need to be hospitalized, they may not be able to go through the admission procedures without medical insurance.

2. Personal property insurance

There are many formalities and things to be solved when you first arrive in a place, which inevitably involves energy, and you may lose some important items or certificates. Buy a property insurance as a guarantee, in case you lose something, you can minimize the loss.

3. The cost of academic interruption/termination

Because when international students need to go back to China for medical treatment because of their physical condition, or they can't continue their studies because the school is closed, the prepaid tuition and accommodation fees can't be refunded to international students. In fact, academic interruption insurance is aimed at this situation to make claims and minimize the economic losses of international students.

Where can I buy insurance for studying abroad?

Should international student insurance be bought at home or abroad? Countries that require international students to take out insurance generally require personal accident insurance certificates with premiums exceeding 30,000 euros when applying for visas. At this time, because international students have not gone abroad, insurance must be purchased at home.

There is little difference between domestic and foreign accident insurance in terms of coverage content and scope, and it is cheaper in China. However, for medical insurance, it is recommended to buy it abroad, because schools in different countries have different requirements for health insurance. Once an accident occurs, it is more convenient to buy insurance abroad to handle claims.

How to buy study abroad insurance?

To buy insurance for studying abroad, we should first consider the insured amount and the insured items, and choose according to our actual situation and budget. You can buy insurance online or make an appointment by phone. If you choose to purchase online and apply for a visa, you need to indicate it at the time of purchase, so that the insurance company can provide an electronic policy for visa application.

What should parents tell their children before studying in Canada?

1. If you don't study hard, you will be a black worker.

Some people say that falling in love without marriage is hooliganism, so it is even more unforgivable to study abroad without studying.

To work for international students, you must be a full-time student first. If there are only two courses this semester, you can only work and study, and you can't work. You also need a work permit to work, and the regulations on work visas vary from province to province. Students who are interested in working had better go to official website. Many students want to make money, so they will work illegally. Although they can make money, there is only one result: they will be repatriated, and then you will be blacklisted by Canada. It will be even more difficult to go to Canada in the future.

2. The size label was not updated in time.

In addition to the above-mentioned students repatriated as illegal workers, there are still a large number of students who just don't care about their visas, don't renew them after their visas are about to expire or have expired, and finally don't renew them within 90 days after their visas expire. In that case, international students can only re-apply for visas when they return to China. If you stay in Canada for a long time without a legal visa, it will be more difficult for you to apply, and you may never go back before you finish your undergraduate course, so pay attention to the expiration date of your visa and make plans early!

3. Plagiarism and cheating in homework and exams

Yes, that's right. Children in China always make mistakes on this issue. At home, you may think it's no big deal to copy your homework or take a look at other people's papers. However, if you make such a problem in a Canadian university, it is basically unforgivable, and you will definitely be expelled from school or repatriated, because Canada is a very, very creditworthy country, and everyone's credit rating will be recorded. Whether your credit card has not been returned or your monthly phone bill has not been paid. It will affect your credit, so how will this credit affect you? All your dishonest behavior will be recorded. If you want to find a job or transfer, few people will want you. If your cheating behavior is very serious, you will be expelled, so your study abroad career will basically come to an end.

4. Attendance and scores are too low

Attendance is very important in Canadian schools. Some universities will list attendance separately. If you get full marks in this subject, some attendance will account for 15%-20%. That is, if you don't attend class on time, your final grade will only be 80-85 points. Therefore, low attendance directly affects grades. Canadian immigrants or visa officers will evaluate whether students study hard according to their attendance and academic performance at school. If you have studied for many years before finishing the preparatory course or language school, when you renew it, the immigration bureau or visa officer will doubt your real purpose of going abroad. If you don't study hard, your grades will not be good, and you will be refused a visa or entered the country.

5. Tax evasion

In Canada, whether you are full-time or part-time, as long as you have a job and are making money, you have to pay taxes, even if you are just an international student. In Canada, taxpayers need to declare their taxes voluntarily. Tax evasion is a very serious illegal act, and it will be repatriated regardless of whether it will leave a stain on the record. If you don't know how to file tax returns or pay taxes, don't worry. There will be some accounting firms in China, and they will help you with some handling fees. A good tax record will be very helpful to your future immigrants.

6. Do not enter or leave the country according to regulations, and carry contraband.

Many students should have experienced or heard of this. Canada's customs are famous for their strictness. There will be police dogs around the baggage claim area at the Canadian airport. Once you smell something, you and your luggage will be directly invited to the darkroom for unpacking and searching. If you don't bring anything you shouldn't, or only bring food, you will face a high fine. At the same time, if you don't carry the prescribed quantity according to the rules, you may have to pay taxes and fines ten times or dozens of times as much as your goods. So, don't take any chances. Once found, Canadian Customs will blacklist you and search you every time you enter the country. Yeah, why bother? Don't be opportunistic. International students often help their friends bring things from China. Tuotuo also wants to remind everyone here that you must know what you are bringing and whether it is illegal.